Buy Cheap Carbon, IA Auto Insurance (2021)

Carbon, IA auto insurance rates average $261 a month. Minimum auto insurance requirements in Carbon, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Carbon, IA, compare Carbon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carbon, IA for teens drivers are $5,886/year
  • Average auto insurance rates in Carbon, IA after a DUI are $3,767/year
  • Average auto insurance rates in Carbon, IA are $261/month

Finding affordable Carbon, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Carbon, IA auto insurance with confidence is right here. Auto insurance rates in Carbon are affected by local factors as well as personal ones like your driving record.

See how Carbon, IA car insurance rates compare to Davenport auto insurance rates, Des Moines auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Carbon.

Don’t buy Carbon, IA auto insurance until you’ve compared rates. Get free Carbon, Iowa auto insurance quotes when you enter your ZIP code above.

Carbon, IA Minimum Auto Insurance Requirements

The required auto insurance in Carbon, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Carbon, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Carbon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Carbon, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Carbon, IA. Take a look at Carbon, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Carbon, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,081 $2,998 $2,517
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,281 $2,555 $2,242
Progressive $3,424 $2,735 $2,465
State Farm $3,157 $1,953 $1,541
Travelers $6,786 $5,782 $5,503
USAA $2,538 $1,734 $1,499

Buy Cheap Carbon, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carbon, Iowa auto insurance rates? Find out how car insurance rates in Carbon, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carbon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,067 $2,067 $1,846 $1,846 $5,488 $7,718 $2,067 $2,492
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $2,080 $2,023 $1,713 $1,770 $4,778 $5,412 $2,510 $2,712
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,756 $2,814 $2,671 $2,676 $11,988 $19,010 $2,864 $3,411
USAA $1,301 $1,324 $1,186 $1,221 $3,408 $3,641 $1,569 $1,739

Buy Cheap Carbon, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carbon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carbon, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carbon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,488 $7,718
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,031 $11,292
Nationwide $4,255 $5,540
Progressive $4,778 $5,412
State Farm $3,891 $4,937
Travelers $11,988 $19,010
USAA $3,408 $3,641

Buy Cheap Carbon, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Carbon, Iowa by comparing Carbon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carbon, IA here.

Annual Auto Insurance Rates for Senior Drivers in Carbon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,846 $1,846
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,875 $2,277
Nationwide $1,676 $1,797
Progressive $1,713 $1,770
State Farm $1,269 $1,269
Travelers $2,671 $2,676
USAA $1,186 $1,221

Find Cheap Auto Insurance Rates in Carbon, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carbon, Iowa auto insurance. Compare Carbon, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carbon, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,218 $3,376 $3,001
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,822 $2,674 $2,582
Progressive $2,742 $2,883 $2,999
State Farm $2,111 $2,229 $2,311
Travelers $5,692 $6,114 $6,266
USAA $1,832 $1,929 $2,010

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Find Cheap Carbon, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carbon. Compare auto insurance rates in Carbon, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carbon, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,161 $3,236
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,383 $4,383
Nationwide $2,693 $2,693
Progressive $2,875 $2,875
State Farm $2,164 $2,270
Travelers $6,024 $6,024
USAA $1,853 $1,994

Find Cheap Carbon, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Carbon, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carbon, IA, take a look at the average cost for various violations versus rates for a clean driving record in Carbon.

Annual Carbon, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,310 $3,375 $4,393 $2,717
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,320 $3,759 $2,511 $2,909
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,392 $5,847 $7,830 $6,026
USAA $1,474 $1,968 $2,562 $1,690

Find Cheap Carbon, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carbon, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Carbon for less when you shop around and compare rates from multiple Carbon, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carbon, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,393
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,783
Nationwide $3,838
Progressive $2,511
State Farm $2,217
Travelers $7,830
USAA $2,562

Winners by Category: Where to Buy Cheap Auto Insurance in Carbon, IA

Compare rates from the cheapest auto insurance companies in Carbon, IA for your needs. Take a look at how Carbon, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carbon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Carbon, Iowa Auto Insurance Companies

If you’re looking for the cheapest Carbon, IA auto insurance companies overall, you can compare them here. Find the best price for Carbon, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Carbon, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,199
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,383
Nationwide $2,693
Progressive $2,875
State Farm $2,217
Travelers $6,024
USAA $1,924

What affects Carbon, Iowa auto insurance rates?

Local factors affect auto insurance rates in Carbon, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Carbon auto insurance rates.

Commute Times in Carbon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carbon, IA is 41.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Carbon, IA

You can buy cheap Carbon, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carbon, Iowa auto insurance quotes from top companies.

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