Buy Cheap Cambridge, NY Auto Insurance (2021)

Cambridge, NY auto insurance rates average $270 a month. Minimum auto insurance requirements in Cambridge, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cambridge, NY, compare Cambridge auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cambridge, NY after a DUI are $4,317/year
  • Average auto insurance rates in Cambridge, NY for teens drivers are $5,612/year
  • The most expensive auto insurance company in Cambridge is Liberty Mutual

Finding affordable Cambridge, New York auto insurance can be challenging, but everything you need to know to buy cheap Cambridge, NY auto insurance with confidence is right here. Auto insurance rates in Cambridge are affected by local factors as well as personal ones like your driving record.

See how Cambridge, NY car insurance rates compare to Rochester auto insurance rates, Utica auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in Cambridge.

Don’t buy Cambridge, NY auto insurance until you’ve compared rates. Get free Cambridge, New York auto insurance quotes when you enter your ZIP code above.

Cambridge, NY Minimum Auto Insurance Requirements

The required auto insurance in Cambridge, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cambridge, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cambridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cambridge, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cambridge, NY. Take a look at Cambridge, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cambridge, New York

Insurance Company Poor Fair Good
Allstate $5,324 $3,145 $2,725
GEICO $2,352 $1,729 $1,551
Liberty Mutual $7,591 $4,968 $3,723
Nationwide $2,669 $2,669 $2,669
Progressive $4,499 $2,353 $1,730
State Farm $4,290 $2,691 $2,136
Travelers $4,814 $3,042 $2,641
USAA $4,423 $2,195 $1,945

Buy Cheap Cambridge, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cambridge, New York auto insurance rates? Find out how car insurance rates in Cambridge, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cambridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,345 $2,330 $2,374 $7,384 $7,982 $2,462 $2,491
GEICO $1,383 $1,333 $1,346 $1,326 $2,887 $4,213 $1,248 $1,285
Liberty Mutual $3,934 $3,934 $3,664 $3,664 $7,667 $12,443 $3,934 $4,178
Nationwide $2,023 $2,023 $1,912 $1,912 $3,577 $5,309 $2,023 $2,570
Progressive $1,697 $1,589 $1,362 $1,384 $5,893 $6,583 $2,210 $2,168
State Farm $1,911 $1,911 $1,665 $1,665 $5,603 $7,232 $2,099 $2,224
Travelers $2,480 $2,508 $2,280 $2,445 $5,871 $7,018 $2,637 $2,753
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Buy Cheap Cambridge, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cambridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cambridge, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cambridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,384 $7,982
GEICO $2,887 $4,213
Liberty Mutual $7,667 $12,443
Nationwide $3,577 $5,309
Progressive $5,893 $6,583
State Farm $5,603 $7,232
Travelers $5,871 $7,018
USAA $6,012 $7,189

Buy Cheap Cambridge, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cambridge, New York by comparing Cambridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cambridge, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cambridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,374
GEICO $1,346 $1,326
Liberty Mutual $3,664 $3,664
Nationwide $1,912 $1,912
Progressive $1,362 $1,384
State Farm $1,665 $1,665
Travelers $2,280 $2,445
USAA $1,346 $1,345

Find Cheap Auto Insurance Rates in Cambridge, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cambridge, New York auto insurance. Compare Cambridge, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cambridge, New York

Insurance Company Low Medium High
Allstate $3,548 $3,720 $3,926
GEICO $1,785 $1,872 $1,976
Liberty Mutual $5,148 $5,408 $5,726
Nationwide $2,515 $2,649 $2,843
Progressive $2,721 $2,847 $3,015
State Farm $2,889 $3,055 $3,172
Travelers $3,315 $3,463 $3,719
USAA $2,786 $2,844 $2,933

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Find Cheap Cambridge, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cambridge. Compare auto insurance rates in Cambridge, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cambridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,681 $3,782
GEICO $1,822 $1,933
Liberty Mutual $5,275 $5,579
Nationwide $2,669 $2,669
Progressive $2,861 $2,861
State Farm $2,933 $3,145
Travelers $3,499 $3,499
USAA $2,826 $2,883

Find Cheap Cambridge, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cambridge, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cambridge, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cambridge.

Annual Cambridge, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,152 $3,152 $4,630 $3,990
GEICO $1,482 $1,615 $2,931 $1,482
Liberty Mutual $4,338 $4,338 $8,695 $4,338
Nationwide $2,050 $2,050 $4,481 $2,095
Progressive $2,782 $2,782 $3,080 $2,799
State Farm $2,896 $2,896 $3,181 $3,181
Travelers $2,986 $3,737 $3,793 $3,480
USAA $2,530 $2,572 $3,744 $2,572

Find Cheap Cambridge, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cambridge, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cambridge for less when you shop around and compare rates from multiple Cambridge, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cambridge, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,630
GEICO $2,931
Liberty Mutual $8,695
Nationwide $4,481
Progressive $3,080
State Farm $3,181
Travelers $3,793
USAA $3,744

Winners by Category: Where to Buy Cheap Auto Insurance in Cambridge, NY

Compare rates from the cheapest auto insurance companies in Cambridge, NY for your needs. Take a look at how Cambridge, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cambridge, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Cambridge, New York Auto Insurance Companies

If you’re looking for the cheapest Cambridge, NY auto insurance companies overall, you can compare them here. Find the best price for Cambridge, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cambridge, New York

Insurance Company Average Annual Rates
Allstate $3,731
GEICO $1,878
Liberty Mutual $5,427
Nationwide $2,669
Progressive $2,861
State Farm $3,039
Travelers $3,499
USAA $2,854

What affects Cambridge, New York auto insurance rates?

Local factors affect auto insurance rates in Cambridge, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cambridge auto insurance rates.

Commute Times in Cambridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cambridge, NY is 31.8 minutes according to City-Data.

Traffic in Cambridge

How is traffic in Cambridge, New York? Inrix data shows that Cambridge, NY traffic makes it the 234th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Cambridge, NY

You can buy cheap Cambridge, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cambridge, New York auto insurance quotes from top companies.

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