Buy Cheap Boone, CO Auto Insurance (2022)

Boone, CO auto insurance rates average $368 a month. Minimum auto insurance requirements in Boone, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Boone, CO, compare Boone auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Boone is Allstate
  • Average auto insurance rates in Boone, CO after a DUI are $5,241/year
  • Average auto insurance rates in Boone, CO for teens drivers are $8,389/year

Finding affordable Boone, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Boone, CO auto insurance with confidence is right here. Auto insurance rates in Boone are affected by local factors as well as personal ones like your driving record.

See how Boone, CO car insurance rates compare to Fort Collins auto insurance rates, Lakewood auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Boone.

Don’t buy Boone, CO auto insurance until you’ve compared rates. Get free Boone, Colorado auto insurance quotes when you enter your ZIP code above.

Boone, CO Minimum Auto Insurance Requirements

The required auto insurance in Boone, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Boone, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Boone, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Boone, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Boone, CO. Take a look at Boone, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Boone, Colorado

Insurance Company Poor Fair Good
Allstate $7,938 $6,068 $4,579
American Family $5,275 $3,755 $3,148
Farmers $6,960 $5,593 $5,312
GEICO $4,043 $3,360 $2,677
Liberty Mutual $3,982 $2,431 $1,936
Nationwide $6,431 $5,088 $4,429
Progressive $5,475 $4,641 $4,238
State Farm $5,150 $3,307 $2,664
USAA $5,346 $3,014 $2,405

Buy Cheap Boone, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Boone, Colorado auto insurance rates? Find out how car insurance rates in Boone, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boone, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,051 $3,861 $3,590 $3,634 $12,238 $12,851 $4,627 $4,709
American Family $2,769 $2,769 $2,497 $2,497 $6,732 $9,046 $2,769 $3,395
Farmers $3,561 $3,524 $3,242 $3,512 $13,036 $13,000 $3,879 $3,888
GEICO $2,141 $2,336 $2,304 $2,636 $6,615 $6,938 $1,950 $1,960
Liberty Mutual $1,861 $1,833 $1,580 $1,734 $5,490 $5,981 $1,881 $1,905
Nationwide $3,484 $3,549 $3,100 $3,285 $9,061 $11,643 $4,034 $4,371
Progressive $2,983 $2,800 $2,570 $2,571 $9,774 $10,932 $3,368 $3,281
State Farm $2,302 $2,302 $2,080 $2,080 $6,731 $8,530 $2,581 $3,051
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Boone, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Boone can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Boone, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Boone, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,238 $12,851
American Family $6,732 $9,046
Farmers $13,036 $13,000
GEICO $6,615 $6,938
Liberty Mutual $5,490 $5,981
Nationwide $9,061 $11,643
Progressive $9,774 $10,932
State Farm $6,731 $8,530
USAA $5,826 $6,723

Buy Cheap Boone, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Boone, Colorado by comparing Boone senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Boone, CO here.

Annual Auto Insurance Rates for Senior Drivers in Boone, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,590 $3,634
American Family $2,497 $2,497
Farmers $3,242 $3,512
GEICO $2,304 $2,636
Liberty Mutual $1,580 $1,734
Nationwide $3,100 $3,285
Progressive $2,570 $2,571
State Farm $2,080 $2,080
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Boone, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Boone, Colorado auto insurance. Compare Boone, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boone, Colorado

Insurance Company Low Medium High
Allstate $5,871 $6,172 $6,542
American Family $3,854 $4,142 $4,182
Farmers $5,178 $5,866 $6,822
GEICO $2,923 $3,271 $3,886
Liberty Mutual $2,634 $2,773 $2,942
Nationwide $5,311 $5,320 $5,316
Progressive $4,416 $4,798 $5,141
State Farm $3,438 $3,711 $3,972
USAA $3,452 $3,588 $3,726

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Find Cheap Boone, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Boone. Compare auto insurance rates in Boone, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Boone, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,195 $6,195
American Family $3,972 $4,147
Farmers $5,955 $5,955
GEICO $3,285 $3,435
Liberty Mutual $2,783 $2,783
Nationwide $5,316 $5,316
Progressive $4,785 $4,785
State Farm $3,613 $3,801
USAA $3,485 $3,692

Find Cheap Boone, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Boone, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Boone, CO, take a look at the average cost for various violations versus rates for a clean driving record in Boone.

Annual Boone, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,430 $6,126 $7,212 $6,012
American Family $3,004 $4,245 $5,581 $3,407
Farmers $5,032 $6,464 $6,381 $5,944
GEICO $2,367 $3,703 $4,272 $3,098
Liberty Mutual $2,436 $2,853 $2,966 $2,878
Nationwide $4,052 $5,591 $7,144 $4,476
Progressive $4,144 $5,764 $4,378 $4,854
State Farm $3,403 $4,011 $3,707 $3,707
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Boone, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Boone, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Boone for less when you shop around and compare rates from multiple Boone, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Boone, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,212
American Family $5,581
Farmers $6,381
GEICO $4,272
Liberty Mutual $2,966
Nationwide $7,144
Progressive $4,378
State Farm $3,707
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Boone, CO

Compare rates from the cheapest auto insurance companies in Boone, CO for your needs. Take a look at how Boone, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Boone, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Boone, Colorado Auto Insurance Companies

If you’re looking for the cheapest Boone, CO auto insurance companies overall, you can compare them here. Find the best price for Boone, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Boone, Colorado

Insurance Company Average Annual Rates
Allstate $6,195
American Family $4,059
Farmers $5,955
GEICO $3,360
Liberty Mutual $2,783
Nationwide $5,316
Progressive $4,785
State Farm $3,707
USAA $3,589

What affects Boone, Colorado auto insurance rates?

Local factors affect auto insurance rates in Boone, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Boone auto insurance rates.

Commute Times in Boone

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Boone, CO is 28.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Boone, CO

You can buy cheap Boone, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Boone, Colorado auto insurance quotes from top companies.

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