Buy Cheap Brighton, CO Auto Insurance (2021)

Brighton, CO auto insurance rates average $323 a month. Minimum auto insurance requirements in Brighton, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Brighton, CO, compare Brighton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Brighton is Farmers
  • Average auto insurance rates in Brighton, CO after a DUI are $4,614/year
  • The most expensive auto insurance company in Brighton after a DUI is Allstate

Finding affordable Brighton, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Brighton, CO auto insurance with confidence is right here. Auto insurance rates in Brighton are affected by local factors as well as personal ones like your driving record.

See how Brighton, CO car insurance rates compare to Denver auto insurance rates, Fort Collins auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Brighton.

Don’t buy Brighton, CO auto insurance until you’ve compared rates. Get free Brighton, Colorado auto insurance quotes when you enter your ZIP code above.

Brighton, CO Minimum Auto Insurance Requirements

The required auto insurance in Brighton, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Brighton, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Brighton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Brighton, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Brighton, CO. Take a look at Brighton, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Brighton, Colorado

Insurance Company Poor Fair Good
Allstate $6,751 $5,216 $3,932
American Family $5,283 $3,784 $3,181
Farmers $6,528 $5,298 $5,031
GEICO $3,360 $2,797 $2,234
Liberty Mutual $4,116 $2,535 $2,017
Nationwide $4,538 $3,597 $3,133
Progressive $4,557 $3,897 $3,578
State Farm $4,550 $2,932 $2,368
USAA $4,562 $2,626 $2,113

Buy Cheap Brighton, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Brighton, Colorado auto insurance rates? Find out how car insurance rates in Brighton, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brighton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $2,940 $2,872 $2,897 $11,539 $12,142 $3,428 $3,419
American Family $2,799 $2,799 $2,531 $2,531 $6,735 $9,049 $2,799 $3,418
Farmers $3,271 $3,232 $2,964 $3,213 $12,535 $12,566 $3,581 $3,588
GEICO $1,744 $1,928 $1,913 $2,216 $5,564 $5,844 $1,583 $1,584
Liberty Mutual $1,873 $1,801 $1,592 $1,756 $5,878 $6,420 $1,891 $1,903
Nationwide $2,499 $2,540 $2,239 $2,362 $6,336 $8,091 $2,877 $3,104
Progressive $2,415 $2,257 $2,136 $2,122 $8,421 $9,396 $2,709 $2,627
State Farm $2,021 $2,021 $1,839 $1,839 $6,009 $7,578 $2,269 $2,687
USAA $2,051 $2,032 $1,973 $1,957 $5,294 $6,038 $2,627 $2,832

Buy Cheap Brighton, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Brighton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brighton, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Brighton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,539 $12,142
American Family $6,735 $9,049
Farmers $12,535 $12,566
GEICO $5,564 $5,844
Liberty Mutual $5,878 $6,420
Nationwide $6,336 $8,091
Progressive $8,421 $9,396
State Farm $6,009 $7,578
USAA $5,294 $6,038

Buy Cheap Brighton, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Brighton, Colorado by comparing Brighton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brighton, CO here.

Annual Auto Insurance Rates for Senior Drivers in Brighton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,872 $2,897
American Family $2,531 $2,531
Farmers $2,964 $3,213
GEICO $1,913 $2,216
Liberty Mutual $1,592 $1,756
Nationwide $2,239 $2,362
Progressive $2,136 $2,122
State Farm $1,839 $1,839
USAA $1,973 $1,957

Find Cheap Auto Insurance Rates in Brighton, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Brighton, Colorado auto insurance. Compare Brighton, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brighton, Colorado

Insurance Company Low Medium High
Allstate $4,974 $5,280 $5,644
American Family $3,872 $4,165 $4,210
Farmers $4,890 $5,536 $6,431
GEICO $2,419 $2,723 $3,249
Liberty Mutual $2,709 $2,879 $3,080
Nationwide $3,732 $3,760 $3,777
Progressive $3,637 $4,025 $4,370
State Farm $3,026 $3,285 $3,538
USAA $2,942 $3,101 $3,258

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Find Cheap Brighton, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Brighton. Compare auto insurance rates in Brighton, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Brighton, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,300 $5,300
American Family $3,995 $4,170
Farmers $5,619 $5,619
GEICO $2,741 $2,853
Liberty Mutual $2,889 $2,889
Nationwide $3,756 $3,756
Progressive $4,011 $4,011
State Farm $3,201 $3,365
USAA $3,013 $3,188

Find Cheap Brighton, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Brighton, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Brighton, CO to see how much where you live in Brighton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Brighton, Colorado

ZIP Code Average Annual Rates
80601 $3,582
80602 $3,585
80603 $3,582

Find Cheap Brighton, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Brighton, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brighton, CO, take a look at the average cost for various violations versus rates for a clean driving record in Brighton.

Annual Brighton, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,479 $5,192 $6,416 $5,112
American Family $3,033 $4,268 $5,596 $3,434
Farmers $4,740 $6,109 $6,028 $5,598
GEICO $1,951 $3,073 $3,636 $2,527
Liberty Mutual $2,538 $2,969 $3,068 $2,982
Nationwide $2,894 $3,947 $5,001 $3,182
Progressive $3,462 $4,900 $3,652 $4,028
State Farm $3,005 $3,561 $3,283 $3,283
USAA $2,255 $2,766 $4,843 $2,537

Find Cheap Brighton, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Brighton, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Brighton for less when you shop around and compare rates from multiple Brighton, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Brighton, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,416
American Family $5,596
Farmers $6,028
GEICO $3,636
Liberty Mutual $3,068
Nationwide $5,001
Progressive $3,652
State Farm $3,283
USAA $4,843

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Winners by Category: Where to Buy Cheap Auto Insurance in Brighton, CO

Compare rates from the cheapest auto insurance companies in Brighton, CO for your needs. Take a look at how Brighton, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Brighton, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

Find Cheap Brighton, Colorado Auto Insurance Companies

If you’re looking for the cheapest Brighton, CO auto insurance companies overall, you can compare them here. Find the best price for Brighton, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Brighton, Colorado

Insurance Company Average Annual Rates
Allstate $5,300
American Family $4,083
Farmers $5,619
GEICO $2,797
Liberty Mutual $2,889
Nationwide $3,756
Progressive $4,011
State Farm $3,283
USAA $3,100

What affects Brighton, Colorado auto insurance rates?

Local factors affect auto insurance rates in Brighton, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Brighton auto insurance rates.

Commute Times in Brighton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Brighton, CO is 31.4 minutes according to City-Data.

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Compare Auto Insurance Quotes in Brighton, CO

You can buy cheap Brighton, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brighton, Colorado auto insurance quotes from top companies.

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