Buy Cheap Brookhaven, NY Auto Insurance (2021)

Brookhaven, NY auto insurance rates average $447 a month. Minimum auto insurance requirements in Brookhaven, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Brookhaven, NY, compare Brookhaven auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Brookhaven after a DUI is Liberty Mutual
  • Average auto insurance rates in Brookhaven, NY for teens drivers are $9,399/year
  • Average auto insurance rates in Brookhaven, NY are $447/month

Finding affordable Brookhaven, New York auto insurance can be challenging, but everything you need to know to buy cheap Brookhaven, NY auto insurance with confidence is right here. Auto insurance rates in Brookhaven are affected by local factors as well as personal ones like your driving record.

See how Brookhaven, NY car insurance rates compare to Yonkers auto insurance rates, Schenectady auto insurance rates, and Buffalo auto insurance rates before you read more about the cost of auto insurance in Brookhaven.

Don’t buy Brookhaven, NY auto insurance until you’ve compared rates. Get free Brookhaven, New York auto insurance quotes when you enter your ZIP code above.

Brookhaven, NY Minimum Auto Insurance Requirements

The required auto insurance in Brookhaven, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Brookhaven, New York is outlined here.

Minimum Required Auto Insurance Coverage in Brookhaven, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Brookhaven, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Brookhaven, NY. Take a look at Brookhaven, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Brookhaven, New York

Insurance Company Poor Fair Good
Allstate $7,772 $4,404 $3,738
GEICO $4,029 $2,959 $2,656
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,581 $4,222 $3,046
State Farm $7,883 $4,945 $3,925
Travelers $8,145 $4,959 $4,244
USAA $6,717 $3,426 $3,016

Buy Cheap Brookhaven, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Brookhaven, New York auto insurance rates? Find out how car insurance rates in Brookhaven, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brookhaven, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,345 $3,444 $3,461 $10,533 $11,148 $3,456 $3,409
GEICO $2,327 $2,237 $2,259 $2,226 $5,020 $7,421 $2,090 $2,136
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,568 $3,568 $3,130 $3,130 $10,432 $12,776 $3,943 $4,127
Travelers $4,163 $4,077 $3,796 $3,988 $9,818 $11,631 $4,356 $4,434
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap Brookhaven, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Brookhaven can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brookhaven, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Brookhaven, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,533 $11,148
GEICO $5,020 $7,421
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,073 $12,074
State Farm $10,432 $12,776
Travelers $9,818 $11,631
USAA $9,224 $10,935

Buy Cheap Brookhaven, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Brookhaven, New York by comparing Brookhaven senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brookhaven, NY here.

Annual Auto Insurance Rates for Senior Drivers in Brookhaven, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,444 $3,461
GEICO $2,259 $2,226
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,498 $2,567
State Farm $3,130 $3,130
Travelers $3,796 $3,988
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in Brookhaven, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Brookhaven, New York auto insurance. Compare Brookhaven, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brookhaven, New York

Insurance Company Low Medium High
Allstate $4,819 $5,273 $5,822
GEICO $3,001 $3,194 $3,448
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,928 $5,235 $5,685
State Farm $5,256 $5,620 $5,877
Travelers $5,416 $5,708 $6,224
USAA $4,224 $4,357 $4,579

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Find Cheap Brookhaven, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Brookhaven. Compare auto insurance rates in Brookhaven, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Brookhaven, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,230 $5,379
GEICO $3,120 $3,309
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,283 $5,283
State Farm $5,375 $5,793
Travelers $5,783 $5,783
USAA $4,342 $4,431

Find Cheap Brookhaven, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Brookhaven, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brookhaven, NY, take a look at the average cost for various violations versus rates for a clean driving record in Brookhaven.

Annual Brookhaven, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,492 $4,492 $6,567 $5,669
GEICO $2,479 $2,705 $5,195 $2,479
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,305 $5,305 $5,863 $5,863
Travelers $4,879 $6,209 $6,293 $5,749
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap Brookhaven, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Brookhaven, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Brookhaven for less when you shop around and compare rates from multiple Brookhaven, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Brookhaven, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,567
GEICO $5,195
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,717
State Farm $5,863
Travelers $6,293
USAA $5,682

Winners by Category: Where to Buy Cheap Auto Insurance in Brookhaven, NY

Compare rates from the cheapest auto insurance companies in Brookhaven, NY for your needs. Take a look at how Brookhaven, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Brookhaven, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Brookhaven, New York Auto Insurance Companies

If you’re looking for the cheapest Brookhaven, NY auto insurance companies overall, you can compare them here. Find the best price for Brookhaven, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Brookhaven, New York

Insurance Company Average Annual Rates
Allstate $5,305
GEICO $3,215
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,283
State Farm $5,584
Travelers $5,783
USAA $4,387

What affects Brookhaven, New York auto insurance rates?

Local factors affect auto insurance rates in Brookhaven, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Brookhaven auto insurance rates.

Commute Times in Brookhaven

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Brookhaven, NY is 36.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Brookhaven, NY

You can buy cheap Brookhaven, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brookhaven, New York auto insurance quotes from top companies.

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