Buy Cheap Calamus, IA Auto Insurance (2021)

Calamus, IA auto insurance rates average $241 a month. Minimum auto insurance requirements in Calamus, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Calamus, IA, compare Calamus auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Calamus after a DUI is Travelers
  • The most expensive auto insurance company in Calamus is Travelers
  • Average auto insurance rates in Calamus, IA for teens drivers are $5,534/year

Finding affordable Calamus, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Calamus, IA auto insurance with confidence is right here. Auto insurance rates in Calamus are affected by local factors as well as personal ones like your driving record.

See how Calamus, IA car insurance rates compare to Cedar Rapids auto insurance rates, West Des Moines auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Calamus.

Don’t buy Calamus, IA auto insurance until you’ve compared rates. Get free Calamus, Iowa auto insurance quotes when you enter your ZIP code above.

Calamus, IA Minimum Auto Insurance Requirements

The required auto insurance in Calamus, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Calamus, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Calamus, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Calamus, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Calamus, IA. Take a look at Calamus, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Calamus, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,747 $2,755 $2,315
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $2,944 $2,312 $2,025
Progressive $2,594 $2,115 $1,925
State Farm $3,119 $1,929 $1,522
Travelers $6,180 $5,279 $5,030
USAA $2,359 $1,624 $1,408

Buy Cheap Calamus, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Calamus, Iowa auto insurance rates? Find out how car insurance rates in Calamus, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Calamus, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,681 $1,723 $1,500 $1,598 $3,902 $5,035 $1,907 $2,071
Progressive $1,513 $1,444 $1,247 $1,298 $3,947 $4,446 $1,819 $1,978
State Farm $1,422 $1,422 $1,250 $1,250 $3,861 $4,896 $1,599 $1,820
Travelers $2,474 $2,524 $2,408 $2,412 $11,013 $17,520 $2,576 $3,043
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

Buy Cheap Calamus, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Calamus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Calamus, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Calamus, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,047 $7,088
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $3,902 $5,035
Progressive $3,947 $4,446
State Farm $3,861 $4,896
Travelers $11,013 $17,520
USAA $3,276 $3,469

Buy Cheap Calamus, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Calamus, Iowa by comparing Calamus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Calamus, IA here.

Annual Auto Insurance Rates for Senior Drivers in Calamus, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,698 $1,698
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,500 $1,598
Progressive $1,247 $1,298
State Farm $1,250 $1,250
Travelers $2,408 $2,412
USAA $1,100 $1,117

Find Cheap Auto Insurance Rates in Calamus, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Calamus, Iowa auto insurance. Compare Calamus, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Calamus, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $2,954 $3,102 $2,761
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,525 $2,418 $2,339
Progressive $2,083 $2,219 $2,333
State Farm $2,081 $2,203 $2,286
Travelers $5,184 $5,578 $5,727
USAA $1,706 $1,803 $1,883

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Find Cheap Calamus, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Calamus. Compare auto insurance rates in Calamus, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Calamus, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $2,905 $2,973
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,427 $2,427
Progressive $2,212 $2,212
State Farm $2,137 $2,243
Travelers $5,496 $5,496
USAA $1,732 $1,862

Find Cheap Calamus, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Calamus, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Calamus, IA, take a look at the average cost for various violations versus rates for a clean driving record in Calamus.

Annual Calamus, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,121 $3,111 $4,031 $2,494
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,762 $2,523 $3,432 $1,991
Progressive $1,771 $2,935 $1,923 $2,216
State Farm $2,026 $2,353 $2,190 $2,190
Travelers $4,001 $5,342 $7,156 $5,485
USAA $1,371 $1,844 $2,398 $1,575

Find Cheap Calamus, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Calamus, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Calamus for less when you shop around and compare rates from multiple Calamus, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Calamus, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,581
American Family $4,031
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,432
Progressive $1,923
State Farm $2,190
Travelers $7,156
USAA $2,398

Winners by Category: Where to Buy Cheap Auto Insurance in Calamus, IA

Compare rates from the cheapest auto insurance companies in Calamus, IA for your needs. Take a look at how Calamus, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Calamus, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Calamus, Iowa Auto Insurance Companies

If you’re looking for the cheapest Calamus, IA auto insurance companies overall, you can compare them here. Find the best price for Calamus, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Calamus, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $2,939
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,427
Progressive $2,211
State Farm $2,190
Travelers $5,496
USAA $1,797

What affects Calamus, Iowa auto insurance rates?

Local factors affect auto insurance rates in Calamus, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Calamus auto insurance rates.

Commute Times in Calamus

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Calamus, IA is 27.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Calamus, IA

You can buy cheap Calamus, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Calamus, Iowa auto insurance quotes from top companies.

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