Buy Cheap Breezy Point, NY Auto Insurance (2021)

Breezy Point, NY auto insurance rates average $714 a month. Minimum auto insurance requirements in Breezy Point, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Breezy Point, NY, compare Breezy Point auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Breezy Point is Liberty Mutual
  • Average auto insurance rates in Breezy Point, NY after a DUI are $11,582/year
  • Average auto insurance rates in Breezy Point, NY for teens drivers are $14,910/year

Finding affordable Breezy Point, New York auto insurance can be challenging, but everything you need to know to buy cheap Breezy Point, NY auto insurance with confidence is right here. Auto insurance rates in Breezy Point are affected by local factors as well as personal ones like your driving record.

See how Breezy Point, NY car insurance rates compare to Schenectady auto insurance rates, Buffalo auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Breezy Point.

Don’t buy Breezy Point, NY auto insurance until you’ve compared rates. Get free Breezy Point, New York auto insurance quotes when you enter your ZIP code above.

Breezy Point, NY Minimum Auto Insurance Requirements

The required auto insurance in Breezy Point, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Breezy Point, New York is outlined here.

Minimum Required Auto Insurance Coverage in Breezy Point, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Breezy Point, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Breezy Point, NY. Take a look at Breezy Point, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Breezy Point, New York

Insurance Company Poor Fair Good
Allstate $13,308 $7,402 $6,209
GEICO $6,625 $4,868 $4,369
Liberty Mutual $18,088 $11,779 $8,784
Nationwide $8,462 $8,462 $8,462
Progressive $10,905 $5,261 $3,764
State Farm $13,367 $8,393 $6,667
Travelers $14,195 $8,232 $6,900
USAA $10,847 $5,544 $4,877

Buy Cheap Breezy Point, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Breezy Point, New York auto insurance rates? Find out how car insurance rates in Breezy Point, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Breezy Point, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,029 $5,515 $5,779 $5,826 $18,239 $19,286 $5,609 $5,501
GEICO $3,855 $3,706 $3,705 $3,651 $8,001 $12,390 $3,449 $3,540
Liberty Mutual $9,619 $9,619 $8,953 $8,953 $18,817 $27,266 $9,619 $10,221
Nationwide $6,266 $6,266 $5,883 $5,883 $11,531 $17,459 $6,266 $8,139
Progressive $4,206 $3,817 $3,279 $3,355 $13,590 $14,757 $5,249 $4,893
State Farm $6,112 $6,112 $5,373 $5,373 $17,661 $21,440 $6,761 $6,975
Travelers $7,294 $7,015 $6,580 $6,807 $16,349 $19,168 $7,495 $7,495
USAA $3,642 $3,580 $3,325 $3,327 $15,089 $17,840 $4,697 $5,215

Buy Cheap Breezy Point, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Breezy Point can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Breezy Point, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Breezy Point, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,239 $19,286
GEICO $8,001 $12,390
Liberty Mutual $18,817 $27,266
Nationwide $11,531 $17,459
Progressive $13,590 $14,757
State Farm $17,661 $21,440
Travelers $16,349 $19,168
USAA $15,089 $17,840

Buy Cheap Breezy Point, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Breezy Point, New York by comparing Breezy Point senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Breezy Point, NY here.

Annual Auto Insurance Rates for Senior Drivers in Breezy Point, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,779 $5,826
GEICO $3,705 $3,651
Liberty Mutual $8,953 $8,953
Nationwide $5,883 $5,883
Progressive $3,279 $3,355
State Farm $5,373 $5,373
Travelers $6,580 $6,807
USAA $3,325 $3,327

Find Cheap Auto Insurance Rates in Breezy Point, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Breezy Point, New York auto insurance. Compare Breezy Point, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Breezy Point, New York

Insurance Company Low Medium High
Allstate $7,804 $8,889 $10,227
GEICO $4,925 $5,241 $5,696
Liberty Mutual $12,239 $12,850 $13,562
Nationwide $7,791 $8,358 $9,237
Progressive $6,223 $6,585 $7,121
State Farm $8,932 $9,530 $9,965
Travelers $8,913 $9,568 $10,845
USAA $6,793 $7,031 $7,444

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Find Cheap Breezy Point, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Breezy Point. Compare auto insurance rates in Breezy Point, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Breezy Point, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,843 $9,103
GEICO $5,149 $5,425
Liberty Mutual $12,509 $13,258
Nationwide $8,462 $8,462
Progressive $6,643 $6,643
State Farm $9,106 $9,846
Travelers $9,775 $9,775
USAA $7,017 $7,162

Find Cheap Breezy Point, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Breezy Point, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Breezy Point, NY, take a look at the average cost for various violations versus rates for a clean driving record in Breezy Point.

Annual Breezy Point, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,509 $7,509 $11,247 $9,629
GEICO $4,052 $4,423 $8,621 $4,052
Liberty Mutual $10,107 $10,107 $21,214 $10,107
Nationwide $6,332 $6,332 $14,693 $6,489
Progressive $6,451 $6,451 $7,174 $6,498
State Farm $8,997 $8,997 $9,954 $9,954
Travelers $8,277 $10,496 $10,620 $9,708
USAA $6,338 $6,443 $9,134 $6,443

Find Cheap Breezy Point, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Breezy Point, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Breezy Point for less when you shop around and compare rates from multiple Breezy Point, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Breezy Point, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,247
GEICO $8,621
Liberty Mutual $21,214
Nationwide $14,693
Progressive $7,174
State Farm $9,954
Travelers $10,620
USAA $9,134

Winners by Category: Where to Buy Cheap Auto Insurance in Breezy Point, NY

Compare rates from the cheapest auto insurance companies in Breezy Point, NY for your needs. Take a look at how Breezy Point, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Breezy Point, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Breezy Point, New York Auto Insurance Companies

If you’re looking for the cheapest Breezy Point, NY auto insurance companies overall, you can compare them here. Find the best price for Breezy Point, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Breezy Point, New York

Insurance Company Average Annual Rates
Allstate $8,973
GEICO $5,287
Liberty Mutual $12,884
Nationwide $8,462
Progressive $6,643
State Farm $9,476
Travelers $9,775
USAA $7,089

Compare Auto Insurance Quotes in Breezy Point, NY

You can buy cheap Breezy Point, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Breezy Point, New York auto insurance quotes from top companies.

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