Buy Cheap Cambridge, IA Auto Insurance (2021)

Cambridge, IA auto insurance rates average $235 a month. Minimum auto insurance requirements in Cambridge, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cambridge, IA, compare Cambridge auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cambridge, IA are $235/month
  • The most expensive auto insurance company in Cambridge is Travelers
  • Average auto insurance rates in Cambridge, IA after a DUI are $3,392/year

Finding affordable Cambridge, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cambridge, IA auto insurance with confidence is right here. Auto insurance rates in Cambridge are affected by local factors as well as personal ones like your driving record.

See how Cambridge, IA car insurance rates compare to Cedar Rapids auto insurance rates, Waterloo auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Cambridge.

Don’t buy Cambridge, IA auto insurance until you’ve compared rates. Get free Cambridge, Iowa auto insurance quotes when you enter your ZIP code above.

Cambridge, IA Minimum Auto Insurance Requirements

The required auto insurance in Cambridge, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cambridge, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cambridge, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cambridge, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cambridge, IA. Take a look at Cambridge, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cambridge, Iowa

Insurance Company Poor Fair Good
Allstate $3,327 $2,651 $2,388
American Family $3,676 $2,702 $2,273
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,043 $3,758 $2,953
Nationwide $3,002 $2,362 $2,065
Progressive $2,677 $2,189 $1,993
State Farm $3,152 $1,950 $1,538
Travelers $5,483 $4,691 $4,472
USAA $2,067 $1,429 $1,241

Buy Cheap Cambridge, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cambridge, Iowa auto insurance rates? Find out how car insurance rates in Cambridge, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cambridge, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,832 $1,756 $1,635 $1,663 $5,361 $6,041 $1,984 $2,036
American Family $1,857 $1,857 $1,663 $1,663 $4,974 $6,962 $1,857 $2,235
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $1,968 $2,127 $1,738 $2,107 $10,072 $11,316 $2,230 $2,454
Nationwide $1,703 $1,744 $1,520 $1,617 $4,017 $5,168 $1,939 $2,102
Progressive $1,560 $1,484 $1,290 $1,342 $4,102 $4,615 $1,873 $2,026
State Farm $1,433 $1,433 $1,261 $1,261 $3,912 $4,955 $1,612 $1,840
Travelers $2,171 $2,211 $2,134 $2,132 $9,846 $15,649 $2,268 $2,647
USAA $1,056 $1,063 $976 $988 $2,873 $3,036 $1,258 $1,383

Buy Cheap Cambridge, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cambridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cambridge, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cambridge, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,361 $6,041
American Family $4,974 $6,962
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,072 $11,316
Nationwide $4,017 $5,168
Progressive $4,102 $4,615
State Farm $3,912 $4,955
Travelers $9,846 $15,649
USAA $2,873 $3,036

Buy Cheap Cambridge, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cambridge, Iowa by comparing Cambridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cambridge, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cambridge, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,635 $1,663
American Family $1,663 $1,663
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,738 $2,107
Nationwide $1,520 $1,617
Progressive $1,290 $1,342
State Farm $1,261 $1,261
Travelers $2,134 $2,132
USAA $976 $988

Find Cheap Auto Insurance Rates in Cambridge, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cambridge, Iowa auto insurance. Compare Cambridge, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cambridge, Iowa

Insurance Company Low Medium High
Allstate $2,695 $2,792 $2,879
American Family $2,893 $3,044 $2,714
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,089 $4,247 $4,419
Nationwide $2,582 $2,466 $2,381
Progressive $2,140 $2,297 $2,422
State Farm $2,106 $2,226 $2,308
Travelers $4,585 $4,956 $5,105
USAA $1,486 $1,585 $1,667

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Find Cheap Cambridge, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cambridge. Compare auto insurance rates in Cambridge, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cambridge, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,722 $2,854
American Family $2,850 $2,917
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,252 $4,252
Nationwide $2,476 $2,476
Progressive $2,286 $2,286
State Farm $2,160 $2,267
Travelers $4,882 $4,882
USAA $1,522 $1,636

Find Cheap Cambridge, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cambridge, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cambridge, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cambridge.

Annual Cambridge, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,367 $2,865 $3,271 $2,651
American Family $2,081 $3,054 $3,953 $2,446
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,669 $4,552 $4,623 $4,162
Nationwide $1,802 $2,574 $3,495 $2,034
Progressive $1,830 $3,038 $1,989 $2,288
State Farm $2,047 $2,380 $2,214 $2,214
Travelers $3,543 $4,748 $6,369 $4,870
USAA $1,206 $1,622 $2,104 $1,384

Find Cheap Cambridge, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cambridge, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cambridge for less when you shop around and compare rates from multiple Cambridge, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cambridge, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,271
American Family $3,953
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,623
Nationwide $3,495
Progressive $1,989
State Farm $2,214
Travelers $6,369
USAA $2,104

Winners by Category: Where to Buy Cheap Auto Insurance in Cambridge, IA

Compare rates from the cheapest auto insurance companies in Cambridge, IA for your needs. Take a look at how Cambridge, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cambridge, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Cambridge, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cambridge, IA auto insurance companies overall, you can compare them here. Find the best price for Cambridge, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cambridge, Iowa

Insurance Company Average Annual Rates
Allstate $2,788
American Family $2,883
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,252
Nationwide $2,476
Progressive $2,286
State Farm $2,214
Travelers $4,882
USAA $1,579

What affects Cambridge, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cambridge, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cambridge auto insurance rates.

Commute Times in Cambridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cambridge, IA is 24.2 minutes according to City-Data.

Traffic in Cambridge

How is traffic in Cambridge, Iowa? Inrix data shows that Cambridge, IA traffic makes it the 234th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Cambridge, IA

You can buy cheap Cambridge, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cambridge, Iowa auto insurance quotes from top companies.

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