Buy Cheap Bodega Bay, CA Auto Insurance (2021)

Bodega Bay, CA auto insurance rates average $276 a month. Minimum auto insurance requirements in Bodega Bay, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Bodega Bay, CA, compare Bodega Bay auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bodega Bay, CA after a DUI are $4,621/year
  • Average auto insurance rates in Bodega Bay, CA are $276/month
  • The most expensive auto insurance company in Bodega Bay after a DUI is Allstate

Finding affordable Bodega Bay, California auto insurance can be challenging, but everything you need to know to buy cheap Bodega Bay, CA auto insurance with confidence is right here. Auto insurance rates in Bodega Bay are affected by local factors as well as personal ones like your driving record.

See how Bodega Bay, CA car insurance rates compare to Sacramento auto insurance rates, Bakersfield auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Bodega Bay.

Don’t buy Bodega Bay, CA auto insurance until you’ve compared rates. Get free Bodega Bay, California auto insurance quotes when you enter your ZIP code above.

Bodega Bay, CA Minimum Auto Insurance Requirements

The required auto insurance in Bodega Bay, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Bodega Bay, California is outlined here.

Minimum Required Auto Insurance Coverage in Bodega Bay, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Bodega Bay, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bodega Bay, California auto insurance rates? Find out how car insurance rates in Bodega Bay, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bodega Bay, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,606 $1,912 $1,928 $7,318 $9,211 $3,337 $3,664
Farmers $2,519 $2,519 $2,271 $2,271 $8,099 $13,334 $2,992 $3,337
GEICO $1,772 $1,773 $1,666 $1,666 $5,391 $5,492 $2,546 $2,607
Liberty Mutual $2,314 $2,193 $2,153 $2,086 $5,088 $5,402 $2,613 $2,632
Nationwide $2,757 $2,635 $2,408 $2,274 $6,938 $7,661 $3,283 $3,250
Progressive $1,483 $1,529 $1,236 $1,479 $3,847 $4,675 $2,116 $2,279
State Farm $2,719 $2,719 $2,429 $2,429 $4,974 $6,164 $3,009 $3,104
Travelers $2,316 $2,244 $2,049 $2,027 $4,742 $5,440 $3,006 $2,945
USAA $1,701 $1,613 $1,662 $1,671 $3,839 $3,867 $2,358 $2,229

Buy Cheap Bodega Bay, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bodega Bay can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bodega Bay, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bodega Bay, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,318 $9,211
Farmers $8,099 $13,334
GEICO $5,391 $5,492
Liberty Mutual $5,088 $5,402
Nationwide $6,938 $7,661
Progressive $3,847 $4,675
State Farm $4,974 $6,164
Travelers $4,742 $5,440
USAA $3,839 $3,867

Buy Cheap Bodega Bay, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Bodega Bay, California by comparing Bodega Bay senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bodega Bay, CA here.

Annual Auto Insurance Rates for Senior Drivers in Bodega Bay, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,928
Farmers $2,271 $2,271
GEICO $1,666 $1,666
Liberty Mutual $2,153 $2,086
Nationwide $2,408 $2,274
Progressive $1,236 $1,479
State Farm $2,429 $2,429
Travelers $2,049 $2,027
USAA $1,662 $1,671

Find Cheap Auto Insurance Rates in Bodega Bay, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bodega Bay, California auto insurance. Compare Bodega Bay, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bodega Bay, California

Insurance Company Low Medium High
Allstate $3,878 $4,105 $4,235
Farmers $4,373 $4,703 $4,928
GEICO $2,603 $2,894 $3,096
Liberty Mutual $2,863 $3,086 $3,232
Nationwide $3,517 $3,965 $4,220
Progressive $2,153 $2,385 $2,453
State Farm $3,138 $3,494 $3,698
Travelers $2,723 $3,177 $3,388
USAA $2,166 $2,409 $2,527

Find Cheap Bodega Bay, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bodega Bay. Compare auto insurance rates in Bodega Bay, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bodega Bay, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,679 $4,467
Farmers $4,236 $5,100
GEICO $2,602 $3,126
Liberty Mutual $2,809 $3,311
Nationwide $3,448 $4,354
Progressive $2,117 $2,543
State Farm $3,319 $3,568
Travelers $2,786 $3,406
USAA $2,183 $2,552

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Find Cheap Bodega Bay, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Bodega Bay, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bodega Bay, CA, take a look at the average cost for various violations versus rates for a clean driving record in Bodega Bay.

Annual Bodega Bay, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $4,134 $6,470 $3,226
Farmers $3,447 $4,697 $5,858 $4,669
GEICO $2,003 $3,091 $3,878 $2,485
Liberty Mutual $2,657 $3,559 $3,210 $2,814
Nationwide $2,726 $3,491 $5,896 $3,491
Progressive $1,536 $2,581 $3,000 $2,205
State Farm $2,454 $2,929 $5,540 $2,850
Travelers $2,078 $3,357 $3,910 $3,039
USAA $1,576 $2,339 $3,830 $1,725

Find Cheap Bodega Bay, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bodega Bay, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Bodega Bay for less when you shop around and compare rates from multiple Bodega Bay, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bodega Bay, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,470
Farmers $5,858
GEICO $3,878
Liberty Mutual $3,210
Nationwide $5,896
Progressive $3,000
State Farm $5,540
Travelers $3,910
USAA $3,830

Winners by Category: Where to Buy Cheap Auto Insurance in Bodega Bay, CA

Compare rates from the cheapest auto insurance companies in Bodega Bay, CA for your needs. Take a look at how Bodega Bay, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bodega Bay, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Bodega Bay, California Auto Insurance Companies

If you’re looking for the cheapest Bodega Bay, CA auto insurance companies overall, you can compare them here. Find the best price for Bodega Bay, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Bodega Bay, California

Insurance Company Average Annual Rates
Allstate $4,073
Farmers $4,668
GEICO $2,864
Liberty Mutual $3,060
Nationwide $3,901
Progressive $2,330
State Farm $3,443
Travelers $3,096
USAA $2,368

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What affects Bodega Bay, California auto insurance rates?

Local factors affect auto insurance rates in Bodega Bay, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Bodega Bay auto insurance rates.

Commute Times in Bodega Bay

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bodega Bay, CA is 27.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Bodega Bay, CA

You can buy cheap Bodega Bay, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bodega Bay, California auto insurance quotes from top companies.

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