Buy Cheap Boaz, AL Auto Insurance (2021)

Boaz, AL auto insurance rates average $300 a month. Minimum auto insurance requirements in Boaz, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Boaz, AL, compare Boaz auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Boaz, AL are $300/month
  • The most expensive auto insurance company in Boaz after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Boaz is Liberty Mutual

Finding affordable Boaz, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Boaz, AL auto insurance with confidence is right here. Auto insurance rates in Boaz are affected by local factors as well as personal ones like your driving record.

See how Boaz, AL car insurance rates compare to Huntsville auto insurance rates, Auburn auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Boaz.

Don’t buy Boaz, AL auto insurance until you’ve compared rates. Get free Boaz, Alabama auto insurance quotes when you enter your ZIP code above.

Boaz, AL Minimum Auto Insurance Requirements

The required auto insurance in Boaz, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Boaz, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Boaz, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Boaz, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Boaz, AL. Take a look at Boaz, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Boaz, Alabama

Insurance Company Poor Fair Good
Allstate $4,172 $3,280 $2,684
Farmers $4,734 $4,076 $3,862
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,334 $4,504 $3,535
Nationwide $3,074 $2,403 $2,175
Progressive $4,837 $4,168 $3,902
State Farm $7,622 $3,859 $2,623
Travelers $3,566 $3,092 $3,149
USAA $2,777 $1,813 $1,620

Buy Cheap Boaz, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Boaz, Alabama auto insurance rates? Find out how car insurance rates in Boaz, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boaz, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,037 $1,941 $1,842 $1,877 $7,094 $7,618 $2,283 $2,336
Farmers $2,398 $2,380 $2,142 $2,280 $9,388 $9,656 $2,724 $2,825
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $2,977 $3,215 $2,443 $2,732 $10,936 $12,158 $3,166 $3,369
Nationwide $1,667 $1,686 $1,523 $1,574 $4,398 $5,644 $1,850 $2,062
Progressive $2,290 $2,139 $1,881 $2,008 $9,708 $10,834 $2,685 $2,875
State Farm $2,844 $2,844 $2,586 $2,586 $8,806 $11,001 $3,218 $3,726
Travelers $1,344 $1,364 $1,267 $1,260 $7,102 $11,082 $1,276 $1,456
USAA $1,284 $1,301 $1,201 $1,175 $3,854 $4,270 $1,673 $1,802

Buy Cheap Boaz, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Boaz can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Boaz, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Boaz, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,094 $7,618
Farmers $9,388 $9,656
GEICO $5,308 $5,206
Liberty Mutual $10,936 $12,158
Nationwide $4,398 $5,644
Progressive $9,708 $10,834
State Farm $8,806 $11,001
Travelers $7,102 $11,082
USAA $3,854 $4,270

Buy Cheap Boaz, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Boaz, Alabama by comparing Boaz senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Boaz, AL here.

Annual Auto Insurance Rates for Senior Drivers in Boaz, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,842 $1,877
Farmers $2,142 $2,280
GEICO $1,917 $1,984
Liberty Mutual $2,443 $2,732
Nationwide $1,523 $1,574
Progressive $1,881 $2,008
State Farm $2,586 $2,586
Travelers $1,267 $1,260
USAA $1,201 $1,175

Find Cheap Auto Insurance Rates in Boaz, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Boaz, Alabama auto insurance. Compare Boaz, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boaz, Alabama

Insurance Company Low Medium High
Allstate $3,263 $3,373 $3,500
Farmers $3,976 $4,166 $4,530
GEICO $2,590 $2,803 $3,054
Liberty Mutual $4,883 $5,100 $5,391
Nationwide $2,528 $2,530 $2,594
Progressive $3,864 $4,283 $4,761
State Farm $4,439 $4,695 $4,969
Travelers $3,116 $3,334 $3,357
USAA $1,994 $2,059 $2,158

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Find Cheap Boaz, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Boaz. Compare auto insurance rates in Boaz, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Boaz, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,379 $3,379
Farmers $4,224 $4,224
GEICO $2,765 $2,866
Liberty Mutual $5,124 $5,124
Nationwide $2,551 $2,551
Progressive $4,303 $4,303
State Farm $4,588 $4,815
Travelers $3,269 $3,269
USAA $1,976 $2,165

Find Cheap Boaz, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Boaz, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Boaz, AL to see how much where you live in Boaz affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Boaz, Alabama

ZIP Code Average Annual Rates
35956 $3,787
35957 $3,611

Find Cheap Boaz, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Boaz, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Boaz, AL, take a look at the average cost for various violations versus rates for a clean driving record in Boaz.

Annual Boaz, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,871 $3,384 $4,015 $3,245
Farmers $3,552 $4,602 $4,489 $4,254
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,018 $5,599 $5,468 $5,414
Nationwide $2,236 $2,236 $3,238 $2,492
Progressive $3,880 $4,901 $4,177 $4,252
State Farm $4,230 $5,278 $4,649 $4,649
Travelers $2,722 $2,856 $4,180 $3,317
USAA $1,593 $2,001 $2,964 $1,722

Find Cheap Boaz, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Boaz, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Boaz for less when you shop around and compare rates from multiple Boaz, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Boaz, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,015
Farmers $4,489
GEICO $3,781
Liberty Mutual $5,468
Nationwide $3,238
Progressive $4,177
State Farm $4,649
Travelers $4,180
USAA $2,964

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Winners by Category: Where to Buy Cheap Auto Insurance in Boaz, AL

Compare rates from the cheapest auto insurance companies in Boaz, AL for your needs. Take a look at how Boaz, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Boaz, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Boaz, Alabama Auto Insurance Companies

If you’re looking for the cheapest Boaz, AL auto insurance companies overall, you can compare them here. Find the best price for Boaz, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Boaz, Alabama

Insurance Company Average Annual Rates
Allstate $3,379
Farmers $4,224
GEICO $2,816
Liberty Mutual $5,124
Nationwide $2,551
Progressive $4,303
State Farm $4,701
Travelers $3,269
USAA $2,070

What affects Boaz, Alabama auto insurance rates?

Local factors affect auto insurance rates in Boaz, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Boaz auto insurance rates.

Auto Theft in Boaz

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Boaz, AL auto theft show a total of 37 vehicle thefts annually.

Commute Times in Boaz

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Boaz, AL is 21.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Boaz, AL

You can buy cheap Boaz, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Boaz, Alabama auto insurance quotes from top companies.

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