Buy Cheap Buffalo Center, IA Auto Insurance (2021)

Buffalo Center, IA auto insurance rates average $234 a month. Minimum auto insurance requirements in Buffalo Center, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Buffalo Center, IA, compare Buffalo Center auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Buffalo Center after a DUI is Travelers
  • Average auto insurance rates in Buffalo Center, IA for teens drivers are $5,352/year
  • The most expensive auto insurance company in Buffalo Center is Travelers

Finding affordable Buffalo Center, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Buffalo Center, IA auto insurance with confidence is right here. Auto insurance rates in Buffalo Center are affected by local factors as well as personal ones like your driving record.

See how Buffalo Center, IA car insurance rates compare to Sioux City auto insurance rates, West Des Moines auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Buffalo Center.

Don’t buy Buffalo Center, IA auto insurance until you’ve compared rates. Get free Buffalo Center, Iowa auto insurance quotes when you enter your ZIP code above.

Buffalo Center, IA Minimum Auto Insurance Requirements

The required auto insurance in Buffalo Center, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Buffalo Center, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Buffalo Center, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Buffalo Center, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Buffalo Center, IA. Take a look at Buffalo Center, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Buffalo Center, Iowa

Insurance Company Poor Fair Good
Allstate $3,427 $2,731 $2,454
American Family $3,679 $2,704 $2,276
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,920 $2,291 $2,008
Progressive $2,382 $1,925 $1,743
State Farm $2,893 $1,790 $1,413
Travelers $5,360 $4,569 $4,351
USAA $2,466 $1,692 $1,465

Buy Cheap Buffalo Center, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Buffalo Center, Iowa auto insurance rates? Find out how car insurance rates in Buffalo Center, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Buffalo Center, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,847 $1,699 $1,731 $5,431 $6,092 $2,094 $2,155
American Family $1,859 $1,859 $1,664 $1,664 $4,980 $6,970 $1,859 $2,237
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,670 $1,713 $1,490 $1,588 $3,859 $4,983 $1,893 $2,056
Progressive $1,417 $1,362 $1,166 $1,214 $3,495 $3,943 $1,700 $1,838
State Farm $1,330 $1,330 $1,166 $1,166 $3,556 $4,513 $1,494 $1,700
Travelers $2,182 $2,229 $2,107 $2,115 $9,445 $15,044 $2,263 $2,695
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Buffalo Center, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Buffalo Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Buffalo Center, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Buffalo Center, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,431 $6,092
American Family $4,980 $6,970
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,859 $4,983
Progressive $3,495 $3,943
State Farm $3,556 $4,513
Travelers $9,445 $15,044
USAA $3,380 $3,592

Buy Cheap Buffalo Center, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Buffalo Center, Iowa by comparing Buffalo Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Buffalo Center, IA here.

Annual Auto Insurance Rates for Senior Drivers in Buffalo Center, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,699 $1,731
American Family $1,664 $1,664
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,490 $1,588
Progressive $1,166 $1,214
State Farm $1,166 $1,166
Travelers $2,107 $2,115
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Buffalo Center, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Buffalo Center, Iowa auto insurance. Compare Buffalo Center, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Buffalo Center, Iowa

Insurance Company Low Medium High
Allstate $2,777 $2,874 $2,961
American Family $2,897 $3,047 $2,715
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,505 $2,396 $2,318
Progressive $1,899 $2,023 $2,129
State Farm $1,936 $2,043 $2,117
Travelers $4,486 $4,832 $4,963
USAA $1,780 $1,880 $1,963

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Find Cheap Buffalo Center, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Buffalo Center. Compare auto insurance rates in Buffalo Center, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Buffalo Center, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,802 $2,939
American Family $2,853 $2,920
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,406 $2,406
Progressive $2,017 $2,017
State Farm $1,983 $2,081
Travelers $4,760 $4,760
USAA $1,806 $1,943

Find Cheap Buffalo Center, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Buffalo Center, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Buffalo Center, IA, take a look at the average cost for various violations versus rates for a clean driving record in Buffalo Center.

Annual Buffalo Center, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,452 $2,955 $3,343 $2,732
American Family $2,083 $3,057 $3,957 $2,448
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,746 $2,502 $3,404 $1,973
Progressive $1,623 $2,656 $1,760 $2,029
State Farm $1,884 $2,180 $2,032 $2,032
Travelers $3,483 $4,621 $6,178 $4,758
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Buffalo Center, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Buffalo Center, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Buffalo Center for less when you shop around and compare rates from multiple Buffalo Center, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Buffalo Center, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,343
American Family $3,957
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,404
Progressive $1,760
State Farm $2,032
Travelers $6,178
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Buffalo Center, IA

Compare rates from the cheapest auto insurance companies in Buffalo Center, IA for your needs. Take a look at how Buffalo Center, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Buffalo Center, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Buffalo Center, Iowa Auto Insurance Companies

If you’re looking for the cheapest Buffalo Center, IA auto insurance companies overall, you can compare them here. Find the best price for Buffalo Center, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Buffalo Center, Iowa

Insurance Company Average Annual Rates
Allstate $2,871
American Family $2,886
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,406
Progressive $2,017
State Farm $2,032
Travelers $4,760
USAA $1,874

What affects Buffalo Center, Iowa auto insurance rates?

Local factors affect auto insurance rates in Buffalo Center, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Buffalo Center auto insurance rates.

Commute Times in Buffalo Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Buffalo Center, IA is 20.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Buffalo Center, IA

You can buy cheap Buffalo Center, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Buffalo Center, Iowa auto insurance quotes from top companies.

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