Buy Cheap Cardiff, AL Auto Insurance (2021)

Cardiff, AL auto insurance rates average $333 a month. Minimum auto insurance requirements in Cardiff, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Cardiff, AL, compare Cardiff auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cardiff, AL are $333/month
  • Average auto insurance rates in Cardiff, AL after a DUI are $4,546/year
  • The most expensive auto insurance company in Cardiff after a DUI is Liberty Mutual

Finding affordable Cardiff, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Cardiff, AL auto insurance with confidence is right here. Auto insurance rates in Cardiff are affected by local factors as well as personal ones like your driving record.

See how Cardiff, AL car insurance rates compare to Dothan auto insurance rates, Auburn auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Cardiff.

Don’t buy Cardiff, AL auto insurance until you’ve compared rates. Get free Cardiff, Alabama auto insurance quotes when you enter your ZIP code above.

Cardiff, AL Minimum Auto Insurance Requirements

The required auto insurance in Cardiff, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Cardiff, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Cardiff, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cardiff, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cardiff, AL. Take a look at Cardiff, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cardiff, Alabama

Insurance Company Poor Fair Good
Allstate $4,340 $3,421 $2,798
Farmers $4,704 $4,053 $3,840
GEICO $3,504 $2,500 $2,262
Liberty Mutual $8,041 $4,940 $3,873
Nationwide $3,541 $2,761 $2,496
Progressive $5,940 $5,090 $4,753
State Farm $9,157 $4,630 $3,142
Travelers $4,188 $3,639 $3,709
USAA $2,991 $1,945 $1,736

Buy Cheap Cardiff, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cardiff, Alabama auto insurance rates? Find out how car insurance rates in Cardiff, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cardiff, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,099 $1,992 $1,912 $1,946 $7,482 $8,037 $2,323 $2,366
Farmers $2,389 $2,367 $2,133 $2,267 $9,311 $9,575 $2,721 $2,829
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,227 $3,484 $2,636 $2,949 $12,097 $13,452 $3,438 $3,662
Nationwide $1,895 $1,918 $1,724 $1,785 $5,097 $6,570 $2,110 $2,362
Progressive $2,865 $2,685 $2,349 $2,516 $11,717 $13,056 $3,351 $3,549
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,529 $1,550 $1,447 $1,438 $8,444 $13,271 $1,447 $1,637
USAA $1,377 $1,394 $1,284 $1,254 $4,153 $4,601 $1,796 $1,934

Buy Cheap Cardiff, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cardiff can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cardiff, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cardiff, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,482 $8,037
Farmers $9,311 $9,575
GEICO $5,204 $5,101
Liberty Mutual $12,097 $13,452
Nationwide $5,097 $6,570
Progressive $11,717 $13,056
State Farm $10,624 $13,270
Travelers $8,444 $13,271
USAA $4,153 $4,601

Buy Cheap Cardiff, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Cardiff, Alabama by comparing Cardiff senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cardiff, AL here.

Annual Auto Insurance Rates for Senior Drivers in Cardiff, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,946
Farmers $2,133 $2,267
GEICO $1,878 $1,947
Liberty Mutual $2,636 $2,949
Nationwide $1,724 $1,785
Progressive $2,349 $2,516
State Farm $3,089 $3,089
Travelers $1,447 $1,438
USAA $1,284 $1,254

Find Cheap Auto Insurance Rates in Cardiff, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cardiff, Alabama auto insurance. Compare Cardiff, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cardiff, Alabama

Insurance Company Low Medium High
Allstate $3,380 $3,512 $3,667
Farmers $3,968 $4,146 $4,483
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,364 $5,592 $5,899
Nationwide $2,923 $2,907 $2,969
Progressive $4,735 $5,229 $5,818
State Farm $5,324 $5,637 $5,967
Travelers $3,659 $3,921 $3,956
USAA $2,147 $2,213 $2,312

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Find Cheap Cardiff, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cardiff. Compare auto insurance rates in Cardiff, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cardiff, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,520 $3,520
Farmers $4,199 $4,199
GEICO $2,707 $2,804
Liberty Mutual $5,618 $5,618
Nationwide $2,933 $2,933
Progressive $5,261 $5,261
State Farm $5,506 $5,780
Travelers $3,845 $3,845
USAA $2,122 $2,326

Find Cheap Cardiff, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Cardiff, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cardiff, AL, take a look at the average cost for various violations versus rates for a clean driving record in Cardiff.

Annual Cardiff, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,977 $3,519 $4,204 $3,378
Farmers $3,528 $4,573 $4,460 $4,235
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,400 $6,144 $5,993 $5,936
Nationwide $2,562 $2,562 $3,744 $2,863
Progressive $4,755 $5,976 $5,094 $5,218
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $3,198 $3,354 $4,938 $3,893
USAA $1,709 $2,149 $3,191 $1,848

Find Cheap Cardiff, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cardiff, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Cardiff for less when you shop around and compare rates from multiple Cardiff, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cardiff, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,204
Farmers $4,460
GEICO $3,711
Liberty Mutual $5,993
Nationwide $3,744
Progressive $5,094
State Farm $5,579
Travelers $4,938
USAA $3,191

Winners by Category: Where to Buy Cheap Auto Insurance in Cardiff, AL

Compare rates from the cheapest auto insurance companies in Cardiff, AL for your needs. Take a look at how Cardiff, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cardiff, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Cardiff, Alabama Auto Insurance Companies

If you’re looking for the cheapest Cardiff, AL auto insurance companies overall, you can compare them here. Find the best price for Cardiff, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Cardiff, Alabama

Insurance Company Average Annual Rates
Allstate $3,520
Farmers $4,199
GEICO $2,755
Liberty Mutual $5,618
Nationwide $2,933
Progressive $5,261
State Farm $5,643
Travelers $3,845
USAA $2,224

What affects Cardiff, Alabama auto insurance rates?

Local factors affect auto insurance rates in Cardiff, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Cardiff auto insurance rates.

Commute Times in Cardiff

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cardiff, AL is 34.2 minutes according to City-Data.

Traffic in Cardiff

How is traffic in Cardiff, Alabama? Inrix data shows that Cardiff, AL traffic makes it the 97th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Cardiff, AL

You can buy cheap Cardiff, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cardiff, Alabama auto insurance quotes from top companies.

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