Buy Cheap Bluffton, OH Auto Insurance (2021)

Bluffton, OH auto insurance rates average $201 a month. Minimum auto insurance requirements in Bluffton, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Bluffton, OH, compare Bluffton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bluffton is Liberty Mutual
  • The most expensive auto insurance company in Bluffton after a DUI is Travelers
  • Average auto insurance rates in Bluffton, OH after a DUI are $2,812/year

Finding affordable Bluffton, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Bluffton, OH auto insurance with confidence is right here. Auto insurance rates in Bluffton are affected by local factors as well as personal ones like your driving record.

See how Bluffton, OH car insurance rates compare to Hamilton auto insurance rates, Cleveland auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Bluffton.

Don’t buy Bluffton, OH auto insurance until you’ve compared rates. Get free Bluffton, Ohio auto insurance quotes when you enter your ZIP code above.

Bluffton, OH Minimum Auto Insurance Requirements

The required auto insurance in Bluffton, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Bluffton, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Bluffton, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bluffton, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bluffton, OH. Take a look at Bluffton, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bluffton, Ohio

Insurance Company Poor Fair Good
Allstate $3,463 $2,530 $2,120
American Family $1,743 $1,196 $1,014
Farmers $3,259 $2,748 $2,617
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,402 $2,943 $2,749
State Farm $2,992 $1,850 $1,459
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

Buy Cheap Bluffton, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bluffton, Ohio auto insurance rates? Find out how car insurance rates in Bluffton, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluffton, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,815 $1,808 $1,636 $1,748 $4,975 $5,701 $1,910 $2,040
American Family $848 $879 $769 $773 $2,466 $2,672 $1,040 $1,093
Farmers $1,541 $1,533 $1,359 $1,432 $6,681 $6,918 $1,728 $1,807
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,561 $1,469 $1,302 $1,344 $6,958 $7,831 $1,862 $1,926
State Farm $1,265 $1,265 $1,131 $1,131 $3,927 $4,930 $1,469 $1,686
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Buy Cheap Bluffton, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bluffton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bluffton, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bluffton, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,975 $5,701
American Family $2,466 $2,672
Farmers $6,681 $6,918
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $6,958 $7,831
State Farm $3,927 $4,930
Travelers $5,411 $8,570
USAA $2,525 $2,812

Buy Cheap Bluffton, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Bluffton, Ohio by comparing Bluffton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bluffton, OH here.

Annual Auto Insurance Rates for Senior Drivers in Bluffton, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,636 $1,748
American Family $769 $773
Farmers $1,359 $1,432
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,302 $1,344
State Farm $1,131 $1,131
Travelers $1,247 $1,242
USAA $785 $785

Find Cheap Auto Insurance Rates in Bluffton, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bluffton, Ohio auto insurance. Compare Bluffton, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluffton, Ohio

Insurance Company Low Medium High
Allstate $2,629 $2,700 $2,784
American Family $1,297 $1,327 $1,329
Farmers $2,735 $2,836 $3,054
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $2,903 $3,003 $3,189
State Farm $2,001 $2,106 $2,194
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Find Cheap Bluffton, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bluffton. Compare auto insurance rates in Bluffton, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bluffton, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,704
American Family $1,302 $1,333
Farmers $2,875 $2,875
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,031 $3,031
State Farm $2,049 $2,152
Travelers $2,726 $2,726
USAA $1,306 $1,409

Find Cheap Bluffton, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Bluffton, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bluffton, OH, take a look at the average cost for various violations versus rates for a clean driving record in Bluffton.

Annual Bluffton, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,281 $2,746 $3,216 $2,574
American Family $1,264 $1,335 $1,335 $1,335
Farmers $2,369 $3,051 $2,975 $3,105
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,614 $3,554 $2,786 $3,171
State Farm $1,915 $2,286 $2,101 $2,101
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Find Cheap Bluffton, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bluffton, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Bluffton for less when you shop around and compare rates from multiple Bluffton, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bluffton, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,216
American Family $1,335
Farmers $2,975
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,786
State Farm $2,101
Travelers $3,940
USAA $1,829

Winners by Category: Where to Buy Cheap Auto Insurance in Bluffton, OH

Compare rates from the cheapest auto insurance companies in Bluffton, OH for your needs. Take a look at how Bluffton, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bluffton, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Bluffton, Ohio Auto Insurance Companies

If you’re looking for the cheapest Bluffton, OH auto insurance companies overall, you can compare them here. Find the best price for Bluffton, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Bluffton, Ohio

Insurance Company Average Annual Rates
Allstate $2,704
American Family $1,317
Farmers $2,875
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,031
State Farm $2,101
Travelers $2,726
USAA $1,357

What affects Bluffton, Ohio auto insurance rates?

Local factors affect auto insurance rates in Bluffton, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Bluffton auto insurance rates.

Commute Times in Bluffton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bluffton, OH is 19.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Bluffton, OH

You can buy cheap Bluffton, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bluffton, Ohio auto insurance quotes from top companies.

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