Buy Cheap Caldwell, TX Auto Insurance (2021)

Caldwell, TX auto insurance rates average $316 a month. Minimum auto insurance requirements in Caldwell, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Caldwell, TX, compare Caldwell auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Caldwell after a DUI is Allstate
  • The most expensive auto insurance company in Caldwell is Allstate
  • Average auto insurance rates in Caldwell, TX after a DUI are $4,321/year

Finding affordable Caldwell, Texas auto insurance can be challenging, but everything you need to know to buy cheap Caldwell, TX auto insurance with confidence is right here. Auto insurance rates in Caldwell are affected by local factors as well as personal ones like your driving record.

See how Caldwell, TX car insurance rates compare to Laredo auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Caldwell.

Don’t buy Caldwell, TX auto insurance until you’ve compared rates. Get free Caldwell, Texas auto insurance quotes when you enter your ZIP code above.

Caldwell, TX Minimum Auto Insurance Requirements

The required auto insurance in Caldwell, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Caldwell, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Caldwell, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Caldwell, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Caldwell, TX. Take a look at Caldwell, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Caldwell, Texas

Insurance Company Poor Fair Good
Allstate $6,265 $4,608 $3,948
American Family $5,947 $3,792 $3,299
GEICO $4,902 $2,778 $1,855
Nationwide $5,109 $4,093 $3,552
Progressive $5,259 $4,575 $4,252
State Farm $3,935 $2,448 $1,950
USAA $3,487 $2,013 $1,620

Buy Cheap Caldwell, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Caldwell, Texas auto insurance rates? Find out how car insurance rates in Caldwell, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caldwell, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,203 $3,133 $3,133 $8,527 $10,298 $3,941 $4,109
American Family $2,608 $2,908 $2,445 $2,805 $6,944 $9,042 $3,752 $4,265
GEICO $2,352 $2,548 $2,285 $2,600 $5,165 $5,391 $2,546 $2,541
Nationwide $2,653 $2,700 $2,340 $2,481 $7,582 $9,752 $3,123 $3,383
Progressive $2,467 $2,325 $2,207 $2,247 $10,649 $11,827 $2,911 $2,928
State Farm $1,953 $1,953 $1,735 $1,735 $4,634 $5,900 $2,120 $2,189
USAA $1,519 $1,530 $1,451 $1,443 $4,235 $4,615 $2,023 $2,172

Buy Cheap Caldwell, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Caldwell can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Caldwell, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Caldwell, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,527 $10,298
American Family $6,944 $9,042
GEICO $5,165 $5,391
Nationwide $7,582 $9,752
Progressive $10,649 $11,827
State Farm $4,634 $5,900
USAA $4,235 $4,615

Buy Cheap Caldwell, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Caldwell, Texas by comparing Caldwell senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Caldwell, TX here.

Annual Auto Insurance Rates for Senior Drivers in Caldwell, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,133 $3,133
American Family $2,445 $2,805
GEICO $2,285 $2,600
Nationwide $2,340 $2,481
Progressive $2,207 $2,247
State Farm $1,735 $1,735
USAA $1,451 $1,443

Find Cheap Auto Insurance Rates in Caldwell, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Caldwell, Texas auto insurance. Compare Caldwell, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caldwell, Texas

Insurance Company Low Medium High
Allstate $4,847 $4,905 $5,069
American Family $4,039 $4,179 $4,820
GEICO $3,006 $3,134 $3,396
Nationwide $4,583 $4,068 $4,104
Progressive $4,464 $4,670 $4,951
State Farm $2,641 $2,769 $2,923
USAA $2,294 $2,364 $2,462

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Caldwell, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Caldwell. Compare auto insurance rates in Caldwell, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Caldwell, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,822 $5,058
American Family $4,346 $4,346
GEICO $3,120 $3,237
Nationwide $4,252 $4,252
Progressive $4,695 $4,695
State Farm $2,778 $2,778
USAA $2,343 $2,403

Find Cheap Caldwell, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Caldwell, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Caldwell, TX, take a look at the average cost for various violations versus rates for a clean driving record in Caldwell.

Annual Caldwell, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,820 $5,920 $6,201 $3,820
American Family $3,955 $5,050 $4,424 $3,955
GEICO $2,700 $3,576 $2,969 $3,470
Nationwide $3,682 $3,682 $5,478 $4,165
Progressive $4,092 $5,319 $4,768 $4,603
State Farm $2,473 $2,830 $3,334 $2,473
USAA $1,772 $2,610 $3,078 $2,033

Find Cheap Caldwell, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Caldwell, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Caldwell for less when you shop around and compare rates from multiple Caldwell, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Caldwell, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,201
American Family $4,424
GEICO $2,969
Nationwide $5,478
Progressive $4,768
State Farm $3,334
USAA $3,078

Winners by Category: Where to Buy Cheap Auto Insurance in Caldwell, TX

Compare rates from the cheapest auto insurance companies in Caldwell, TX for your needs. Take a look at how Caldwell, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Caldwell, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Caldwell, Texas Auto Insurance Companies

If you’re looking for the cheapest Caldwell, TX auto insurance companies overall, you can compare them here. Find the best price for Caldwell, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Caldwell, Texas

Insurance Company Average Annual Rates
Allstate $4,940
American Family $4,346
GEICO $3,178
Nationwide $4,252
Progressive $4,695
State Farm $2,778
USAA $2,373

What affects Caldwell, Texas auto insurance rates?

Local factors affect auto insurance rates in Caldwell, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Caldwell auto insurance rates.

Commute Times in Caldwell

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Caldwell, TX is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Caldwell, TX

You can buy cheap Caldwell, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Caldwell, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption