Buy Cheap Carmel Valley Village, CA Auto Insurance (2021)

Carmel Valley Village, CA auto insurance rates average $262 a month. Minimum auto insurance requirements in Carmel Valley Village, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Carmel Valley Village, CA, compare Carmel Valley Village auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carmel Valley Village, CA for teens drivers are $5,265/year
  • The most expensive auto insurance company in Carmel Valley Village after a DUI is State Farm
  • The most expensive auto insurance company in Carmel Valley Village is State Farm

Finding affordable Carmel Valley Village, California auto insurance can be challenging, but everything you need to know to buy cheap Carmel Valley Village, CA auto insurance with confidence is right here. Auto insurance rates in Carmel Valley Village are affected by local factors as well as personal ones like your driving record.

See how Carmel Valley Village, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Carmel Valley Village.

Don’t buy Carmel Valley Village, CA auto insurance until you’ve compared rates. Get free Carmel Valley Village, California auto insurance quotes when you enter your ZIP code above.

Carmel Valley Village, CA Minimum Auto Insurance Requirements

The required auto insurance in Carmel Valley Village, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Carmel Valley Village, California is outlined here.

Minimum Required Auto Insurance Coverage in Carmel Valley Village, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Carmel Valley Village, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carmel Valley Village, California auto insurance rates? Find out how car insurance rates in Carmel Valley Village, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carmel Valley Village, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,311 $2,325 $1,688 $1,718 $6,316 $7,970 $3,000 $3,344
Farmers $2,073 $2,073 $1,862 $1,862 $6,565 $10,793 $2,451 $2,726
GEICO $1,657 $1,658 $1,558 $1,558 $5,050 $5,144 $2,381 $2,437
Liberty Mutual $1,974 $1,870 $1,837 $1,780 $4,302 $4,575 $2,224 $2,243
Nationwide $2,658 $2,538 $2,328 $2,196 $6,736 $7,428 $3,171 $3,134
Progressive $1,481 $1,527 $1,244 $1,483 $3,878 $4,699 $2,117 $2,280
State Farm $2,998 $2,998 $2,678 $2,678 $5,506 $6,821 $3,320 $3,425
Travelers $2,116 $2,051 $1,877 $1,858 $4,310 $4,928 $2,736 $2,679
USAA $2,029 $1,923 $1,972 $1,980 $4,718 $4,717 $2,793 $2,642

Buy Cheap Carmel Valley Village, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carmel Valley Village can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carmel Valley Village, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carmel Valley Village, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,316 $7,970
Farmers $6,565 $10,793
GEICO $5,050 $5,144
Liberty Mutual $4,302 $4,575
Nationwide $6,736 $7,428
Progressive $3,878 $4,699
State Farm $5,506 $6,821
Travelers $4,310 $4,928
USAA $4,718 $4,717

Buy Cheap Carmel Valley Village, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Carmel Valley Village, California by comparing Carmel Valley Village senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carmel Valley Village, CA here.

Annual Auto Insurance Rates for Senior Drivers in Carmel Valley Village, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,718
Farmers $1,862 $1,862
GEICO $1,558 $1,558
Liberty Mutual $1,837 $1,780
Nationwide $2,328 $2,196
Progressive $1,244 $1,483
State Farm $2,678 $2,678
Travelers $1,877 $1,858
USAA $1,972 $1,980

Find Cheap Auto Insurance Rates in Carmel Valley Village, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carmel Valley Village, California auto insurance. Compare Carmel Valley Village, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carmel Valley Village, California

Insurance Company Low Medium High
Allstate $3,436 $3,609 $3,707
Farmers $3,554 $3,825 $4,022
GEICO $2,446 $2,709 $2,887
Liberty Mutual $2,432 $2,622 $2,748
Nationwide $3,406 $3,841 $4,074
Progressive $2,140 $2,399 $2,476
State Farm $3,457 $3,863 $4,089
Travelers $2,471 $2,894 $3,093
USAA $2,542 $2,909 $3,089

Find Cheap Carmel Valley Village, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carmel Valley Village. Compare auto insurance rates in Carmel Valley Village, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carmel Valley Village, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,240 $3,928
Farmers $3,450 $4,152
GEICO $2,435 $2,926
Liberty Mutual $2,389 $2,813
Nationwide $3,336 $4,212
Progressive $2,124 $2,553
State Farm $3,666 $3,940
Travelers $2,542 $3,097
USAA $2,618 $3,075

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Find Cheap Carmel Valley Village, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Carmel Valley Village, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carmel Valley Village, CA, take a look at the average cost for various violations versus rates for a clean driving record in Carmel Valley Village.

Annual Carmel Valley Village, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,160 $3,654 $5,688 $2,835
Farmers $2,807 $3,825 $4,771 $3,799
GEICO $1,874 $2,894 $3,629 $2,325
Liberty Mutual $2,257 $3,024 $2,729 $2,392
Nationwide $2,639 $3,379 $5,700 $3,379
Progressive $1,540 $2,594 $3,009 $2,211
State Farm $2,713 $3,236 $6,115 $3,149
Travelers $1,902 $3,057 $3,550 $2,769
USAA $1,888 $2,815 $4,614 $2,069

Find Cheap Carmel Valley Village, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carmel Valley Village, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Carmel Valley Village for less when you shop around and compare rates from multiple Carmel Valley Village, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carmel Valley Village, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,688
Farmers $4,771
GEICO $3,629
Liberty Mutual $2,729
Nationwide $5,700
Progressive $3,009
State Farm $6,115
Travelers $3,550
USAA $4,614

Winners by Category: Where to Buy Cheap Auto Insurance in Carmel Valley Village, CA

Compare rates from the cheapest auto insurance companies in Carmel Valley Village, CA for your needs. Take a look at how Carmel Valley Village, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carmel Valley Village, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Carmel Valley Village, California Auto Insurance Companies

If you’re looking for the cheapest Carmel Valley Village, CA auto insurance companies overall, you can compare them here. Find the best price for Carmel Valley Village, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Carmel Valley Village, California

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $3,801
GEICO $2,681
Liberty Mutual $2,601
Nationwide $3,774
Progressive $2,339
State Farm $3,803
Travelers $2,819
USAA $2,847

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What affects Carmel Valley Village, California auto insurance rates?

Local factors affect auto insurance rates in Carmel Valley Village, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Carmel Valley Village auto insurance rates.

Commute Times in Carmel Valley Village

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carmel Valley Village, CA is 25.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Carmel Valley Village, CA

You can buy cheap Carmel Valley Village, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carmel Valley Village, California auto insurance quotes from top companies.

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