Buy Cheap Boyden, IA Auto Insurance (2021)

Boyden, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Boyden, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Boyden, IA, compare Boyden auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Boyden, IA for teens drivers are $5,580/year
  • Average auto insurance rates in Boyden, IA after a DUI are $3,537/year
  • The most expensive auto insurance company in Boyden is Travelers

Finding affordable Boyden, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Boyden, IA auto insurance with confidence is right here. Auto insurance rates in Boyden are affected by local factors as well as personal ones like your driving record.

See how Boyden, IA car insurance rates compare to Waterloo auto insurance rates, Cedar Rapids auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Boyden.

Don’t buy Boyden, IA auto insurance until you’ve compared rates. Get free Boyden, Iowa auto insurance quotes when you enter your ZIP code above.

Boyden, IA Minimum Auto Insurance Requirements

The required auto insurance in Boyden, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Boyden, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Boyden, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Boyden, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Boyden, IA. Take a look at Boyden, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Boyden, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,819 $2,807 $2,359
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,071 $2,408 $2,111
Progressive $2,728 $2,211 $2,004
State Farm $2,934 $1,816 $1,433
Travelers $5,728 $4,886 $4,654
USAA $2,578 $1,773 $1,536

Buy Cheap Boyden, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Boyden, Iowa auto insurance rates? Find out how car insurance rates in Boyden, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boyden, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,730 $1,730 $5,143 $7,223 $1,935 $2,331
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,757 $1,802 $1,567 $1,671 $4,050 $5,238 $1,990 $2,164
Progressive $1,621 $1,555 $1,338 $1,391 $4,028 $4,544 $1,944 $2,096
State Farm $1,327 $1,327 $1,170 $1,170 $3,663 $4,631 $1,493 $1,708
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

Buy Cheap Boyden, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Boyden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Boyden, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Boyden, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,143 $7,223
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,050 $5,238
Progressive $4,028 $4,544
State Farm $3,663 $4,631
Travelers $10,142 $16,154
USAA $3,562 $3,781

Buy Cheap Boyden, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Boyden, Iowa by comparing Boyden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Boyden, IA here.

Annual Auto Insurance Rates for Senior Drivers in Boyden, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,730 $1,730
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,567 $1,671
Progressive $1,338 $1,391
State Farm $1,170 $1,170
Travelers $2,243 $2,250
USAA $1,199 $1,222

Find Cheap Auto Insurance Rates in Boyden, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Boyden, Iowa auto insurance. Compare Boyden, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boyden, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,011 $3,161 $2,812
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,624 $2,522 $2,444
Progressive $2,158 $2,322 $2,464
State Farm $1,960 $2,072 $2,150
Travelers $4,786 $5,167 $5,316
USAA $1,859 $1,969 $2,059

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Boyden, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Boyden. Compare auto insurance rates in Boyden, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Boyden, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,960 $3,030
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,530 $2,530
Progressive $2,315 $2,315
State Farm $2,012 $2,110
Travelers $5,089 $5,089
USAA $1,891 $2,034

Find Cheap Boyden, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Boyden, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Boyden, IA, take a look at the average cost for various violations versus rates for a clean driving record in Boyden.

Annual Boyden, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,162 $3,167 $4,108 $2,542
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,831 $2,631 $3,586 $2,072
Progressive $1,859 $3,053 $2,020 $2,326
State Farm $1,903 $2,219 $2,061 $2,061
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,496 $2,015 $2,619 $1,719

Find Cheap Boyden, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Boyden, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Boyden for less when you shop around and compare rates from multiple Boyden, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Boyden, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,108
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,586
Progressive $2,020
State Farm $2,061
Travelers $6,614
USAA $2,619

Winners by Category: Where to Buy Cheap Auto Insurance in Boyden, IA

Compare rates from the cheapest auto insurance companies in Boyden, IA for your needs. Take a look at how Boyden, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Boyden, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Boyden, Iowa Auto Insurance Companies

If you’re looking for the cheapest Boyden, IA auto insurance companies overall, you can compare them here. Find the best price for Boyden, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Boyden, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,995
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,530
Progressive $2,315
State Farm $2,061
Travelers $5,089
USAA $1,962

What affects Boyden, Iowa auto insurance rates?

Local factors affect auto insurance rates in Boyden, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Boyden auto insurance rates.

Commute Times in Boyden

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Boyden, IA is 16.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Boyden, IA

You can buy cheap Boyden, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Boyden, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption