Buy Cheap Cairo, NY Auto Insurance (2021)

Cairo, NY auto insurance rates average $324 a month. Minimum auto insurance requirements in Cairo, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cairo, NY, compare Cairo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cairo, NY after a DUI are $5,127/year
  • Average auto insurance rates in Cairo, NY for teens drivers are $6,766/year
  • The most expensive auto insurance company in Cairo after a DUI is Liberty Mutual

Finding affordable Cairo, New York auto insurance can be challenging, but everything you need to know to buy cheap Cairo, NY auto insurance with confidence is right here. Auto insurance rates in Cairo are affected by local factors as well as personal ones like your driving record.

See how Cairo, NY car insurance rates compare to Buffalo auto insurance rates, New Rochelle auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Cairo.

Don’t buy Cairo, NY auto insurance until you’ve compared rates. Get free Cairo, New York auto insurance quotes when you enter your ZIP code above.

Cairo, NY Minimum Auto Insurance Requirements

The required auto insurance in Cairo, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cairo, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cairo, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cairo, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cairo, NY. Take a look at Cairo, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cairo, New York

Insurance Company Poor Fair Good
Allstate $6,614 $3,860 $3,326
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,226 $3,226 $3,226
Progressive $5,414 $2,769 $2,018
State Farm $6,488 $4,065 $3,224
Travelers $5,449 $3,416 $2,958
USAA $5,185 $2,565 $2,265

Buy Cheap Cairo, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cairo, New York auto insurance rates? Find out how car insurance rates in Cairo, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cairo, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,010 $2,859 $2,845 $2,915 $9,196 $9,940 $2,998 $3,036
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $2,075 $1,941 $1,665 $1,691 $6,913 $7,675 $2,663 $2,582
State Farm $2,875 $2,875 $2,506 $2,506 $8,505 $10,959 $3,164 $3,348
Travelers $2,825 $2,852 $2,576 $2,763 $6,572 $7,825 $2,995 $3,122
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Buy Cheap Cairo, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cairo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cairo, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cairo, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,196 $9,940
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,336 $6,474
Progressive $6,913 $7,675
State Farm $8,505 $10,959
Travelers $6,572 $7,825
USAA $6,993 $8,362

Buy Cheap Cairo, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cairo, New York by comparing Cairo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cairo, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cairo, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $2,915
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,295 $2,295
Progressive $1,665 $1,691
State Farm $2,506 $2,506
Travelers $2,576 $2,763
USAA $1,576 $1,583

Find Cheap Auto Insurance Rates in Cairo, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cairo, New York auto insurance. Compare Cairo, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cairo, New York

Insurance Company Low Medium High
Allstate $4,225 $4,576 $4,998
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,031 $3,200 $3,448
Progressive $3,220 $3,379 $3,602
State Farm $4,373 $4,618 $4,786
Travelers $3,729 $3,896 $4,198
USAA $3,250 $3,324 $3,442

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Find Cheap Cairo, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cairo. Compare auto insurance rates in Cairo, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cairo, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,536 $4,663
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,226 $3,226
Progressive $3,401 $3,401
State Farm $4,431 $4,754
Travelers $3,941 $3,941
USAA $3,305 $3,372

Find Cheap Cairo, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cairo, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cairo, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cairo.

Annual Cairo, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $3,865 $5,741 $4,929
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,308 $3,308 $3,658 $3,328
State Farm $4,373 $4,373 $4,812 $4,812
Travelers $3,373 $4,206 $4,267 $3,919
USAA $2,972 $3,020 $4,343 $3,020

Find Cheap Cairo, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cairo, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cairo for less when you shop around and compare rates from multiple Cairo, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cairo, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,741
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,473
Progressive $3,658
State Farm $4,812
Travelers $4,267
USAA $4,343

Winners by Category: Where to Buy Cheap Auto Insurance in Cairo, NY

Compare rates from the cheapest auto insurance companies in Cairo, NY for your needs. Take a look at how Cairo, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cairo, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Cairo, New York Auto Insurance Companies

If you’re looking for the cheapest Cairo, NY auto insurance companies overall, you can compare them here. Find the best price for Cairo, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cairo, New York

Insurance Company Average Annual Rates
Allstate $4,600
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,226
Progressive $3,401
State Farm $4,592
Travelers $3,941
USAA $3,339

What affects Cairo, New York auto insurance rates?

Local factors affect auto insurance rates in Cairo, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cairo auto insurance rates.

Commute Times in Cairo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cairo, NY is 22.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Cairo, NY

You can buy cheap Cairo, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cairo, New York auto insurance quotes from top companies.

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