Buy Cheap Bluff City, AR Auto Insurance (2021)

Bluff City, AR auto insurance rates average $339 a month. Minimum auto insurance requirements in Bluff City, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Bluff City, AR, compare Bluff City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bluff City, AR for teens drivers are $8,166/year
  • Average auto insurance rates in Bluff City, AR are $339/month
  • The most expensive auto insurance company in Bluff City after a DUI is Travelers

Finding affordable Bluff City, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Bluff City, AR auto insurance with confidence is right here. Auto insurance rates in Bluff City are affected by local factors as well as personal ones like your driving record.

See how Bluff City, AR car insurance rates compare to Hot Springs auto insurance rates, Fayetteville auto insurance rates, and Pine Bluff auto insurance rates before you read more about the cost of auto insurance in Bluff City.

Don’t buy Bluff City, AR auto insurance until you’ve compared rates. Get free Bluff City, Arkansas auto insurance quotes when you enter your ZIP code above.

Bluff City, AR Minimum Auto Insurance Requirements

The required auto insurance in Bluff City, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Bluff City, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Bluff City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bluff City, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bluff City, AR. Take a look at Bluff City, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bluff City, Arkansas

Insurance Company Poor Fair Good
Allstate $6,633 $5,056 $4,104
Farmers $4,546 $3,801 $3,622
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,421 $4,602 $4,271
State Farm $3,955 $2,382 $1,854
Travelers $6,843 $5,699 $5,323
USAA $3,059 $2,081 $1,771

Buy Cheap Bluff City, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bluff City, Arkansas auto insurance rates? Find out how car insurance rates in Bluff City, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluff City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,115 $2,700 $2,897 $10,571 $12,576 $3,435 $3,755
Farmers $2,184 $2,175 $1,955 $2,053 $9,040 $9,363 $2,503 $2,643
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,561 $2,438 $2,102 $2,195 $10,553 $11,895 $3,064 $3,308
State Farm $1,765 $1,765 $1,560 $1,560 $4,838 $6,104 $1,982 $2,267
Travelers $2,257 $2,303 $2,211 $2,221 $12,843 $20,594 $2,405 $2,809
USAA $1,421 $1,437 $1,314 $1,327 $4,446 $4,665 $1,835 $1,983

Buy Cheap Bluff City, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bluff City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bluff City, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bluff City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,571 $12,576
Farmers $9,040 $9,363
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $10,553 $11,895
State Farm $4,838 $6,104
Travelers $12,843 $20,594
USAA $4,446 $4,665

Buy Cheap Bluff City, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Bluff City, Arkansas by comparing Bluff City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bluff City, AR here.

Annual Auto Insurance Rates for Senior Drivers in Bluff City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,700 $2,897
Farmers $1,955 $2,053
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,102 $2,195
State Farm $1,560 $1,560
Travelers $2,211 $2,221
USAA $1,314 $1,327

Find Cheap Auto Insurance Rates in Bluff City, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bluff City, Arkansas auto insurance. Compare Bluff City, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluff City, Arkansas

Insurance Company Low Medium High
Allstate $5,143 $5,262 $5,387
Farmers $3,800 $3,950 $4,219
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,417 $4,694 $5,183
State Farm $2,617 $2,727 $2,847
Travelers $5,697 $5,973 $6,196
USAA $2,214 $2,296 $2,401

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Find Cheap Bluff City, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bluff City. Compare auto insurance rates in Bluff City, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bluff City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,264 $5,264
Farmers $3,990 $3,990
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $4,765 $4,765
State Farm $2,666 $2,794
Travelers $5,955 $5,955
USAA $2,237 $2,370

Find Cheap Bluff City, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Bluff City, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bluff City, AR, take a look at the average cost for various violations versus rates for a clean driving record in Bluff City.

Annual Bluff City, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,392 $5,474 $6,006 $5,184
Farmers $3,372 $4,320 $4,218 $4,048
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,113 $5,689 $4,319 $4,938
State Farm $2,522 $2,938 $2,730 $2,730
Travelers $4,995 $5,161 $7,532 $6,133
USAA $1,769 $2,241 $3,240 $1,964

Find Cheap Bluff City, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bluff City, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bluff City for less when you shop around and compare rates from multiple Bluff City, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bluff City, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,006
Farmers $4,218
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,319
State Farm $2,730
Travelers $7,532
USAA $3,240

Winners by Category: Where to Buy Cheap Auto Insurance in Bluff City, AR

Compare rates from the cheapest auto insurance companies in Bluff City, AR for your needs. Take a look at how Bluff City, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bluff City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Bluff City, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Bluff City, AR auto insurance companies overall, you can compare them here. Find the best price for Bluff City, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bluff City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,264
Farmers $3,990
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $4,765
State Farm $2,730
Travelers $5,955
USAA $2,303

What affects Bluff City, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Bluff City, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Bluff City auto insurance rates.

Commute Times in Bluff City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bluff City, AR is 35.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Bluff City, AR

You can buy cheap Bluff City, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bluff City, Arkansas auto insurance quotes from top companies.

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