Buy Cheap Callao, MO Auto Insurance (2022)

Callao, MO auto insurance rates average $259 a month. Minimum auto insurance requirements in Callao, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Callao, MO, compare Callao auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Callao, MO are $259/month
  • Average auto insurance rates in Callao, MO for teens drivers are $6,005/year
  • The most expensive auto insurance company in Callao is Liberty Mutual

Finding affordable Callao, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Callao, MO auto insurance with confidence is right here. Auto insurance rates in Callao are affected by local factors as well as personal ones like your driving record.

See how Callao, MO car insurance rates compare to Independence auto insurance rates, Springfield auto insurance rates, and Kansas City auto insurance rates before you read more about the cost of auto insurance in Callao.

Don’t buy Callao, MO auto insurance until you’ve compared rates. Get free Callao, Missouri auto insurance quotes when you enter your ZIP code above.

Callao, MO Minimum Auto Insurance Requirements

The required auto insurance in Callao, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Callao, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Callao, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Callao, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Callao, MO. Take a look at Callao, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Callao, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,592 $3,817 $3,633
GEICO $3,669 $2,392 $1,915
Liberty Mutual $5,927 $3,604 $2,841
Nationwide $2,409 $1,977 $1,723
Progressive $3,977 $3,282 $3,025
State Farm $3,055 $2,101 $1,781
USAA $4,157 $1,919 $1,371

Buy Cheap Callao, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Callao, Missouri auto insurance rates? Find out how car insurance rates in Callao, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Callao, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,239 $2,237 $2,004 $2,118 $8,994 $9,319 $2,541 $2,661
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,533 $2,747 $2,089 $2,340 $8,412 $9,337 $2,674 $2,860
Nationwide $1,368 $1,406 $1,218 $1,300 $3,384 $4,370 $1,554 $1,691
Progressive $2,172 $2,051 $1,777 $1,824 $6,676 $7,532 $2,661 $2,732
State Farm $1,523 $1,523 $1,335 $1,335 $4,029 $5,127 $1,703 $1,922
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Buy Cheap Callao, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Callao can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Callao, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Callao, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $8,994 $9,319
GEICO $5,343 $5,669
Liberty Mutual $8,412 $9,337
Nationwide $3,384 $4,370
Progressive $6,676 $7,532
State Farm $4,029 $5,127
USAA $4,426 $5,428

Buy Cheap Callao, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Callao, Missouri by comparing Callao senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Callao, MO here.

Annual Auto Insurance Rates for Senior Drivers in Callao, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $2,004 $2,118
GEICO $1,390 $1,740
Liberty Mutual $2,089 $2,340
Nationwide $1,218 $1,300
Progressive $1,777 $1,824
State Farm $1,335 $1,335
USAA $1,378 $1,418

Find Cheap Auto Insurance Rates in Callao, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Callao, Missouri auto insurance. Compare Callao, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Callao, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,761 $3,975 $4,306
GEICO $2,504 $2,674 $2,798
Liberty Mutual $3,907 $4,143 $4,322
Nationwide $1,922 $2,053 $2,134
Progressive $3,107 $3,435 $3,742
State Farm $2,192 $2,318 $2,426
USAA $2,385 $2,474 $2,587

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Find Cheap Callao, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Callao. Compare auto insurance rates in Callao, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Callao, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $4,014 $4,014
GEICO $2,605 $2,712
Liberty Mutual $4,124 $4,124
Nationwide $2,036 $2,036
Progressive $3,428 $3,428
State Farm $2,256 $2,368
USAA $2,390 $2,574

Find Cheap Callao, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Callao, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Callao, MO, take a look at the average cost for various violations versus rates for a clean driving record in Callao.

Annual Callao, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,504 $4,302 $4,212 $4,039
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,006 $4,291 $4,438 $4,760
Nationwide $1,628 $2,052 $2,696 $1,769
Progressive $3,012 $3,923 $3,304 $3,473
State Farm $2,150 $2,474 $2,312 $2,312
USAA $2,027 $2,420 $3,284 $2,197

Find Cheap Callao, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Callao, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Callao for less when you shop around and compare rates from multiple Callao, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Callao, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,212
GEICO $3,549
Liberty Mutual $4,438
Nationwide $2,696
Progressive $3,304
State Farm $2,312
USAA $3,284

Winners by Category: Where to Buy Cheap Auto Insurance in Callao, MO

Compare rates from the cheapest auto insurance companies in Callao, MO for your needs. Take a look at how Callao, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Callao, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Callao, Missouri Auto Insurance Companies

If you’re looking for the cheapest Callao, MO auto insurance companies overall, you can compare them here. Find the best price for Callao, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Callao, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $4,014
GEICO $2,659
Liberty Mutual $4,124
Nationwide $2,036
Progressive $3,428
State Farm $2,312
USAA $2,482

What affects Callao, Missouri auto insurance rates?

Local factors affect auto insurance rates in Callao, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Callao auto insurance rates.

Commute Times in Callao

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Callao, MO is 22.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Callao, MO

You can buy cheap Callao, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Callao, Missouri auto insurance quotes from top companies.

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