Buy Cheap Buda, TX Auto Insurance (2021)

Buda, TX auto insurance rates average $303 a month. Minimum auto insurance requirements in Buda, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Buda, TX, compare Buda auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Buda, TX for teens drivers are $6,493/year
  • Average auto insurance rates in Buda, TX after a DUI are $4,139/year
  • The most expensive auto insurance company in Buda is Allstate

Finding affordable Buda, Texas auto insurance can be challenging, but everything you need to know to buy cheap Buda, TX auto insurance with confidence is right here. Auto insurance rates in Buda are affected by local factors as well as personal ones like your driving record.

See how Buda, TX car insurance rates compare to Arlington auto insurance rates, San Antonio auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Buda.

Don’t buy Buda, TX auto insurance until you’ve compared rates. Get free Buda, Texas auto insurance quotes when you enter your ZIP code above.

Buda, TX Minimum Auto Insurance Requirements

The required auto insurance in Buda, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Buda, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Buda, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Buda, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Buda, TX. Take a look at Buda, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Buda, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,591 $3,931
American Family $5,770 $3,689 $3,222
GEICO $5,132 $2,904 $1,936
Nationwide $3,654 $2,943 $2,566
Progressive $4,627 $4,005 $3,714
State Farm $4,540 $2,825 $2,250
USAA $3,848 $2,237 $1,804

Buy Cheap Buda, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Buda, Texas auto insurance rates? Find out how car insurance rates in Buda, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Buda, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,226 $3,156 $3,156 $8,427 $10,166 $3,950 $4,117
American Family $2,460 $2,750 $2,356 $2,706 $6,866 $8,980 $3,594 $4,105
GEICO $2,465 $2,661 $2,381 $2,702 $5,436 $5,623 $2,667 $2,656
Nationwide $1,935 $1,970 $1,714 $1,815 $5,382 $6,907 $2,263 $2,447
Progressive $2,194 $2,094 $1,959 $1,994 $9,179 $10,245 $2,606 $2,652
State Farm $2,215 $2,215 $1,977 $1,977 $5,422 $6,929 $2,416 $2,488
USAA $1,680 $1,682 $1,613 $1,593 $4,740 $5,137 $2,225 $2,367

Buy Cheap Buda, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Buda can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Buda, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Buda, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,427 $10,166
American Family $6,866 $8,980
GEICO $5,436 $5,623
Nationwide $5,382 $6,907
Progressive $9,179 $10,245
State Farm $5,422 $6,929
USAA $4,740 $5,137

Buy Cheap Buda, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Buda, Texas by comparing Buda senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Buda, TX here.

Annual Auto Insurance Rates for Senior Drivers in Buda, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,156 $3,156
American Family $2,356 $2,706
GEICO $2,381 $2,702
Nationwide $1,714 $1,815
Progressive $1,959 $1,994
State Farm $1,977 $1,977
USAA $1,613 $1,593

Find Cheap Auto Insurance Rates in Buda, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Buda, Texas auto insurance. Compare Buda, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Buda, Texas

Insurance Company Low Medium High
Allstate $4,809 $4,881 $5,082
American Family $3,952 $4,081 $4,648
GEICO $3,150 $3,288 $3,533
Nationwide $3,300 $2,926 $2,936
Progressive $3,932 $4,099 $4,315
State Farm $3,034 $3,197 $3,384
USAA $2,528 $2,618 $2,743

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Find Cheap Buda, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Buda. Compare auto insurance rates in Buda, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Buda, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $5,039
American Family $4,227 $4,227
GEICO $3,264 $3,384
Nationwide $3,054 $3,054
Progressive $4,115 $4,115
State Farm $3,205 $3,205
USAA $2,596 $2,663

Find Cheap Buda, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Buda, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Buda, TX, take a look at the average cost for various violations versus rates for a clean driving record in Buda.

Annual Buda, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,832 $5,880 $6,152 $3,832
American Family $3,833 $4,934 $4,308 $3,833
GEICO $2,819 $3,736 $3,111 $3,629
Nationwide $2,654 $2,654 $3,916 $2,993
Progressive $3,593 $4,637 $4,189 $4,042
State Farm $2,836 $3,268 $3,880 $2,836
USAA $1,956 $2,904 $3,413 $2,246

Find Cheap Buda, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Buda, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Buda for less when you shop around and compare rates from multiple Buda, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Buda, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,152
American Family $4,308
GEICO $3,111
Nationwide $3,916
Progressive $4,189
State Farm $3,880
USAA $3,413

Winners by Category: Where to Buy Cheap Auto Insurance in Buda, TX

Compare rates from the cheapest auto insurance companies in Buda, TX for your needs. Take a look at how Buda, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Buda, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Buda, Texas Auto Insurance Companies

If you’re looking for the cheapest Buda, TX auto insurance companies overall, you can compare them here. Find the best price for Buda, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Buda, Texas

Insurance Company Average Annual Rates
Allstate $4,924
American Family $4,227
GEICO $3,324
Nationwide $3,054
Progressive $4,115
State Farm $3,205
USAA $2,630

What affects Buda, Texas auto insurance rates?

Local factors affect auto insurance rates in Buda, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Buda auto insurance rates.

Auto Theft in Buda

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Buda, TX auto theft show a total of 10 vehicle thefts annually.

Commute Times in Buda

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Buda, TX is 35.0 minutes according to City-Data.

Traffic in Buda

How is traffic in Buda, Texas? Inrix data shows that Buda, TX traffic makes it the 30th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Buda, TX

You can buy cheap Buda, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Buda, Texas auto insurance quotes from top companies.

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