Buy Cheap Calpine, CA Auto Insurance (2021)

Calpine, CA auto insurance rates average $260 a month. Minimum auto insurance requirements in Calpine, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Calpine, CA, compare Calpine auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Calpine after a DUI is Nationwide
  • The most expensive auto insurance company in Calpine is Farmers
  • Average auto insurance rates in Calpine, CA for teens drivers are $5,223/year

Finding affordable Calpine, California auto insurance can be challenging, but everything you need to know to buy cheap Calpine, CA auto insurance with confidence is right here. Auto insurance rates in Calpine are affected by local factors as well as personal ones like your driving record.

See how Calpine, CA car insurance rates compare to Sacramento auto insurance rates, Anaheim auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Calpine.

Don’t buy Calpine, CA auto insurance until you’ve compared rates. Get free Calpine, California auto insurance quotes when you enter your ZIP code above.

Calpine, CA Minimum Auto Insurance Requirements

The required auto insurance in Calpine, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Calpine, California is outlined here.

Minimum Required Auto Insurance Coverage in Calpine, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Calpine, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Calpine, California auto insurance rates? Find out how car insurance rates in Calpine, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Calpine, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,137 $2,147 $1,563 $1,586 $5,804 $7,309 $2,747 $3,044
Farmers $2,394 $2,394 $2,151 $2,151 $7,617 $12,502 $2,833 $3,151
GEICO $1,771 $1,772 $1,666 $1,666 $5,332 $5,433 $2,537 $2,602
Liberty Mutual $2,129 $2,019 $1,975 $1,916 $4,660 $4,943 $2,405 $2,420
Nationwide $2,730 $2,613 $2,368 $2,241 $6,809 $7,521 $3,245 $3,225
Progressive $1,555 $1,602 $1,292 $1,547 $4,031 $4,898 $2,216 $2,387
State Farm $2,610 $2,610 $2,326 $2,326 $4,711 $5,859 $2,880 $2,968
Travelers $2,085 $2,028 $1,841 $1,821 $4,144 $4,785 $2,690 $2,643
USAA $1,715 $1,627 $1,673 $1,682 $3,900 $3,910 $2,364 $2,236

Buy Cheap Calpine, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Calpine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Calpine, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Calpine, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,804 $7,309
Farmers $7,617 $12,502
GEICO $5,332 $5,433
Liberty Mutual $4,660 $4,943
Nationwide $6,809 $7,521
Progressive $4,031 $4,898
State Farm $4,711 $5,859
Travelers $4,144 $4,785
USAA $3,900 $3,910

Buy Cheap Calpine, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Calpine, California by comparing Calpine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Calpine, CA here.

Annual Auto Insurance Rates for Senior Drivers in Calpine, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,563 $1,586
Farmers $2,151 $2,151
GEICO $1,666 $1,666
Liberty Mutual $1,975 $1,916
Nationwide $2,368 $2,241
Progressive $1,292 $1,547
State Farm $2,326 $2,326
Travelers $1,841 $1,821
USAA $1,673 $1,682

Find Cheap Auto Insurance Rates in Calpine, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Calpine, California auto insurance. Compare Calpine, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Calpine, California

Insurance Company Low Medium High
Allstate $3,131 $3,319 $3,427
Farmers $4,104 $4,432 $4,661
GEICO $2,523 $2,879 $3,139
Liberty Mutual $2,632 $2,832 $2,962
Nationwide $3,504 $3,901 $4,127
Progressive $2,258 $2,499 $2,566
State Farm $2,997 $3,331 $3,531
Travelers $2,452 $2,816 $2,996
USAA $2,160 $2,435 $2,570

Find Cheap Calpine, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Calpine. Compare auto insurance rates in Calpine, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Calpine, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,973 $3,612
Farmers $3,992 $4,806
GEICO $2,587 $3,108
Liberty Mutual $2,579 $3,037
Nationwide $3,398 $4,290
Progressive $2,217 $2,665
State Farm $3,165 $3,407
Travelers $2,483 $3,026
USAA $2,200 $2,577

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Find Cheap Calpine, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Calpine, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Calpine, CA, take a look at the average cost for various violations versus rates for a clean driving record in Calpine.

Annual Calpine, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,994 $3,342 $5,224 $2,608
Farmers $3,253 $4,428 $5,518 $4,398
GEICO $1,994 $3,063 $3,860 $2,473
Liberty Mutual $2,438 $3,267 $2,947 $2,583
Nationwide $2,687 $3,438 $5,814 $3,438
Progressive $1,609 $2,704 $3,139 $2,311
State Farm $2,337 $2,793 $5,298 $2,717
Travelers $1,871 $2,976 $3,473 $2,699
USAA $1,589 $2,358 $3,867 $1,740

Find Cheap Calpine, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Calpine, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Calpine for less when you shop around and compare rates from multiple Calpine, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Calpine, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,224
Farmers $5,518
GEICO $3,860
Liberty Mutual $2,947
Nationwide $5,814
Progressive $3,139
State Farm $5,298
Travelers $3,473
USAA $3,867

Winners by Category: Where to Buy Cheap Auto Insurance in Calpine, CA

Compare rates from the cheapest auto insurance companies in Calpine, CA for your needs. Take a look at how Calpine, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Calpine, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Calpine, California Auto Insurance Companies

If you’re looking for the cheapest Calpine, CA auto insurance companies overall, you can compare them here. Find the best price for Calpine, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Calpine, California

Insurance Company Average Annual Rates
Allstate $3,292
Farmers $4,399
GEICO $2,847
Liberty Mutual $2,808
Nationwide $3,844
Progressive $2,441
State Farm $3,286
Travelers $2,755
USAA $2,388

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What affects Calpine, California auto insurance rates?

Local factors affect auto insurance rates in Calpine, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Calpine auto insurance rates.

Commute Times in Calpine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Calpine, CA is 29.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Calpine, CA

You can buy cheap Calpine, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Calpine, California auto insurance quotes from top companies.

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