Buy Cheap Bull Shoals, AR Auto Insurance (2021)

Bull Shoals, AR auto insurance rates average $309 a month. Minimum auto insurance requirements in Bull Shoals, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Bull Shoals, AR, compare Bull Shoals auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bull Shoals is Travelers
  • Average auto insurance rates in Bull Shoals, AR are $309/month
  • Average auto insurance rates in Bull Shoals, AR after a DUI are $4,462/year

Finding affordable Bull Shoals, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Bull Shoals, AR auto insurance with confidence is right here. Auto insurance rates in Bull Shoals are affected by local factors as well as personal ones like your driving record.

See how Bull Shoals, AR car insurance rates compare to Rogers auto insurance rates, Hot Springs auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Bull Shoals.

Don’t buy Bull Shoals, AR auto insurance until you’ve compared rates. Get free Bull Shoals, Arkansas auto insurance quotes when you enter your ZIP code above.

Bull Shoals, AR Minimum Auto Insurance Requirements

The required auto insurance in Bull Shoals, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Bull Shoals, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Bull Shoals, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bull Shoals, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bull Shoals, AR. Take a look at Bull Shoals, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bull Shoals, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $4,493 $3,766 $3,587
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,474 $4,661 $4,331
State Farm $3,585 $2,161 $1,684
Travelers $6,033 $5,029 $4,698
USAA $2,674 $1,822 $1,552

Buy Cheap Bull Shoals, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bull Shoals, Arkansas auto insurance rates? Find out how car insurance rates in Bull Shoals, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bull Shoals, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,140 $2,126 $1,913 $2,013 $9,021 $9,333 $2,457 $2,588
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,562 $2,431 $2,103 $2,202 $10,771 $12,127 $3,065 $3,313
State Farm $1,578 $1,578 $1,406 $1,406 $4,445 $5,596 $1,775 $2,032
Travelers $1,990 $2,030 $1,953 $1,961 $11,329 $18,173 $2,122 $2,470
USAA $1,254 $1,269 $1,161 $1,172 $3,865 $4,056 $1,612 $1,741

Buy Cheap Bull Shoals, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bull Shoals can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bull Shoals, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bull Shoals, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $9,021 $9,333
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $10,771 $12,127
State Farm $4,445 $5,596
Travelers $11,329 $18,173
USAA $3,865 $4,056

Buy Cheap Bull Shoals, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Bull Shoals, Arkansas by comparing Bull Shoals senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bull Shoals, AR here.

Annual Auto Insurance Rates for Senior Drivers in Bull Shoals, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $1,913 $2,013
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,103 $2,202
State Farm $1,406 $1,406
Travelers $1,953 $1,961
USAA $1,161 $1,172

Find Cheap Auto Insurance Rates in Bull Shoals, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bull Shoals, Arkansas auto insurance. Compare Bull Shoals, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bull Shoals, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $3,758 $3,909 $4,180
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,467 $4,750 $5,249
State Farm $2,362 $2,474 $2,595
Travelers $5,020 $5,268 $5,472
USAA $1,938 $2,009 $2,101

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Find Cheap Bull Shoals, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bull Shoals. Compare auto insurance rates in Bull Shoals, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bull Shoals, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $3,949 $3,949
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $4,822 $4,822
State Farm $2,418 $2,536
Travelers $5,253 $5,253
USAA $1,959 $2,074

Find Cheap Bull Shoals, AR Auto Insurance Rates by ZIP Code

Auto insurance rates in Bull Shoals, Arkansas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Bull Shoals, AR to see how much where you live in Bull Shoals affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Bull Shoals, Arkansas

ZIP Code Average Annual Rates
72619 $3,798
72634 $3,786

Find Cheap Bull Shoals, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Bull Shoals, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bull Shoals, AR, take a look at the average cost for various violations versus rates for a clean driving record in Bull Shoals.

Annual Bull Shoals, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,333 $4,279 $4,179 $4,004
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,157 $5,772 $4,368 $4,990
State Farm $2,280 $2,674 $2,477 $2,477
Travelers $4,408 $4,554 $6,644 $5,409
USAA $1,553 $1,962 $2,828 $1,722

Find Cheap Bull Shoals, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bull Shoals, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bull Shoals for less when you shop around and compare rates from multiple Bull Shoals, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bull Shoals, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,178
Farmers $4,179
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,368
State Farm $2,477
Travelers $6,644
USAA $2,828

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Winners by Category: Where to Buy Cheap Auto Insurance in Bull Shoals, AR

Compare rates from the cheapest auto insurance companies in Bull Shoals, AR for your needs. Take a look at how Bull Shoals, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bull Shoals, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Bull Shoals, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Bull Shoals, AR auto insurance companies overall, you can compare them here. Find the best price for Bull Shoals, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bull Shoals, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $3,949
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $4,822
State Farm $2,477
Travelers $5,253
USAA $2,016

What affects Bull Shoals, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Bull Shoals, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Bull Shoals auto insurance rates.

Commute Times in Bull Shoals

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bull Shoals, AR is 21.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Bull Shoals, AR

You can buy cheap Bull Shoals, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bull Shoals, Arkansas auto insurance quotes from top companies.

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