Buy Cheap Carbondale, CO Auto Insurance (2021)

Carbondale, CO auto insurance rates average $318 a month. Minimum auto insurance requirements in Carbondale, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Carbondale, CO, compare Carbondale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carbondale, CO are $318/month
  • The most expensive auto insurance company in Carbondale is Allstate
  • Average auto insurance rates in Carbondale, CO after a DUI are $4,551/year

Finding affordable Carbondale, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Carbondale, CO auto insurance with confidence is right here. Auto insurance rates in Carbondale are affected by local factors as well as personal ones like your driving record.

See how Carbondale, CO car insurance rates compare to Colorado Springs auto insurance rates, Arvada auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Carbondale.

Don’t buy Carbondale, CO auto insurance until you’ve compared rates. Get free Carbondale, Colorado auto insurance quotes when you enter your ZIP code above.

Carbondale, CO Minimum Auto Insurance Requirements

The required auto insurance in Carbondale, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Carbondale, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Carbondale, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Carbondale, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Carbondale, CO. Take a look at Carbondale, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Carbondale, Colorado

Insurance Company Poor Fair Good
Allstate $7,359 $5,670 $4,285
American Family $4,893 $3,473 $2,906
Farmers $5,506 $4,449 $4,227
GEICO $2,969 $2,475 $1,980
Liberty Mutual $4,423 $2,679 $2,136
Nationwide $4,201 $3,324 $2,896
Progressive $4,633 $3,973 $3,666
State Farm $4,758 $3,050 $2,455
USAA $5,269 $2,982 $2,383

Buy Cheap Carbondale, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carbondale, Colorado auto insurance rates? Find out how car insurance rates in Carbondale, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carbondale, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,544 $3,314 $3,164 $3,201 $12,208 $12,820 $3,936 $3,982
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,807 $2,782 $2,549 $2,741 $10,322 $10,374 $3,096 $3,149
GEICO $1,558 $1,710 $1,629 $1,833 $4,914 $5,247 $1,431 $1,474
Liberty Mutual $2,088 $2,092 $1,748 $1,916 $5,965 $6,523 $2,121 $2,182
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,463 $2,294 $2,119 $2,113 $8,590 $9,628 $2,796 $2,722
State Farm $2,143 $2,143 $1,916 $1,916 $6,182 $7,800 $2,399 $2,870
USAA $2,373 $2,383 $2,245 $2,262 $5,906 $6,780 $3,061 $3,347

Buy Cheap Carbondale, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carbondale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carbondale, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carbondale, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,208 $12,820
American Family $6,230 $8,345
Farmers $10,322 $10,374
GEICO $4,914 $5,247
Liberty Mutual $5,965 $6,523
Nationwide $5,843 $7,486
Progressive $8,590 $9,628
State Farm $6,182 $7,800
USAA $5,906 $6,780

Buy Cheap Carbondale, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Carbondale, Colorado by comparing Carbondale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carbondale, CO here.

Annual Auto Insurance Rates for Senior Drivers in Carbondale, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,164 $3,201
American Family $2,316 $2,316
Farmers $2,549 $2,741
GEICO $1,629 $1,833
Liberty Mutual $1,748 $1,916
Nationwide $2,066 $2,188
Progressive $2,119 $2,113
State Farm $1,916 $1,916
USAA $2,245 $2,262

Find Cheap Auto Insurance Rates in Carbondale, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carbondale, Colorado auto insurance. Compare Carbondale, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carbondale, Colorado

Insurance Company Low Medium High
Allstate $5,540 $5,756 $6,018
American Family $3,605 $3,834 $3,832
Farmers $4,187 $4,665 $5,331
GEICO $2,288 $2,443 $2,693
Liberty Mutual $2,947 $3,072 $3,220
Nationwide $3,517 $3,472 $3,432
Progressive $3,873 $4,102 $4,297
State Farm $3,239 $3,422 $3,602
USAA $3,409 $3,544 $3,680

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Find Cheap Carbondale, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carbondale. Compare auto insurance rates in Carbondale, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carbondale, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,771 $5,771
American Family $3,678 $3,837
Farmers $4,728 $4,728
GEICO $2,426 $2,523
Liberty Mutual $3,079 $3,079
Nationwide $3,474 $3,474
Progressive $4,091 $4,091
State Farm $3,341 $3,502
USAA $3,443 $3,646

Find Cheap Carbondale, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Carbondale, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carbondale, CO, take a look at the average cost for various violations versus rates for a clean driving record in Carbondale.

Annual Carbondale, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,916 $5,649 $6,943 $5,578
American Family $2,779 $3,940 $5,160 $3,151
Farmers $3,990 $5,121 $5,058 $4,742
GEICO $1,752 $2,702 $3,163 $2,281
Liberty Mutual $2,685 $3,150 $3,297 $3,185
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,550 $4,929 $3,746 $4,137
State Farm $3,148 $3,695 $3,421 $3,421
USAA $2,583 $3,145 $5,536 $2,915

Find Cheap Carbondale, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carbondale, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Carbondale for less when you shop around and compare rates from multiple Carbondale, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carbondale, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,943
American Family $5,160
Farmers $5,058
GEICO $3,163
Liberty Mutual $3,297
Nationwide $4,637
Progressive $3,746
State Farm $3,421
USAA $5,536

Winners by Category: Where to Buy Cheap Auto Insurance in Carbondale, CO

Compare rates from the cheapest auto insurance companies in Carbondale, CO for your needs. Take a look at how Carbondale, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carbondale, Colorado

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Carbondale, Colorado Auto Insurance Companies

If you’re looking for the cheapest Carbondale, CO auto insurance companies overall, you can compare them here. Find the best price for Carbondale, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Carbondale, Colorado

Insurance Company Average Annual Rates
Allstate $5,771
American Family $3,757
Farmers $4,728
GEICO $2,475
Liberty Mutual $3,079
Nationwide $3,474
Progressive $4,091
State Farm $3,421
USAA $3,545

What affects Carbondale, Colorado auto insurance rates?

Local factors affect auto insurance rates in Carbondale, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Carbondale auto insurance rates.

Commute Times in Carbondale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carbondale, CO is 31.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Carbondale, CO

You can buy cheap Carbondale, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carbondale, Colorado auto insurance quotes from top companies.

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