Buy Cheap Boone, IA Auto Insurance (2021)

Boone, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Boone, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Boone, IA, compare Boone auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Boone after a DUI is Travelers
  • The most expensive auto insurance company in Boone is Travelers
  • Average auto insurance rates in Boone, IA after a DUI are $3,539/year

Finding affordable Boone, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Boone, IA auto insurance with confidence is right here. Auto insurance rates in Boone are affected by local factors as well as personal ones like your driving record.

See how Boone, IA car insurance rates compare to Cedar Rapids auto insurance rates, Iowa City auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Boone.

Don’t buy Boone, IA auto insurance until you’ve compared rates. Get free Boone, Iowa auto insurance quotes when you enter your ZIP code above.

Boone, IA Minimum Auto Insurance Requirements

The required auto insurance in Boone, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Boone, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Boone, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Boone, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Boone, IA. Take a look at Boone, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Boone, Iowa

Insurance Company Poor Fair Good
Allstate $3,562 $2,830 $2,555
American Family $3,516 $2,586 $2,179
Farmers $2,839 $2,358 $2,233
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $2,725 $2,144 $1,879
Progressive $3,886 $3,142 $2,846
State Farm $3,164 $1,957 $1,544
Travelers $5,925 $5,066 $4,829
USAA $2,314 $1,590 $1,377

Buy Cheap Boone, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Boone, Iowa auto insurance rates? Find out how car insurance rates in Boone, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boone, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,927 $1,837 $1,724 $1,750 $5,818 $6,592 $2,076 $2,133
American Family $1,772 $1,772 $1,589 $1,589 $4,783 $6,671 $1,772 $2,131
Farmers $1,525 $1,554 $1,364 $1,491 $4,648 $4,951 $2,066 $2,215
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,560 $1,597 $1,394 $1,483 $3,615 $4,657 $1,769 $1,919
Progressive $2,319 $2,233 $1,916 $1,985 $5,669 $6,405 $2,792 $3,014
State Farm $1,442 $1,442 $1,268 $1,268 $3,918 $4,966 $1,622 $1,849
Travelers $2,355 $2,401 $2,298 $2,301 $10,598 $16,895 $2,454 $2,885
USAA $1,187 $1,203 $1,089 $1,114 $3,145 $3,347 $1,424 $1,574

Buy Cheap Boone, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Boone can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Boone, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Boone, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,818 $6,592
American Family $4,783 $6,671
Farmers $4,648 $4,951
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $3,615 $4,657
Progressive $5,669 $6,405
State Farm $3,918 $4,966
Travelers $10,598 $16,895
USAA $3,145 $3,347

Buy Cheap Boone, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Boone, Iowa by comparing Boone senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Boone, IA here.

Annual Auto Insurance Rates for Senior Drivers in Boone, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,724 $1,750
American Family $1,589 $1,589
Farmers $1,364 $1,491
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,394 $1,483
Progressive $1,916 $1,985
State Farm $1,268 $1,268
Travelers $2,298 $2,301
USAA $1,089 $1,114

Find Cheap Auto Insurance Rates in Boone, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Boone, Iowa auto insurance. Compare Boone, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boone, Iowa

Insurance Company Low Medium High
Allstate $2,889 $2,985 $3,072
American Family $2,768 $2,914 $2,599
Farmers $2,374 $2,485 $2,572
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,335 $2,241 $2,171
Progressive $3,091 $3,304 $3,481
State Farm $2,114 $2,234 $2,317
Travelers $4,961 $5,353 $5,507
USAA $1,663 $1,767 $1,852

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Find Cheap Boone, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Boone. Compare auto insurance rates in Boone, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Boone, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,911 $3,053
American Family $2,728 $2,792
Farmers $2,477 $2,477
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,249 $2,249
Progressive $3,292 $3,292
State Farm $2,168 $2,275
Travelers $5,273 $5,273
USAA $1,696 $1,825

Find Cheap Boone, IA Auto Insurance Rates by ZIP Code

Auto insurance rates in Boone, Iowa can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Boone, IA to see how much where you live in Boone affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Boone, Iowa

ZIP Code Average Annual Rates
50036 $2,424
50099 $2,600

Find Cheap Boone, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Boone, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Boone, IA, take a look at the average cost for various violations versus rates for a clean driving record in Boone.

Annual Boone, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,512 $3,059 $3,528 $2,831
American Family $1,991 $2,928 $3,782 $2,339
Farmers $2,109 $2,620 $2,659 $2,519
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,638 $2,338 $3,173 $1,848
Progressive $2,642 $4,341 $2,870 $3,313
State Farm $2,056 $2,388 $2,222 $2,222
Travelers $3,837 $5,128 $6,871 $5,258
USAA $1,347 $1,806 $2,344 $1,545

Find Cheap Boone, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Boone, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Boone for less when you shop around and compare rates from multiple Boone, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Boone, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,528
American Family $3,782
Farmers $2,659
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,173
Progressive $2,870
State Farm $2,222
Travelers $6,871
USAA $2,344

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Winners by Category: Where to Buy Cheap Auto Insurance in Boone, IA

Compare rates from the cheapest auto insurance companies in Boone, IA for your needs. Take a look at how Boone, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Boone, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Boone, Iowa Auto Insurance Companies

If you’re looking for the cheapest Boone, IA auto insurance companies overall, you can compare them here. Find the best price for Boone, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Boone, Iowa

Insurance Company Average Annual Rates
Allstate $2,982
American Family $2,760
Farmers $2,477
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,249
Progressive $3,292
State Farm $2,222
Travelers $5,273
USAA $1,760

What affects Boone, Iowa auto insurance rates?

Local factors affect auto insurance rates in Boone, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Boone auto insurance rates.

Commute Times in Boone

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Boone, IA is 20.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Boone, IA

You can buy cheap Boone, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Boone, Iowa auto insurance quotes from top companies.

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