Buy Cheap Brighton, NY Auto Insurance (2021)

Brighton, NY auto insurance rates average $258 a month. Minimum auto insurance requirements in Brighton, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Brighton, NY, compare Brighton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Brighton after a DUI is Liberty Mutual
  • Average auto insurance rates in Brighton, NY after a DUI are $4,087/year
  • Average auto insurance rates in Brighton, NY are $258/month

Finding affordable Brighton, New York auto insurance can be challenging, but everything you need to know to buy cheap Brighton, NY auto insurance with confidence is right here. Auto insurance rates in Brighton are affected by local factors as well as personal ones like your driving record.

See how Brighton, NY car insurance rates compare to New York auto insurance rates, Rochester auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Brighton.

Don’t buy Brighton, NY auto insurance until you’ve compared rates. Get free Brighton, New York auto insurance quotes when you enter your ZIP code above.

Brighton, NY Minimum Auto Insurance Requirements

The required auto insurance in Brighton, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Brighton, New York is outlined here.

Minimum Required Auto Insurance Coverage in Brighton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Brighton, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Brighton, NY. Take a look at Brighton, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Brighton, New York

Insurance Company Poor Fair Good
Allstate $5,055 $2,955 $2,545
GEICO $1,966 $1,445 $1,297
Liberty Mutual $6,128 $4,021 $3,022
Nationwide $2,936 $2,936 $2,936
Progressive $4,191 $2,211 $1,634
State Farm $5,450 $3,416 $2,710
Travelers $4,228 $2,688 $2,341
USAA $4,163 $2,135 $1,893

Buy Cheap Brighton, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Brighton, New York auto insurance rates? Find out how car insurance rates in Brighton, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brighton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,374 $2,224 $2,237 $2,268 $6,944 $7,464 $2,315 $2,319
GEICO $1,138 $1,099 $1,112 $1,096 $2,430 $3,594 $1,024 $1,059
Liberty Mutual $3,184 $3,184 $2,969 $2,969 $6,204 $10,049 $3,184 $3,378
Nationwide $2,208 $2,208 $2,085 $2,085 $3,970 $5,908 $2,208 $2,818
Progressive $1,570 $1,466 $1,262 $1,280 $5,568 $6,223 $2,051 $2,007
State Farm $2,400 $2,400 $2,100 $2,100 $7,193 $9,239 $2,647 $2,791
Travelers $2,177 $2,191 $2,011 $2,150 $5,196 $6,237 $2,316 $2,406
USAA $1,420 $1,391 $1,297 $1,290 $5,789 $6,867 $1,804 $1,984

Buy Cheap Brighton, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Brighton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brighton, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Brighton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,944 $7,464
GEICO $2,430 $3,594
Liberty Mutual $6,204 $10,049
Nationwide $3,970 $5,908
Progressive $5,568 $6,223
State Farm $7,193 $9,239
Travelers $5,196 $6,237
USAA $5,789 $6,867

Buy Cheap Brighton, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Brighton, New York by comparing Brighton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brighton, NY here.

Annual Auto Insurance Rates for Senior Drivers in Brighton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,268
GEICO $1,112 $1,096
Liberty Mutual $2,969 $2,969
Nationwide $2,085 $2,085
Progressive $1,262 $1,280
State Farm $2,100 $2,100
Travelers $2,011 $2,150
USAA $1,297 $1,290

Find Cheap Auto Insurance Rates in Brighton, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Brighton, New York auto insurance. Compare Brighton, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brighton, New York

Insurance Company Low Medium High
Allstate $3,304 $3,505 $3,745
GEICO $1,490 $1,570 $1,648
Liberty Mutual $4,194 $4,375 $4,602
Nationwide $2,766 $2,915 $3,128
Progressive $2,547 $2,668 $2,820
State Farm $3,645 $3,883 $4,048
Travelers $2,921 $3,057 $3,278
USAA $2,646 $2,717 $2,828

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Find Cheap Brighton, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Brighton. Compare auto insurance rates in Brighton, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Brighton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,565
GEICO $1,523 $1,616
Liberty Mutual $4,268 $4,512
Nationwide $2,936 $2,936
Progressive $2,679 $2,679
State Farm $3,721 $3,996
Travelers $3,086 $3,086
USAA $2,703 $2,757

Find Cheap Brighton, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Brighton, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brighton, NY, take a look at the average cost for various violations versus rates for a clean driving record in Brighton.

Annual Brighton, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,981 $2,981 $4,352 $3,759
GEICO $1,224 $1,335 $2,493 $1,224
Liberty Mutual $3,511 $3,511 $7,027 $3,511
Nationwide $2,248 $2,248 $4,951 $2,298
Progressive $2,605 $2,605 $2,884 $2,621
State Farm $3,670 $3,670 $4,048 $4,048
Travelers $2,627 $3,299 $3,346 $3,072
USAA $2,416 $2,456 $3,593 $2,456

Find Cheap Brighton, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Brighton, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Brighton for less when you shop around and compare rates from multiple Brighton, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Brighton, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,352
GEICO $2,493
Liberty Mutual $7,027
Nationwide $4,951
Progressive $2,884
State Farm $4,048
Travelers $3,346
USAA $3,593

Winners by Category: Where to Buy Cheap Auto Insurance in Brighton, NY

Compare rates from the cheapest auto insurance companies in Brighton, NY for your needs. Take a look at how Brighton, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Brighton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Brighton, New York Auto Insurance Companies

If you’re looking for the cheapest Brighton, NY auto insurance companies overall, you can compare them here. Find the best price for Brighton, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Brighton, New York

Insurance Company Average Annual Rates
Allstate $3,518
GEICO $1,569
Liberty Mutual $4,390
Nationwide $2,936
Progressive $2,679
State Farm $3,859
Travelers $3,086
USAA $2,730

What affects Brighton, New York auto insurance rates?

Local factors affect auto insurance rates in Brighton, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Brighton auto insurance rates.

Commute Times in Brighton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Brighton, NY is 17.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Brighton, NY

You can buy cheap Brighton, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brighton, New York auto insurance quotes from top companies.

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