Buy Cheap Capitan, NM Auto Insurance (2021)

Capitan, NM auto insurance rates average $269 a month. Minimum auto insurance requirements in Capitan, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Capitan, NM, compare Capitan auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Capitan, NM after a DUI are $4,141/year
  • Average auto insurance rates in Capitan, NM for teens drivers are $6,173/year
  • The most expensive auto insurance company in Capitan is GEICO

Finding affordable Capitan, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Capitan, NM auto insurance with confidence is right here. Auto insurance rates in Capitan are affected by local factors as well as personal ones like your driving record.

See how Capitan, NM car insurance rates compare to Roswell auto insurance rates, Farmington auto insurance rates, and Santa Fe auto insurance rates before you read more about the cost of auto insurance in Capitan.

Don’t buy Capitan, NM auto insurance until you’ve compared rates. Get free Capitan, New Mexico auto insurance quotes when you enter your ZIP code above.

Capitan, NM Minimum Auto Insurance Requirements

The required auto insurance in Capitan, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Capitan, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Capitan, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Capitan, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Capitan, NM. Take a look at Capitan, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Capitan, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,530 $3,749 $3,563
GEICO $4,787 $4,162 $3,849
Nationwide $4,047 $3,140 $2,728
Progressive $3,108 $2,757 $2,600
State Farm $3,265 $2,005 $1,583
USAA $2,680 $2,000 $1,731

Buy Cheap Capitan, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Capitan, New Mexico auto insurance rates? Find out how car insurance rates in Capitan, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Capitan, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,201 $2,188 $1,971 $2,097 $8,899 $9,143 $2,492 $2,588
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,273 $2,314 $2,064 $2,169 $5,441 $6,874 $2,559 $2,744
Progressive $1,544 $1,504 $1,391 $1,401 $6,079 $6,849 $1,868 $1,939
State Farm $1,507 $1,507 $1,356 $1,356 $3,982 $5,016 $1,685 $1,865
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Capitan, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Capitan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Capitan, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Capitan, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,899 $9,143
GEICO $7,583 $10,447
Nationwide $5,441 $6,874
Progressive $6,079 $6,849
State Farm $3,982 $5,016
USAA $3,641 $4,122

Buy Cheap Capitan, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Capitan, New Mexico by comparing Capitan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Capitan, NM here.

Annual Auto Insurance Rates for Senior Drivers in Capitan, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,971 $2,097
GEICO $2,511 $2,511
Nationwide $2,064 $2,169
Progressive $1,391 $1,401
State Farm $1,356 $1,356
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Capitan, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Capitan, New Mexico auto insurance. Compare Capitan, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Capitan, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,631 $3,915 $4,295
GEICO $3,990 $4,256 $4,552
Nationwide $3,266 $3,271 $3,378
Progressive $2,701 $2,820 $2,944
State Farm $2,103 $2,291 $2,459
USAA $1,995 $2,146 $2,271

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Find Cheap Capitan, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Capitan. Compare auto insurance rates in Capitan, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Capitan, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,947 $3,947
GEICO $4,201 $4,331
Nationwide $3,305 $3,305
Progressive $2,822 $2,822
State Farm $2,228 $2,340
USAA $2,073 $2,201

Find Cheap Capitan, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Capitan, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Capitan, NM, take a look at the average cost for various violations versus rates for a clean driving record in Capitan.

Annual Capitan, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,329 $4,291 $4,189 $3,980
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,466 $3,469 $4,488 $2,797
Progressive $2,447 $3,318 $2,634 $2,888
State Farm $2,151 $2,328 $2,328 $2,328
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Capitan, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Capitan, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Capitan for less when you shop around and compare rates from multiple Capitan, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Capitan, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,440
Farmers $4,189
GEICO $8,009
Nationwide $4,488
Progressive $2,634
State Farm $2,328
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Capitan, NM

Compare rates from the cheapest auto insurance companies in Capitan, NM for your needs. Take a look at how Capitan, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Capitan, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Capitan, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Capitan, NM auto insurance companies overall, you can compare them here. Find the best price for Capitan, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Capitan, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,947
GEICO $4,266
Nationwide $3,305
Progressive $2,822
State Farm $2,284
USAA $2,137

What affects Capitan, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Capitan, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Capitan auto insurance rates.

Auto Theft in Capitan

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Capitan, NM auto theft show a total of 2 vehicle thefts annually.

Commute Times in Capitan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Capitan, NM is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Capitan, NM

You can buy cheap Capitan, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Capitan, New Mexico auto insurance quotes from top companies.

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