Buy Cheap Bluff Springs, IL Auto Insurance (2021)

Bluff Springs, IL auto insurance rates average $267 a month. Minimum auto insurance requirements in Bluff Springs, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Bluff Springs, IL, compare Bluff Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bluff Springs is Allstate
  • Average auto insurance rates in Bluff Springs, IL are $267/month
  • Average auto insurance rates in Bluff Springs, IL after a DUI are $3,754/year

Finding affordable Bluff Springs, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Bluff Springs, IL auto insurance with confidence is right here. Auto insurance rates in Bluff Springs are affected by local factors as well as personal ones like your driving record.

See how Bluff Springs, IL car insurance rates compare to Champaign auto insurance rates, Cicero auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Bluff Springs.

Don’t buy Bluff Springs, IL auto insurance until you’ve compared rates. Get free Bluff Springs, Illinois auto insurance quotes when you enter your ZIP code above.

Bluff Springs, IL Minimum Auto Insurance Requirements

The required auto insurance in Bluff Springs, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Bluff Springs, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Bluff Springs, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Bluff Springs, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bluff Springs, IL. Take a look at Bluff Springs, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bluff Springs, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,785 $3,228 $2,721
Farmers $4,840 $4,038 $3,844
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,983 $1,859 $1,484
Nationwide $3,154 $2,540 $2,228
Progressive $3,153 $2,664 $2,459
State Farm $3,056 $1,830 $1,419
Travelers $5,140 $4,145 $3,357
USAA $3,753 $2,575 $2,121

Buy Cheap Bluff Springs, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bluff Springs, Illinois auto insurance rates? Find out how car insurance rates in Bluff Springs, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluff Springs, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,360 $2,364 $2,104 $2,214 $9,492 $9,883 $2,685 $2,823
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,332 $1,437 $1,113 $1,239 $4,210 $4,674 $1,393 $1,472
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,604 $1,519 $1,318 $1,381 $5,777 $6,476 $1,915 $2,078
State Farm $1,378 $1,378 $1,211 $1,211 $3,655 $4,666 $1,551 $1,764
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

Buy Cheap Bluff Springs, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bluff Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bluff Springs, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bluff Springs, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,169 $8,642
Farmers $9,492 $9,883
GEICO $4,847 $5,129
Liberty Mutual $4,210 $4,674
Nationwide $4,566 $5,881
Progressive $5,777 $6,476
State Farm $3,655 $4,666
Travelers $7,852 $9,892
USAA $5,422 $5,984

Buy Cheap Bluff Springs, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Bluff Springs, Illinois by comparing Bluff Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bluff Springs, IL here.

Annual Auto Insurance Rates for Senior Drivers in Bluff Springs, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,060 $2,060
Farmers $2,104 $2,214
GEICO $1,521 $1,797
Liberty Mutual $1,113 $1,239
Nationwide $1,515 $1,610
Progressive $1,318 $1,381
State Farm $1,211 $1,211
Travelers $2,366 $2,530
USAA $1,559 $1,537

Find Cheap Auto Insurance Rates in Bluff Springs, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bluff Springs, Illinois auto insurance. Compare Bluff Springs, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluff Springs, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,487 $3,708 $3,540
Farmers $4,061 $4,156 $4,506
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,003 $2,104 $2,219
Nationwide $2,646 $2,657 $2,619
Progressive $2,574 $2,746 $2,955
State Farm $2,003 $2,105 $2,198
Travelers $3,940 $4,209 $4,494
USAA $2,632 $2,814 $3,004

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Find Cheap Bluff Springs, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bluff Springs. Compare auto insurance rates in Bluff Springs, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bluff Springs, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,531 $3,625
Farmers $4,241 $4,241
GEICO $2,519 $2,617
Liberty Mutual $2,109 $2,109
Nationwide $2,641 $2,641
Progressive $2,758 $2,758
State Farm $2,049 $2,155
Travelers $4,044 $4,385
USAA $2,737 $2,896

Find Cheap Bluff Springs, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Bluff Springs, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bluff Springs, IL, take a look at the average cost for various violations versus rates for a clean driving record in Bluff Springs.

Annual Bluff Springs, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,591 $4,603 $4,489 $4,281
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,761 $2,484 $2,192 $1,997
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,279 $3,365 $2,517 $2,873
State Farm $1,941 $2,263 $2,102 $2,102
Travelers $3,325 $4,400 $4,927 $4,206
USAA $2,007 $2,885 $3,953 $2,421

Find Cheap Bluff Springs, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bluff Springs, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Bluff Springs for less when you shop around and compare rates from multiple Bluff Springs, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bluff Springs, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,679
American Family $4,960
Farmers $4,489
GEICO $3,482
Liberty Mutual $2,192
Nationwide $3,240
Progressive $2,517
State Farm $2,102
Travelers $4,927
USAA $3,953

Winners by Category: Where to Buy Cheap Auto Insurance in Bluff Springs, IL

Compare rates from the cheapest auto insurance companies in Bluff Springs, IL for your needs. Take a look at how Bluff Springs, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bluff Springs, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Bluff Springs, Illinois Auto Insurance Companies

If you’re looking for the cheapest Bluff Springs, IL auto insurance companies overall, you can compare them here. Find the best price for Bluff Springs, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Bluff Springs, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,578
Farmers $4,241
GEICO $2,568
Liberty Mutual $2,109
Nationwide $2,641
Progressive $2,758
State Farm $2,102
Travelers $4,214
USAA $2,816

Compare Auto Insurance Quotes in Bluff Springs, IL

You can buy cheap Bluff Springs, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bluff Springs, Illinois auto insurance quotes from top companies.

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