Buy Cheap Bluff City, TN Auto Insurance (2022)

Bluff City, TN auto insurance rates average $250 a month. Minimum auto insurance requirements in Bluff City, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Bluff City, TN, compare Bluff City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bluff City, TN after a DUI are $3,805/year
  • The most expensive auto insurance company in Bluff City after a DUI is Liberty Mutual
  • Average auto insurance rates in Bluff City, TN are $250/month

Finding affordable Bluff City, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Bluff City, TN auto insurance with confidence is right here. Auto insurance rates in Bluff City are affected by local factors as well as personal ones like your driving record.

See how Bluff City, TN car insurance rates compare to Memphis auto insurance rates, Johnson City auto insurance rates, and Bartlett auto insurance rates before you read more about the cost of auto insurance in Bluff City.

Don’t buy Bluff City, TN auto insurance until you’ve compared rates. Get free Bluff City, Tennessee auto insurance quotes when you enter your ZIP code above.

Bluff City, TN Minimum Auto Insurance Requirements

The required auto insurance in Bluff City, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Bluff City, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Bluff City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Bluff City, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bluff City, TN. Take a look at Bluff City, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bluff City, Tennessee

Insurance Company Poor Fair Good
Allstate $5,327 $4,091 $3,132
Farmers $4,001 $3,143 $2,973
GEICO $3,084 $2,640 $2,428
Liberty Mutual $7,622 $4,679 $3,662
Nationwide $3,661 $2,918 $2,592
Progressive $3,822 $3,306 $3,092
State Farm $3,337 $2,004 $1,557
Travelers $3,226 $2,512 $1,841
USAA $3,542 $2,084 $1,722

Buy Cheap Bluff City, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bluff City, Tennessee auto insurance rates? Find out how car insurance rates in Bluff City, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluff City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,323 $2,185 $2,267 $9,116 $9,926 $2,571 $2,657
Farmers $1,737 $1,770 $1,558 $1,725 $7,412 $7,950 $2,366 $2,461
GEICO $1,807 $1,824 $1,665 $1,665 $5,476 $5,573 $1,835 $1,892
Nationwide $1,964 $1,977 $1,766 $1,791 $5,372 $6,900 $2,253 $2,436
Progressive $1,719 $1,615 $1,401 $1,468 $7,870 $8,850 $2,070 $2,260
State Farm $1,391 $1,391 $1,260 $1,260 $4,307 $5,385 $1,573 $1,826
Travelers $1,670 $1,760 $1,504 $1,603 $4,489 $5,525 $1,782 $1,876
USAA $1,385 $1,406 $1,253 $1,251 $4,924 $5,654 $1,804 $1,915

Buy Cheap Bluff City, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bluff City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bluff City, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bluff City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,116 $9,926
Farmers $7,412 $7,950
GEICO $5,476 $5,573
Nationwide $5,372 $6,900
Progressive $7,870 $8,850
State Farm $4,307 $5,385
Travelers $4,489 $5,525
USAA $4,924 $5,654

Buy Cheap Bluff City, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Bluff City, Tennessee by comparing Bluff City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bluff City, TN here.

Annual Auto Insurance Rates for Senior Drivers in Bluff City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,267
Farmers $1,558 $1,725
GEICO $1,665 $1,665
Nationwide $1,766 $1,791
Progressive $1,401 $1,468
State Farm $1,260 $1,260
Travelers $1,504 $1,603
USAA $1,253 $1,251

Find Cheap Auto Insurance Rates in Bluff City, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bluff City, Tennessee auto insurance. Compare Bluff City, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluff City, Tennessee

Insurance Company Low Medium High
Allstate $4,035 $4,173 $4,342
Farmers $3,149 $3,354 $3,614
GEICO $2,577 $2,711 $2,863
Liberty Mutual $5,078 $5,318 $5,567
Nationwide $3,067 $2,994 $3,110
Progressive $3,184 $3,407 $3,629
State Farm $2,159 $2,310 $2,428
Travelers $2,381 $2,524 $2,673
USAA $2,370 $2,441 $2,537

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Find Cheap Bluff City, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bluff City. Compare auto insurance rates in Bluff City, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bluff City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,183 $4,183
Farmers $3,372 $3,372
GEICO $2,701 $2,734
Liberty Mutual $5,321 $5,321
Nationwide $3,057 $3,057
Progressive $3,407 $3,407
State Farm $2,244 $2,355
Travelers $2,427 $2,625
USAA $2,381 $2,517

Find Cheap Bluff City, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Bluff City, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bluff City, TN, take a look at the average cost for various violations versus rates for a clean driving record in Bluff City.

Annual Bluff City, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,501 $4,172 $5,052 $4,008
Farmers $2,889 $3,552 $3,658 $3,390
GEICO $1,977 $2,646 $4,270 $1,977
Liberty Mutual $4,315 $6,221 $5,784 $4,965
Nationwide $2,653 $2,653 $3,956 $2,967
Progressive $3,000 $3,901 $3,194 $3,531
State Farm $2,092 $2,506 $2,299 $2,299
Travelers $2,056 $2,627 $2,899 $2,523
USAA $1,784 $2,670 $3,130 $2,212

Find Cheap Bluff City, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bluff City, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Bluff City for less when you shop around and compare rates from multiple Bluff City, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bluff City, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,052
Farmers $3,658
GEICO $4,270
Liberty Mutual $5,784
Nationwide $3,956
Progressive $3,194
State Farm $2,299
Travelers $2,899
USAA $3,130

Winners by Category: Where to Buy Cheap Auto Insurance in Bluff City, TN

Compare rates from the cheapest auto insurance companies in Bluff City, TN for your needs. Take a look at how Bluff City, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bluff City, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Bluff City, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Bluff City, TN auto insurance companies overall, you can compare them here. Find the best price for Bluff City, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Bluff City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,183
Farmers $3,372
GEICO $2,717
Nationwide $3,057
Progressive $3,407
State Farm $2,299
Travelers $2,526
USAA $2,449

What affects Bluff City, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Bluff City, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Bluff City auto insurance rates.

Commute Times in Bluff City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bluff City, TN is 30.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Bluff City, TN

You can buy cheap Bluff City, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bluff City, Tennessee auto insurance quotes from top companies.

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