Buy Cheap Cambridge, OH Auto Insurance (2021)

Cambridge, OH auto insurance rates average $228 a month. Minimum auto insurance requirements in Cambridge, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Cambridge, OH, compare Cambridge auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cambridge, OH for teens drivers are $5,575/year
  • The most expensive auto insurance company in Cambridge is Liberty Mutual
  • Average auto insurance rates in Cambridge, OH after a DUI are $3,178/year

Finding affordable Cambridge, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Cambridge, OH auto insurance with confidence is right here. Auto insurance rates in Cambridge are affected by local factors as well as personal ones like your driving record.

See how Cambridge, OH car insurance rates compare to Toledo auto insurance rates, Lorain auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Cambridge.

Don’t buy Cambridge, OH auto insurance until you’ve compared rates. Get free Cambridge, Ohio auto insurance quotes when you enter your ZIP code above.

Cambridge, OH Minimum Auto Insurance Requirements

The required auto insurance in Cambridge, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Cambridge, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Cambridge, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cambridge, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cambridge, OH. Take a look at Cambridge, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cambridge, Ohio

Insurance Company Poor Fair Good
Allstate $4,104 $2,973 $2,492
American Family $1,971 $1,349 $1,142
Farmers $3,678 $3,091 $2,945
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,121 $3,732 $2,926
Nationwide $3,783 $3,049 $2,575
Progressive $3,663 $3,148 $2,936
State Farm $3,452 $2,134 $1,682
Travelers $3,471 $3,017 $2,816
USAA $1,792 $1,268 $1,081

Buy Cheap Cambridge, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cambridge, Ohio auto insurance rates? Find out how car insurance rates in Cambridge, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cambridge, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,154 $2,158 $1,923 $2,060 $5,806 $6,652 $2,292 $2,468
American Family $953 $992 $860 $867 $2,783 $3,034 $1,173 $1,238
Farmers $1,758 $1,758 $1,550 $1,629 $7,443 $7,735 $1,965 $2,063
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $2,020 $2,208 $1,556 $1,888 $10,261 $11,613 $2,160 $2,369
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,700 $1,614 $1,411 $1,456 $7,359 $8,295 $2,047 $2,113
State Farm $1,486 $1,486 $1,318 $1,318 $4,464 $5,616 $1,721 $1,972
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Cambridge, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cambridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cambridge, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cambridge, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,806 $6,652
American Family $2,783 $3,034
Farmers $7,443 $7,735
GEICO $3,627 $3,381
Liberty Mutual $10,261 $11,613
Nationwide $5,290 $6,843
Progressive $7,359 $8,295
State Farm $4,464 $5,616
Travelers $6,141 $9,648
USAA $2,571 $2,863

Buy Cheap Cambridge, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Cambridge, Ohio by comparing Cambridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cambridge, OH here.

Annual Auto Insurance Rates for Senior Drivers in Cambridge, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,923 $2,060
American Family $860 $867
Farmers $1,550 $1,629
GEICO $1,266 $1,267
Liberty Mutual $1,556 $1,888
Nationwide $1,900 $1,918
Progressive $1,411 $1,456
State Farm $1,318 $1,318
Travelers $1,435 $1,426
USAA $798 $797

Find Cheap Auto Insurance Rates in Cambridge, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cambridge, Ohio auto insurance. Compare Cambridge, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cambridge, Ohio

Insurance Company Low Medium High
Allstate $3,107 $3,184 $3,276
American Family $1,469 $1,499 $1,495
Farmers $3,083 $3,191 $3,439
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,113 $4,278 $4,387
Nationwide $3,466 $3,040 $2,901
Progressive $3,154 $3,228 $3,365
State Farm $2,320 $2,429 $2,519
Travelers $3,031 $3,140 $3,133
USAA $1,323 $1,379 $1,440

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Find Cheap Cambridge, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cambridge. Compare auto insurance rates in Cambridge, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cambridge, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,189 $3,189
American Family $1,469 $1,505
Farmers $3,238 $3,238
GEICO $1,849 $1,918
Liberty Mutual $4,259 $4,259
Nationwide $3,136 $3,136
Progressive $3,249 $3,249
State Farm $2,364 $2,481
Travelers $3,101 $3,101
USAA $1,328 $1,433

Find Cheap Cambridge, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Cambridge, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cambridge, OH, take a look at the average cost for various violations versus rates for a clean driving record in Cambridge.

Annual Cambridge, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,702 $3,245 $3,772 $3,038
American Family $1,425 $1,508 $1,508 $1,508
Farmers $2,679 $3,434 $3,349 $3,489
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,586 $4,581 $4,696 $4,174
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,804 $3,799 $2,982 $3,411
State Farm $2,217 $2,628 $2,423 $2,423
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Cambridge, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cambridge, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Cambridge for less when you shop around and compare rates from multiple Cambridge, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cambridge, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,772
American Family $1,508
Farmers $3,349
GEICO $2,640
Liberty Mutual $4,696
Nationwide $4,062
Progressive $2,982
State Farm $2,423
Travelers $4,485
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Cambridge, OH

Compare rates from the cheapest auto insurance companies in Cambridge, OH for your needs. Take a look at how Cambridge, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cambridge, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Cambridge, Ohio Auto Insurance Companies

If you’re looking for the cheapest Cambridge, OH auto insurance companies overall, you can compare them here. Find the best price for Cambridge, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Cambridge, Ohio

Insurance Company Average Annual Rates
Allstate $3,189
American Family $1,487
Farmers $3,238
GEICO $1,883
Liberty Mutual $4,259
Nationwide $3,136
Progressive $3,249
State Farm $2,423
Travelers $3,101
USAA $1,380

What affects Cambridge, Ohio auto insurance rates?

Local factors affect auto insurance rates in Cambridge, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Cambridge auto insurance rates.

Auto Theft in Cambridge

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Cambridge, OH auto theft show a total of 13 vehicle thefts annually.

Commute Times in Cambridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cambridge, OH is 17.4 minutes according to City-Data.

Traffic in Cambridge

How is traffic in Cambridge, Ohio? Inrix data shows that Cambridge, OH traffic makes it the 234th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Cambridge, OH

You can buy cheap Cambridge, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cambridge, Ohio auto insurance quotes from top companies.

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