Buy Cheap Brighton, IA Auto Insurance (2021)

Brighton, IA auto insurance rates average $249 a month. Minimum auto insurance requirements in Brighton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Brighton, IA, compare Brighton auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Brighton is Travelers
  • The most expensive auto insurance company in Brighton after a DUI is Travelers
  • Average auto insurance rates in Brighton, IA after a DUI are $3,603/year

Finding affordable Brighton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Brighton, IA auto insurance with confidence is right here. Auto insurance rates in Brighton are affected by local factors as well as personal ones like your driving record.

See how Brighton, IA car insurance rates compare to Waterloo auto insurance rates, Ames auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Brighton.

Don’t buy Brighton, IA auto insurance until you’ve compared rates. Get free Brighton, Iowa auto insurance quotes when you enter your ZIP code above.

Brighton, IA Minimum Auto Insurance Requirements

The required auto insurance in Brighton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Brighton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Brighton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Brighton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Brighton, IA. Take a look at Brighton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Brighton, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,885 $2,856 $2,400
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,266 $3,874 $3,046
Nationwide $3,293 $2,572 $2,254
Progressive $2,888 $2,321 $2,097
State Farm $3,001 $1,857 $1,465
Travelers $6,467 $5,520 $5,259
USAA $2,399 $1,648 $1,427

Buy Cheap Brighton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Brighton, Iowa auto insurance rates? Find out how car insurance rates in Brighton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brighton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,965 $1,965 $1,758 $1,758 $5,243 $7,355 $1,965 $2,368
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,081 $2,256 $1,832 $2,224 $10,266 $11,547 $2,358 $2,601
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,738 $1,680 $1,434 $1,485 $4,133 $4,669 $2,091 $2,254
State Farm $1,392 $1,392 $1,216 $1,216 $3,660 $4,655 $1,562 $1,772
Travelers $2,590 $2,645 $2,512 $2,521 $11,491 $18,347 $2,693 $3,189
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Buy Cheap Brighton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Brighton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brighton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Brighton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,243 $7,355
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,266 $11,547
Nationwide $4,314 $5,598
Progressive $4,133 $4,669
State Farm $3,660 $4,655
Travelers $11,491 $18,347
USAA $3,285 $3,490

Buy Cheap Brighton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Brighton, Iowa by comparing Brighton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brighton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Brighton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,758 $1,758
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,832 $2,224
Nationwide $1,676 $1,793
Progressive $1,434 $1,485
State Farm $1,216 $1,216
Travelers $2,512 $2,521
USAA $1,123 $1,146

Find Cheap Auto Insurance Rates in Brighton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Brighton, Iowa auto insurance. Compare Brighton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brighton, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $3,066 $3,216 $2,859
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,223 $4,388 $4,576
Nationwide $2,829 $2,691 $2,599
Progressive $2,303 $2,444 $2,559
State Farm $2,010 $2,119 $2,194
Travelers $5,403 $5,836 $6,007
USAA $1,732 $1,830 $1,911

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Find Cheap Brighton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Brighton. Compare auto insurance rates in Brighton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Brighton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $3,012 $3,082
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,396 $4,396
Nationwide $2,706 $2,706
Progressive $2,435 $2,435
State Farm $2,057 $2,158
Travelers $5,748 $5,748
USAA $1,758 $1,891

Find Cheap Brighton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Brighton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brighton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Brighton.

Annual Brighton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,200 $3,220 $4,181 $2,586
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,796 $4,700 $4,787 $4,300
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,962 $3,196 $2,127 $2,456
State Farm $1,958 $2,257 $2,108 $2,108
Travelers $4,193 $5,585 $7,479 $5,738
USAA $1,395 $1,870 $2,432 $1,602

Find Cheap Brighton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Brighton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Brighton for less when you shop around and compare rates from multiple Brighton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Brighton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,264
American Family $4,181
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,787
Nationwide $3,849
Progressive $2,127
State Farm $2,108
Travelers $7,479
USAA $2,432

Winners by Category: Where to Buy Cheap Auto Insurance in Brighton, IA

Compare rates from the cheapest auto insurance companies in Brighton, IA for your needs. Take a look at how Brighton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Brighton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Brighton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Brighton, IA auto insurance companies overall, you can compare them here. Find the best price for Brighton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Brighton, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $3,047
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,396
Nationwide $2,706
Progressive $2,435
State Farm $2,108
Travelers $5,749
USAA $1,825

What affects Brighton, Iowa auto insurance rates?

Local factors affect auto insurance rates in Brighton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Brighton auto insurance rates.

Commute Times in Brighton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Brighton, IA is 26.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Brighton, IA

You can buy cheap Brighton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brighton, Iowa auto insurance quotes from top companies.

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