Buy Cheap Broomfield, CO Auto Insurance (2021)

Broomfield, CO auto insurance rates average $313 a month. Minimum auto insurance requirements in Broomfield, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Broomfield, CO, compare Broomfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Broomfield is Allstate
  • Average auto insurance rates in Broomfield, CO for teens drivers are $7,369/year
  • The most expensive auto insurance company in Broomfield after a DUI is Allstate

Finding affordable Broomfield, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Broomfield, CO auto insurance with confidence is right here. Auto insurance rates in Broomfield are affected by local factors as well as personal ones like your driving record.

See how Broomfield, CO car insurance rates compare to Boulder auto insurance rates, Centennial auto insurance rates, and Colorado Springs auto insurance rates before you read more about the cost of auto insurance in Broomfield.

Don’t buy Broomfield, CO auto insurance until you’ve compared rates. Get free Broomfield, Colorado auto insurance quotes when you enter your ZIP code above.

Broomfield, CO Minimum Auto Insurance Requirements

The required auto insurance in Broomfield, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Broomfield, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Broomfield, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Broomfield, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Broomfield, CO. Take a look at Broomfield, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Broomfield, Colorado

Insurance Company Poor Fair Good
Allstate $6,928 $5,352 $4,033
American Family $4,862 $3,490 $2,936
Farmers $5,817 $4,751 $4,513
GEICO $3,535 $2,941 $2,347
Liberty Mutual $3,879 $2,392 $1,904
Nationwide $4,583 $3,629 $3,162
Progressive $4,232 $3,630 $3,341
State Farm $4,522 $2,915 $2,355
USAA $4,594 $2,643 $2,126

Buy Cheap Broomfield, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Broomfield, Colorado auto insurance rates? Find out how car insurance rates in Broomfield, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Broomfield, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,244 $3,019 $2,947 $2,974 $11,830 $12,454 $3,521 $3,513
American Family $2,575 $2,575 $2,330 $2,330 $6,208 $8,366 $2,575 $3,141
Farmers $2,873 $2,847 $2,595 $2,807 $11,322 $11,437 $3,159 $3,179
GEICO $1,830 $2,023 $2,012 $2,332 $5,862 $6,151 $1,661 $1,659
Liberty Mutual $1,776 $1,713 $1,520 $1,675 $5,524 $6,017 $1,788 $1,787
Nationwide $2,527 $2,570 $2,263 $2,390 $6,378 $8,157 $2,907 $3,138
Progressive $2,227 $2,079 $1,984 $1,968 $7,903 $8,806 $2,495 $2,415
State Farm $2,011 $2,011 $1,830 $1,830 $5,973 $7,532 $2,256 $2,671
USAA $2,066 $2,049 $1,987 $1,973 $5,320 $6,069 $2,648 $2,857

Buy Cheap Broomfield, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Broomfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Broomfield, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Broomfield, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,830 $12,454
American Family $6,208 $8,366
Farmers $11,322 $11,437
GEICO $5,862 $6,151
Liberty Mutual $5,524 $6,017
Nationwide $6,378 $8,157
Progressive $7,903 $8,806
State Farm $5,973 $7,532
USAA $5,320 $6,069

Buy Cheap Broomfield, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Broomfield, Colorado by comparing Broomfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Broomfield, CO here.

Annual Auto Insurance Rates for Senior Drivers in Broomfield, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,947 $2,974
American Family $2,330 $2,330
Farmers $2,595 $2,807
GEICO $2,012 $2,332
Liberty Mutual $1,520 $1,675
Nationwide $2,263 $2,390
Progressive $1,984 $1,968
State Farm $1,830 $1,830
USAA $1,987 $1,973

Find Cheap Auto Insurance Rates in Broomfield, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Broomfield, Colorado auto insurance. Compare Broomfield, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Broomfield, Colorado

Insurance Company Low Medium High
Allstate $5,107 $5,418 $5,789
American Family $3,550 $3,840 $3,898
Farmers $4,364 $4,950 $5,768
GEICO $2,543 $2,865 $3,416
Liberty Mutual $2,549 $2,714 $2,911
Nationwide $3,775 $3,795 $3,803
Progressive $3,380 $3,749 $4,075
State Farm $3,007 $3,265 $3,520
USAA $2,963 $3,121 $3,279

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Find Cheap Broomfield, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Broomfield. Compare auto insurance rates in Broomfield, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Broomfield, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,438 $5,438
American Family $3,681 $3,844
Farmers $5,027 $5,027
GEICO $2,883 $3,000
Liberty Mutual $2,725 $2,725
Nationwide $3,791 $3,791
Progressive $3,734 $3,734
State Farm $3,183 $3,346
USAA $3,033 $3,209

Find Cheap Broomfield, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Broomfield, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Broomfield, CO to see how much where you live in Broomfield affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Broomfield, Colorado

ZIP Code Average Annual Rates
80020 $3,381
80021 $3,489
80023 $3,477
80516 $3,379

Find Cheap Broomfield, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Broomfield, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Broomfield, CO, take a look at the average cost for various violations versus rates for a clean driving record in Broomfield.

Annual Broomfield, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $5,327 $6,580 $5,246
American Family $2,789 $3,945 $5,158 $3,159
Farmers $4,243 $5,469 $5,392 $5,006
GEICO $2,047 $3,234 $3,831 $2,652
Liberty Mutual $2,394 $2,801 $2,892 $2,812
Nationwide $2,917 $3,985 $5,054 $3,209
Progressive $3,222 $4,577 $3,397 $3,742
State Farm $2,988 $3,541 $3,264 $3,264
USAA $2,271 $2,785 $4,872 $2,556

Find Cheap Broomfield, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Broomfield, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Broomfield for less when you shop around and compare rates from multiple Broomfield, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Broomfield, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,580
American Family $5,158
Farmers $5,392
GEICO $3,831
Liberty Mutual $2,892
Nationwide $5,054
Progressive $3,397
State Farm $3,264
USAA $4,872

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Winners by Category: Where to Buy Cheap Auto Insurance in Broomfield, CO

Compare rates from the cheapest auto insurance companies in Broomfield, CO for your needs. Take a look at how Broomfield, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Broomfield, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Broomfield, Colorado Auto Insurance Companies

If you’re looking for the cheapest Broomfield, CO auto insurance companies overall, you can compare them here. Find the best price for Broomfield, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Broomfield, Colorado

Insurance Company Average Annual Rates
Allstate $5,438
American Family $3,763
Farmers $5,027
GEICO $2,941
Liberty Mutual $2,725
Nationwide $3,791
Progressive $3,734
State Farm $3,264
USAA $3,121

What affects Broomfield, Colorado auto insurance rates?

Local factors affect auto insurance rates in Broomfield, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Broomfield auto insurance rates.

Commute Times in Broomfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Broomfield, CO is 28.1 minutes according to City-Data.

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Compare Auto Insurance Quotes in Broomfield, CO

You can buy cheap Broomfield, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Broomfield, Colorado auto insurance quotes from top companies.

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