Buy Cheap Canyon Lake, TX Auto Insurance (2021)

Canyon Lake, TX auto insurance rates average $313 a month. Minimum auto insurance requirements in Canyon Lake, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Canyon Lake, TX, compare Canyon Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Canyon Lake, TX are $313/month
  • The most expensive auto insurance company in Canyon Lake after a DUI is Allstate
  • Average auto insurance rates in Canyon Lake, TX after a DUI are $4,262/year

Finding affordable Canyon Lake, Texas auto insurance can be challenging, but everything you need to know to buy cheap Canyon Lake, TX auto insurance with confidence is right here. Auto insurance rates in Canyon Lake are affected by local factors as well as personal ones like your driving record.

See how Canyon Lake, TX car insurance rates compare to Houston auto insurance rates, Austin auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Canyon Lake.

Don’t buy Canyon Lake, TX auto insurance until you’ve compared rates. Get free Canyon Lake, Texas auto insurance quotes when you enter your ZIP code above.

Canyon Lake, TX Minimum Auto Insurance Requirements

The required auto insurance in Canyon Lake, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Canyon Lake, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Canyon Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Canyon Lake, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Canyon Lake, TX. Take a look at Canyon Lake, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Canyon Lake, Texas

Insurance Company Poor Fair Good
Allstate $6,265 $4,608 $3,948
American Family $5,882 $3,712 $3,243
GEICO $5,518 $3,115 $2,071
Nationwide $4,217 $3,390 $2,947
Progressive $5,302 $4,585 $4,250
State Farm $4,106 $2,554 $2,034
USAA $3,534 $2,054 $1,657

Buy Cheap Canyon Lake, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Canyon Lake, Texas auto insurance rates? Find out how car insurance rates in Canyon Lake, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Canyon Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,203 $3,133 $3,133 $8,527 $10,298 $3,941 $4,109
American Family $2,586 $2,876 $2,412 $2,760 $6,794 $8,889 $3,701 $4,215
GEICO $2,657 $2,864 $2,564 $2,898 $5,800 $6,027 $2,870 $2,864
Nationwide $2,210 $2,247 $1,955 $2,068 $6,251 $8,016 $2,595 $2,805
Progressive $2,504 $2,380 $2,229 $2,272 $10,554 $11,771 $2,972 $3,018
State Farm $2,037 $2,037 $1,810 $1,810 $4,838 $6,159 $2,212 $2,281
USAA $1,536 $1,543 $1,472 $1,459 $4,347 $4,724 $2,048 $2,190

Buy Cheap Canyon Lake, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Canyon Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Canyon Lake, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Canyon Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,527 $10,298
American Family $6,794 $8,889
GEICO $5,800 $6,027
Nationwide $6,251 $8,016
Progressive $10,554 $11,771
State Farm $4,838 $6,159
USAA $4,347 $4,724

Buy Cheap Canyon Lake, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Canyon Lake, Texas by comparing Canyon Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Canyon Lake, TX here.

Annual Auto Insurance Rates for Senior Drivers in Canyon Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,133 $3,133
American Family $2,412 $2,760
GEICO $2,564 $2,898
Nationwide $1,955 $2,068
Progressive $2,229 $2,272
State Farm $1,810 $1,810
USAA $1,472 $1,459

Find Cheap Auto Insurance Rates in Canyon Lake, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Canyon Lake, Texas auto insurance. Compare Canyon Lake, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Canyon Lake, Texas

Insurance Company Low Medium High
Allstate $4,847 $4,905 $5,069
American Family $3,992 $4,130 $4,715
GEICO $3,382 $3,525 $3,796
Nationwide $3,797 $3,369 $3,389
Progressive $4,497 $4,691 $4,949
State Farm $2,753 $2,891 $3,050
USAA $2,327 $2,404 $2,513

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Find Cheap Canyon Lake, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Canyon Lake. Compare auto insurance rates in Canyon Lake, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Canyon Lake, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,822 $5,058
American Family $4,279 $4,279
GEICO $3,502 $3,634
Nationwide $3,518 $3,518
Progressive $4,713 $4,713
State Farm $2,898 $2,898
USAA $2,384 $2,445

Find Cheap Canyon Lake, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Canyon Lake, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Canyon Lake, TX to see how much where you live in Canyon Lake affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Canyon Lake, Texas

ZIP Code Average Annual Rates
78070 $5,619
78133 $5,543

Find Cheap Canyon Lake, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Canyon Lake, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Canyon Lake, TX, take a look at the average cost for various violations versus rates for a clean driving record in Canyon Lake.

Annual Canyon Lake, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,820 $5,920 $6,201 $3,820
American Family $3,903 $4,959 $4,351 $3,903
GEICO $3,025 $4,000 $3,345 $3,902
Nationwide $3,055 $3,055 $4,516 $3,448
Progressive $4,108 $5,317 $4,798 $4,628
State Farm $2,579 $2,953 $3,480 $2,579
USAA $1,798 $2,659 $3,140 $2,063

Find Cheap Canyon Lake, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Canyon Lake, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Canyon Lake for less when you shop around and compare rates from multiple Canyon Lake, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Canyon Lake, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,201
American Family $4,351
GEICO $3,345
Nationwide $4,516
Progressive $4,798
State Farm $3,480
USAA $3,140

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Winners by Category: Where to Buy Cheap Auto Insurance in Canyon Lake, TX

Compare rates from the cheapest auto insurance companies in Canyon Lake, TX for your needs. Take a look at how Canyon Lake, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Canyon Lake, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Canyon Lake, Texas Auto Insurance Companies

If you’re looking for the cheapest Canyon Lake, TX auto insurance companies overall, you can compare them here. Find the best price for Canyon Lake, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Canyon Lake, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $4,279
GEICO $3,568
Nationwide $3,518
Progressive $4,713
State Farm $2,898
USAA $2,415

What affects Canyon Lake, Texas auto insurance rates?

Local factors affect auto insurance rates in Canyon Lake, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Canyon Lake auto insurance rates.

Commute Times in Canyon Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Canyon Lake, TX is 40.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Canyon Lake, TX

You can buy cheap Canyon Lake, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Canyon Lake, Texas auto insurance quotes from top companies.

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