Buy Cheap Buchanan, MI Auto Insurance (2022)

Buchanan, MI auto insurance rates average $705 a month. Minimum auto insurance requirements in Buchanan, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Buchanan, MI, compare Buchanan auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Buchanan, MI for teens drivers are $15,896/year
  • The most expensive auto insurance company in Buchanan after a DUI is Allstate
  • The most expensive auto insurance company in Buchanan is Allstate

Finding affordable Buchanan, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Buchanan, MI auto insurance with confidence is right here. Auto insurance rates in Buchanan are affected by local factors as well as personal ones like your driving record.

See how Buchanan, MI car insurance rates compare to Ann Arbor auto insurance rates, Flint auto insurance rates, and Detroit auto insurance rates before you read more about the cost of auto insurance in Buchanan.

Don’t buy Buchanan, MI auto insurance until you’ve compared rates. Get free Buchanan, Michigan auto insurance quotes when you enter your ZIP code above.

Buchanan, MI Minimum Auto Insurance Requirements

The required auto insurance in Buchanan, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Buchanan, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Buchanan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Buchanan, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Buchanan, MI. Take a look at Buchanan, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Buchanan, Michigan

Insurance Company Poor Fair Good
Allstate $29,986 $16,601 $12,692
Farmers $6,988 $4,608 $4,250
GEICO $6,990 $5,142 $4,185
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $4,985 $4,233 $3,844
State Farm $15,818 $8,022 $5,459
Travelers $6,813 $6,608 $6,525
USAA $5,474 $3,134 $2,378

Buy Cheap Buchanan, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Buchanan, Michigan auto insurance rates? Find out how car insurance rates in Buchanan, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Buchanan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,495 $14,495 $13,463 $13,463 $35,811 $35,811 $15,269 $15,269
Farmers $3,992 $3,992 $3,730 $3,730 $8,925 $8,925 $4,482 $4,482
GEICO $3,743 $3,743 $3,845 $3,845 $10,594 $10,594 $3,574 $3,574
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $2,526 $2,363 $2,248 $2,472 $9,411 $10,123 $2,934 $2,756
State Farm $5,901 $5,901 $5,493 $5,493 $20,749 $20,749 $6,923 $6,923
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,697 $2,534 $2,542 $2,386 $6,574 $6,189 $3,268 $3,105

Buy Cheap Buchanan, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Buchanan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Buchanan, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Buchanan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,811 $35,811
Farmers $8,925 $8,925
GEICO $10,594 $10,594
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $9,411 $10,123
State Farm $20,749 $20,749
Travelers $13,395 $13,395
USAA $6,574 $6,189

Buy Cheap Buchanan, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Buchanan, Michigan by comparing Buchanan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Buchanan, MI here.

Annual Auto Insurance Rates for Senior Drivers in Buchanan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,463 $13,463
Farmers $3,730 $3,730
GEICO $3,845 $3,845
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,248 $2,472
State Farm $5,493 $5,493
Travelers $3,858 $3,858
USAA $2,542 $2,386

Find Cheap Auto Insurance Rates in Buchanan, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Buchanan, Michigan auto insurance. Compare Buchanan, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Buchanan, Michigan

Insurance Company Low Medium High
Allstate $19,255 $19,804 $20,220
Farmers $5,131 $5,269 $5,446
GEICO $5,032 $5,387 $5,898
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $4,180 $4,363 $4,520
State Farm $9,259 $9,829 $10,212
Travelers $6,575 $6,656 $6,715
USAA $3,541 $3,673 $3,772

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Find Cheap Buchanan, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Buchanan. Compare auto insurance rates in Buchanan, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Buchanan, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,760 $19,760
Farmers $5,282 $5,282
GEICO $5,317 $5,561
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $4,354 $4,354
State Farm $9,501 $10,032
Travelers $6,611 $6,686
USAA $3,620 $3,704

Find Cheap Buchanan, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Buchanan, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Buchanan, MI, take a look at the average cost for various violations versus rates for a clean driving record in Buchanan.

Annual Buchanan, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,666 $12,916 $42,972 $13,486
Farmers $4,444 $5,655 $5,588 $5,441
GEICO $1,895 $4,056 $12,284 $3,522
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $3,715 $4,836 $4,358 $4,507
State Farm $6,192 $7,435 $16,139 $9,300
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,943 $3,681 $4,816 $3,207

Find Cheap Buchanan, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Buchanan, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Buchanan for less when you shop around and compare rates from multiple Buchanan, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Buchanan, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,972
Farmers $5,588
GEICO $12,284
Liberty Mutual $25,747
Nationwide $5,239
Progressive $4,358
State Farm $16,139
Travelers $10,331
USAA $4,816

Winners by Category: Where to Buy Cheap Auto Insurance in Buchanan, MI

Compare rates from the cheapest auto insurance companies in Buchanan, MI for your needs. Take a look at how Buchanan, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Buchanan, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Buchanan, Michigan Auto Insurance Companies

If you’re looking for the cheapest Buchanan, MI auto insurance companies overall, you can compare them here. Find the best price for Buchanan, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Buchanan, Michigan

Insurance Company Average Annual Rates
Allstate $19,760
Farmers $5,282
GEICO $5,439
Liberty Mutual $16,165
Nationwide $5,052
Progressive $4,354
State Farm $9,766
Travelers $6,649
USAA $3,662

What affects Buchanan, Michigan auto insurance rates?

Local factors affect auto insurance rates in Buchanan, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Buchanan auto insurance rates.

Auto Theft in Buchanan

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Buchanan, MI auto theft show a total of 4 vehicle thefts annually.

Commute Times in Buchanan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Buchanan, MI is 25.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Buchanan, MI

You can buy cheap Buchanan, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Buchanan, Michigan auto insurance quotes from top companies.

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