Buy Cheap Borger, TX Auto Insurance (2021)

Borger, TX auto insurance rates average $319 a month. Minimum auto insurance requirements in Borger, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Borger, TX, compare Borger auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Borger, TX are $319/month
  • Average auto insurance rates in Borger, TX for teens drivers are $6,555/year
  • Average auto insurance rates in Borger, TX after a DUI are $4,358/year

Finding affordable Borger, Texas auto insurance can be challenging, but everything you need to know to buy cheap Borger, TX auto insurance with confidence is right here. Auto insurance rates in Borger are affected by local factors as well as personal ones like your driving record.

See how Borger, TX car insurance rates compare to El Paso auto insurance rates, Arlington auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Borger.

Don’t buy Borger, TX auto insurance until you’ve compared rates. Get free Borger, Texas auto insurance quotes when you enter your ZIP code above.

Borger, TX Minimum Auto Insurance Requirements

The required auto insurance in Borger, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Borger, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Borger, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Borger, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Borger, TX. Take a look at Borger, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Borger, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,029 $4,214 $3,666
GEICO $4,320 $2,459 $1,651
Nationwide $5,100 $4,065 $3,531
Progressive $4,804 $4,080 $3,756
State Farm $3,817 $2,372 $1,888
USAA $3,624 $2,022 $1,606

Buy Cheap Borger, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Borger, Texas auto insurance rates? Find out how car insurance rates in Borger, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Borger, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,287 $3,604 $2,859 $3,232 $7,388 $9,808 $4,480 $5,100
GEICO $2,154 $2,277 $1,998 $2,184 $4,462 $4,702 $2,328 $2,374
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,373 $2,312 $2,077 $2,138 $9,003 $10,032 $2,841 $2,928
State Farm $1,923 $1,923 $1,700 $1,700 $4,436 $5,627 $2,079 $2,150
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Buy Cheap Borger, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Borger can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Borger, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Borger, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $7,388 $9,808
GEICO $4,462 $4,702
Nationwide $7,453 $9,632
Progressive $9,003 $10,032
State Farm $4,436 $5,627
USAA $4,047 $4,518

Buy Cheap Borger, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Borger, Texas by comparing Borger senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Borger, TX here.

Annual Auto Insurance Rates for Senior Drivers in Borger, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $2,859 $3,232
GEICO $1,998 $2,184
Nationwide $2,351 $2,503
Progressive $2,077 $2,138
State Farm $1,700 $1,700
USAA $1,497 $1,531

Find Cheap Auto Insurance Rates in Borger, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Borger, Texas auto insurance. Compare Borger, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Borger, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $4,729 $4,848 $5,332
GEICO $2,716 $2,790 $2,924
Nationwide $4,596 $4,046 $4,054
Progressive $4,083 $4,199 $4,357
State Farm $2,574 $2,687 $2,816
USAA $2,364 $2,412 $2,475

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Find Cheap Borger, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Borger. Compare auto insurance rates in Borger, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Borger, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,351 $5,594
American Family $4,970 $4,970
GEICO $2,752 $2,868
Nationwide $4,232 $4,232
Progressive $4,213 $4,213
State Farm $2,692 $2,692
USAA $2,385 $2,449

Find Cheap Borger, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Borger, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Borger, TX, take a look at the average cost for various violations versus rates for a clean driving record in Borger.

Annual Borger, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $4,564 $5,721 $5,030 $4,564
GEICO $2,390 $3,086 $2,679 $3,086
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $3,686 $4,670 $4,316 $4,179
State Farm $2,411 $2,741 $3,206 $2,411
USAA $1,833 $2,638 $3,094 $2,103

Find Cheap Borger, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Borger, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Borger for less when you shop around and compare rates from multiple Borger, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Borger, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,715
American Family $5,030
GEICO $2,679
Nationwide $5,466
Progressive $4,316
State Farm $3,206
USAA $3,094

Winners by Category: Where to Buy Cheap Auto Insurance in Borger, TX

Compare rates from the cheapest auto insurance companies in Borger, TX for your needs. Take a look at how Borger, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Borger, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Borger, Texas Auto Insurance Companies

If you’re looking for the cheapest Borger, TX auto insurance companies overall, you can compare them here. Find the best price for Borger, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Borger, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $4,970
GEICO $2,810
Nationwide $4,232
Progressive $4,213
State Farm $2,692
USAA $2,417

What affects Borger, Texas auto insurance rates?

Local factors affect auto insurance rates in Borger, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Borger auto insurance rates.

Auto Theft in Borger

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Borger, TX auto theft show a total of 35 vehicle thefts annually.

Commute Times in Borger

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Borger, TX is 13.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Borger, TX

You can buy cheap Borger, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Borger, Texas auto insurance quotes from top companies.

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