Buy Cheap Carefree, AZ Auto Insurance (2021)

Carefree, AZ auto insurance rates average $333 a month. Minimum auto insurance requirements in Carefree, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Carefree, AZ, compare Carefree auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Carefree after a DUI is American Family
  • Average auto insurance rates in Carefree, AZ are $333/month
  • The most expensive auto insurance company in Carefree is Farmers

Finding affordable Carefree, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Carefree, AZ auto insurance with confidence is right here. Auto insurance rates in Carefree are affected by local factors as well as personal ones like your driving record.

See how Carefree, AZ car insurance rates compare to Mesa auto insurance rates, Phoenix auto insurance rates, and Surprise auto insurance rates before you read more about the cost of auto insurance in Carefree.

Don’t buy Carefree, AZ auto insurance until you’ve compared rates. Get free Carefree, Arizona auto insurance quotes when you enter your ZIP code above.

Carefree, AZ Minimum Auto Insurance Requirements

The required auto insurance in Carefree, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Carefree, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Carefree, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Carefree, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Carefree, AZ. Take a look at Carefree, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Carefree, Arizona

Insurance Company Poor Fair Good
Allstate $6,255 $4,456 $3,952
American Family $5,589 $4,165 $3,589
Farmers $6,430 $5,374 $5,110
GEICO $3,162 $2,074 $1,667
Nationwide $4,606 $3,664 $3,207
Progressive $4,043 $3,538 $3,309
State Farm $9,013 $3,494 $2,192
Travelers $4,256 $3,471 $2,763
USAA $3,797 $2,655 $2,211

Buy Cheap Carefree, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carefree, Arizona auto insurance rates? Find out how car insurance rates in Carefree, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carefree, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,453 $3,359 $3,359 $7,569 $9,822 $3,871 $4,214
American Family $2,930 $2,930 $2,690 $2,690 $7,789 $10,193 $2,930 $3,428
Farmers $3,017 $3,012 $2,683 $2,877 $13,123 $13,565 $3,377 $3,451
GEICO $1,563 $1,737 $1,323 $1,690 $4,521 $4,747 $1,428 $1,398
Nationwide $2,561 $2,607 $2,287 $2,424 $6,381 $8,182 $2,961 $3,204
Progressive $1,998 $1,741 $1,800 $1,708 $8,296 $9,242 $2,141 $2,115
State Farm $2,953 $2,953 $2,615 $2,615 $9,250 $11,623 $3,177 $4,014
Travelers $2,178 $2,292 $2,027 $2,155 $6,451 $8,141 $2,305 $2,424
USAA $1,594 $1,600 $1,488 $1,509 $5,865 $6,707 $2,094 $2,243

Buy Cheap Carefree, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carefree can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carefree, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carefree, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,822
American Family $7,789 $10,193
Farmers $13,123 $13,565
GEICO $4,521 $4,747
Nationwide $6,381 $8,182
Progressive $8,296 $9,242
State Farm $9,250 $11,623
Travelers $6,451 $8,141
USAA $5,865 $6,707

Buy Cheap Carefree, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Carefree, Arizona by comparing Carefree senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carefree, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Carefree, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,359 $3,359
American Family $2,690 $2,690
Farmers $2,683 $2,877
GEICO $1,323 $1,690
Nationwide $2,287 $2,424
Progressive $1,800 $1,708
State Farm $2,615 $2,615
Travelers $2,027 $2,155
USAA $1,488 $1,509

Find Cheap Auto Insurance Rates in Carefree, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carefree, Arizona auto insurance. Compare Carefree, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carefree, Arizona

Insurance Company Low Medium High
Allstate $4,608 $4,910 $5,145
American Family $4,271 $4,589 $4,482
Farmers $4,691 $5,704 $6,520
GEICO $1,935 $2,340 $2,628
Nationwide $3,659 $3,869 $3,949
Progressive $3,159 $3,703 $4,028
State Farm $4,378 $4,997 $5,325
Travelers $3,104 $3,555 $3,831
USAA $2,647 $2,930 $3,086

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Find Cheap Carefree, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carefree. Compare auto insurance rates in Carefree, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carefree, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,888 $4,888
American Family $4,405 $4,490
Farmers $5,638 $5,638
GEICO $2,264 $2,338
Nationwide $3,826 $3,826
Progressive $3,630 $3,630
State Farm $4,775 $5,025
Travelers $3,497 $3,497
USAA $2,856 $2,919

Find Cheap Carefree, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Carefree, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carefree, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Carefree.

Annual Carefree, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,905 $4,961 $5,627 $5,058
American Family $3,156 $4,876 $6,093 $3,666
Farmers $4,767 $6,156 $6,012 $5,617
GEICO $1,776 $2,413 $3,239 $1,776
Nationwide $3,232 $3,399 $5,052 $3,620
Progressive $3,201 $4,225 $3,376 $3,717
State Farm $4,452 $5,348 $4,900 $4,900
Travelers $2,793 $3,645 $4,068 $3,482
USAA $2,103 $3,005 $3,970 $2,473

Find Cheap Carefree, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carefree, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Carefree for less when you shop around and compare rates from multiple Carefree, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carefree, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,627
American Family $6,093
Farmers $6,012
GEICO $3,239
Nationwide $5,052
Progressive $3,376
State Farm $4,900
Travelers $4,068
USAA $3,970

Winners by Category: Where to Buy Cheap Auto Insurance in Carefree, AZ

Compare rates from the cheapest auto insurance companies in Carefree, AZ for your needs. Take a look at how Carefree, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carefree, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Carefree, Arizona Auto Insurance Companies

If you’re looking for the cheapest Carefree, AZ auto insurance companies overall, you can compare them here. Find the best price for Carefree, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Carefree, Arizona

Insurance Company Average Annual Rates
Allstate $4,888
American Family $4,448
Farmers $5,638
GEICO $2,301
Nationwide $3,826
Progressive $3,630
State Farm $4,900
Travelers $3,497
USAA $2,888

What affects Carefree, Arizona auto insurance rates?

Local factors affect auto insurance rates in Carefree, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Carefree auto insurance rates.

Commute Times in Carefree

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carefree, AZ is 32.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Carefree, AZ

You can buy cheap Carefree, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carefree, Arizona auto insurance quotes from top companies.

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