Buy Cheap Brainard, NY Auto Insurance (2021)

Brainard, NY auto insurance rates average $277 a month. Minimum auto insurance requirements in Brainard, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Brainard, NY, compare Brainard auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Brainard after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Brainard is Liberty Mutual
  • Average auto insurance rates in Brainard, NY are $277/month

Finding affordable Brainard, New York auto insurance can be challenging, but everything you need to know to buy cheap Brainard, NY auto insurance with confidence is right here. Auto insurance rates in Brainard are affected by local factors as well as personal ones like your driving record.

See how Brainard, NY car insurance rates compare to Albany auto insurance rates, Syracuse auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Brainard.

Don’t buy Brainard, NY auto insurance until you’ve compared rates. Get free Brainard, New York auto insurance quotes when you enter your ZIP code above.

Brainard, NY Minimum Auto Insurance Requirements

The required auto insurance in Brainard, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Brainard, New York is outlined here.

Minimum Required Auto Insurance Coverage in Brainard, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Brainard, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Brainard, NY. Take a look at Brainard, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Brainard, New York

Insurance Company Poor Fair Good
Allstate $5,324 $3,145 $2,725
GEICO $2,588 $1,902 $1,707
Liberty Mutual $6,992 $4,580 $3,436
Nationwide $2,775 $2,775 $2,775
Progressive $4,933 $2,541 $1,858
State Farm $4,252 $2,667 $2,117
Travelers $5,423 $3,399 $2,943
USAA $4,627 $2,334 $2,064

Buy Cheap Brainard, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Brainard, New York auto insurance rates? Find out how car insurance rates in Brainard, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brainard, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,345 $2,330 $2,374 $7,384 $7,982 $2,462 $2,491
GEICO $1,510 $1,455 $1,470 $1,449 $3,192 $4,685 $1,361 $1,401
Liberty Mutual $3,624 $3,624 $3,377 $3,377 $7,078 $11,473 $3,624 $3,844
Nationwide $2,096 $2,096 $1,980 $1,980 $3,734 $5,548 $2,096 $2,667
Progressive $1,873 $1,749 $1,496 $1,522 $6,372 $7,091 $2,421 $2,361
State Farm $1,889 $1,889 $1,646 $1,646 $5,563 $7,184 $2,076 $2,205
Travelers $2,791 $2,816 $2,556 $2,739 $6,574 $7,853 $2,960 $3,085
USAA $1,571 $1,543 $1,427 $1,426 $6,338 $7,543 $2,007 $2,213

Buy Cheap Brainard, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Brainard can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brainard, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Brainard, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,384 $7,982
GEICO $3,192 $4,685
Liberty Mutual $7,078 $11,473
Nationwide $3,734 $5,548
Progressive $6,372 $7,091
State Farm $5,563 $7,184
Travelers $6,574 $7,853
USAA $6,338 $7,543

Buy Cheap Brainard, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Brainard, New York by comparing Brainard senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brainard, NY here.

Annual Auto Insurance Rates for Senior Drivers in Brainard, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,374
GEICO $1,470 $1,449
Liberty Mutual $3,377 $3,377
Nationwide $1,980 $1,980
Progressive $1,496 $1,522
State Farm $1,646 $1,646
Travelers $2,556 $2,739
USAA $1,427 $1,426

Find Cheap Auto Insurance Rates in Brainard, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Brainard, New York auto insurance. Compare Brainard, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brainard, New York

Insurance Company Low Medium High
Allstate $3,548 $3,720 $3,926
GEICO $1,953 $2,059 $2,184
Liberty Mutual $4,785 $4,986 $5,237
Nationwide $2,614 $2,754 $2,955
Progressive $2,955 $3,094 $3,283
State Farm $2,867 $3,028 $3,141
Travelers $3,704 $3,876 $4,185
USAA $2,917 $2,994 $3,115

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Find Cheap Brainard, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Brainard. Compare auto insurance rates in Brainard, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Brainard, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,681 $3,782
GEICO $2,004 $2,126
Liberty Mutual $4,863 $5,142
Nationwide $2,775 $2,775
Progressive $3,111 $3,111
State Farm $2,908 $3,116
Travelers $3,922 $3,922
USAA $2,978 $3,038

Find Cheap Brainard, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Brainard, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brainard, NY, take a look at the average cost for various violations versus rates for a clean driving record in Brainard.

Annual Brainard, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,152 $3,152 $4,630 $3,990
GEICO $1,619 $1,765 $3,259 $1,619
Liberty Mutual $3,990 $3,990 $8,041 $3,990
Nationwide $2,128 $2,128 $4,667 $2,176
Progressive $3,025 $3,025 $3,350 $3,043
State Farm $2,870 $2,870 $3,154 $3,154
Travelers $3,348 $4,189 $4,250 $3,900
USAA $2,670 $2,713 $3,937 $2,713

Find Cheap Brainard, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Brainard, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Brainard for less when you shop around and compare rates from multiple Brainard, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Brainard, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,630
GEICO $3,259
Liberty Mutual $8,041
Nationwide $4,667
Progressive $3,350
State Farm $3,154
Travelers $4,250
USAA $3,937

Winners by Category: Where to Buy Cheap Auto Insurance in Brainard, NY

Compare rates from the cheapest auto insurance companies in Brainard, NY for your needs. Take a look at how Brainard, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Brainard, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Brainard, New York Auto Insurance Companies

If you’re looking for the cheapest Brainard, NY auto insurance companies overall, you can compare them here. Find the best price for Brainard, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Brainard, New York

Insurance Company Average Annual Rates
Allstate $3,731
GEICO $2,065
Liberty Mutual $5,003
Nationwide $2,775
Progressive $3,111
State Farm $3,012
Travelers $3,922
USAA $3,008

Compare Auto Insurance Quotes in Brainard, NY

You can buy cheap Brainard, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brainard, New York auto insurance quotes from top companies.

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