Buy Cheap Caddo, TX Auto Insurance (2021)

Caddo, TX auto insurance rates average $317 a month. Minimum auto insurance requirements in Caddo, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Caddo, TX, compare Caddo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Caddo, TX are $317/month
  • The most expensive auto insurance company in Caddo is Allstate
  • The most expensive auto insurance company in Caddo after a DUI is Allstate

Finding affordable Caddo, Texas auto insurance can be challenging, but everything you need to know to buy cheap Caddo, TX auto insurance with confidence is right here. Auto insurance rates in Caddo are affected by local factors as well as personal ones like your driving record.

See how Caddo, TX car insurance rates compare to Austin auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Caddo.

Don’t buy Caddo, TX auto insurance until you’ve compared rates. Get free Caddo, Texas auto insurance quotes when you enter your ZIP code above.

Caddo, TX Minimum Auto Insurance Requirements

The required auto insurance in Caddo, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Caddo, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Caddo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Caddo, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Caddo, TX. Take a look at Caddo, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Caddo, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,284 $3,787 $3,300
GEICO $4,732 $2,685 $1,795
Nationwide $4,749 $3,805 $3,307
Progressive $5,513 $4,767 $4,418
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

Buy Cheap Caddo, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Caddo, Texas auto insurance rates? Find out how car insurance rates in Caddo, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caddo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,895 $3,178 $2,560 $2,895 $6,711 $8,907 $3,977 $4,534
GEICO $2,312 $2,477 $2,198 $2,460 $4,936 $5,169 $2,500 $2,517
Nationwide $2,475 $2,522 $2,181 $2,316 $7,023 $9,050 $2,907 $3,153
Progressive $2,620 $2,468 $2,328 $2,378 $11,008 $12,217 $3,081 $3,096
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Buy Cheap Caddo, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Caddo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Caddo, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Caddo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $6,711 $8,907
GEICO $4,936 $5,169
Nationwide $7,023 $9,050
Progressive $11,008 $12,217
State Farm $4,319 $5,493
USAA $3,881 $4,251

Buy Cheap Caddo, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Caddo, Texas by comparing Caddo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Caddo, TX here.

Annual Auto Insurance Rates for Senior Drivers in Caddo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,560 $2,895
GEICO $2,198 $2,460
Nationwide $2,181 $2,316
Progressive $2,328 $2,378
State Farm $1,629 $1,629
USAA $1,355 $1,354

Find Cheap Auto Insurance Rates in Caddo, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Caddo, Texas auto insurance. Compare Caddo, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caddo, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,252 $4,354 $4,766
GEICO $2,927 $3,034 $3,251
Nationwide $4,283 $3,782 $3,795
Progressive $4,642 $4,870 $5,187
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

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Find Cheap Caddo, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Caddo. Compare auto insurance rates in Caddo, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Caddo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,457 $4,457
GEICO $3,010 $3,132
Nationwide $3,953 $3,953
Progressive $4,899 $4,899
State Farm $2,598 $2,598
USAA $2,178 $2,234

Find Cheap Caddo, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Caddo, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Caddo, TX, take a look at the average cost for various violations versus rates for a clean driving record in Caddo.

Annual Caddo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,083 $5,146 $4,517 $4,083
GEICO $2,609 $3,414 $2,896 $3,365
Nationwide $3,421 $3,421 $5,100 $3,872
Progressive $4,270 $5,533 $4,986 $4,809
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Find Cheap Caddo, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Caddo, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Caddo for less when you shop around and compare rates from multiple Caddo, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Caddo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
American Family $4,517
GEICO $2,896
Nationwide $5,100
Progressive $4,986
State Farm $3,111
USAA $2,849

Winners by Category: Where to Buy Cheap Auto Insurance in Caddo, TX

Compare rates from the cheapest auto insurance companies in Caddo, TX for your needs. Take a look at how Caddo, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Caddo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Caddo, Texas Auto Insurance Companies

If you’re looking for the cheapest Caddo, TX auto insurance companies overall, you can compare them here. Find the best price for Caddo, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Caddo, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,457
GEICO $3,071
Nationwide $3,953
Progressive $4,899
State Farm $2,598
USAA $2,206

What affects Caddo, Texas auto insurance rates?

Local factors affect auto insurance rates in Caddo, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Caddo auto insurance rates.

Commute Times in Caddo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Caddo, TX is 37.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Caddo, TX

You can buy cheap Caddo, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Caddo, Texas auto insurance quotes from top companies.

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