Buy Cheap Buchanan, NY Auto Insurance (2021)

Buchanan, NY auto insurance rates average $391 a month. Minimum auto insurance requirements in Buchanan, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Buchanan, NY, compare Buchanan auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Buchanan after a DUI is Liberty Mutual
  • Average auto insurance rates in Buchanan, NY are $391/month
  • Average auto insurance rates in Buchanan, NY after a DUI are $6,266/year

Finding affordable Buchanan, New York auto insurance can be challenging, but everything you need to know to buy cheap Buchanan, NY auto insurance with confidence is right here. Auto insurance rates in Buchanan are affected by local factors as well as personal ones like your driving record.

See how Buchanan, NY car insurance rates compare to Syracuse auto insurance rates, Schenectady auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Buchanan.

Don’t buy Buchanan, NY auto insurance until you’ve compared rates. Get free Buchanan, New York auto insurance quotes when you enter your ZIP code above.

Buchanan, NY Minimum Auto Insurance Requirements

The required auto insurance in Buchanan, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Buchanan, New York is outlined here.

Minimum Required Auto Insurance Coverage in Buchanan, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Buchanan, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Buchanan, NY. Take a look at Buchanan, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Buchanan, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,213 $2,359 $2,118
Liberty Mutual $9,572 $6,261 $4,690
Nationwide $4,565 $4,565 $4,565
Progressive $7,919 $3,992 $2,901
State Farm $6,433 $4,035 $3,203
Travelers $7,277 $4,525 $3,902
USAA $6,077 $3,054 $2,698

Buy Cheap Buchanan, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Buchanan, New York auto insurance rates? Find out how car insurance rates in Buchanan, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Buchanan, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,841 $1,775 $1,796 $1,769 $4,003 $5,960 $1,654 $1,708
Liberty Mutual $5,114 $5,114 $4,761 $4,761 $9,982 $14,450 $5,114 $5,432
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $2,974 $2,725 $2,330 $2,384 $10,277 $11,330 $3,816 $3,660
State Farm $2,890 $2,890 $2,529 $2,529 $8,514 $10,518 $3,189 $3,394
Travelers $3,698 $3,700 $3,400 $3,623 $8,876 $10,604 $3,917 $4,058
USAA $2,038 $1,999 $1,846 $1,844 $8,363 $9,962 $2,612 $2,883

Buy Cheap Buchanan, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Buchanan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Buchanan, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Buchanan, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,003 $5,960
Liberty Mutual $9,982 $14,450
Nationwide $6,238 $9,362
Progressive $10,277 $11,330
State Farm $8,514 $10,518
Travelers $8,876 $10,604
USAA $8,363 $9,962

Buy Cheap Buchanan, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Buchanan, New York by comparing Buchanan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Buchanan, NY here.

Annual Auto Insurance Rates for Senior Drivers in Buchanan, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,796 $1,769
Liberty Mutual $4,761 $4,761
Nationwide $3,190 $3,190
Progressive $2,330 $2,384
State Farm $2,529 $2,529
Travelers $3,400 $3,623
USAA $1,846 $1,844

Find Cheap Auto Insurance Rates in Buchanan, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Buchanan, New York auto insurance. Compare Buchanan, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Buchanan, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,420 $2,555 $2,714
Liberty Mutual $6,520 $6,823 $7,181
Nationwide $4,255 $4,521 $4,917
Progressive $4,656 $4,903 $5,252
State Farm $4,302 $4,585 $4,783
Travelers $4,931 $5,175 $5,598
USAA $3,832 $3,927 $4,071

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Find Cheap Buchanan, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Buchanan. Compare auto insurance rates in Buchanan, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Buchanan, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,486 $2,640
Liberty Mutual $6,643 $7,039
Nationwide $4,565 $4,565
Progressive $4,937 $4,937
State Farm $4,396 $4,717
Travelers $5,235 $5,235
USAA $3,904 $3,983

Find Cheap Buchanan, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Buchanan, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Buchanan, NY, take a look at the average cost for various violations versus rates for a clean driving record in Buchanan.

Annual Buchanan, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $1,979 $2,159 $4,136 $1,979
Liberty Mutual $5,424 $5,424 $11,092 $5,424
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,794 $4,794 $5,334 $4,826
State Farm $4,334 $4,334 $4,780 $4,780
Travelers $4,438 $5,606 $5,689 $5,205
USAA $3,490 $3,548 $5,188 $3,548

Find Cheap Buchanan, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Buchanan, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Buchanan for less when you shop around and compare rates from multiple Buchanan, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Buchanan, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,100
GEICO $4,136
Liberty Mutual $11,092
Nationwide $7,808
Progressive $5,334
State Farm $4,780
Travelers $5,689
USAA $5,188

Winners by Category: Where to Buy Cheap Auto Insurance in Buchanan, NY

Compare rates from the cheapest auto insurance companies in Buchanan, NY for your needs. Take a look at how Buchanan, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Buchanan, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Buchanan, New York Auto Insurance Companies

If you’re looking for the cheapest Buchanan, NY auto insurance companies overall, you can compare them here. Find the best price for Buchanan, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Buchanan, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,563
Liberty Mutual $6,841
Nationwide $4,565
Progressive $4,937
State Farm $4,557
Travelers $5,235
USAA $3,943

What affects Buchanan, New York auto insurance rates?

Local factors affect auto insurance rates in Buchanan, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Buchanan auto insurance rates.

Commute Times in Buchanan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Buchanan, NY is 33.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Buchanan, NY

You can buy cheap Buchanan, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Buchanan, New York auto insurance quotes from top companies.

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