Buy Cheap Blue River, CO Auto Insurance (2021)

Blue River, CO auto insurance rates average $318 a month. Minimum auto insurance requirements in Blue River, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Blue River, CO, compare Blue River auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Blue River, CO are $318/month
  • Average auto insurance rates in Blue River, CO for teens drivers are $7,404/year
  • The most expensive auto insurance company in Blue River after a DUI is Allstate

Finding affordable Blue River, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Blue River, CO auto insurance with confidence is right here. Auto insurance rates in Blue River are affected by local factors as well as personal ones like your driving record.

See how Blue River, CO car insurance rates compare to Centennial auto insurance rates, Aurora auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Blue River.

Don’t buy Blue River, CO auto insurance until you’ve compared rates. Get free Blue River, Colorado auto insurance quotes when you enter your ZIP code above.

Blue River, CO Minimum Auto Insurance Requirements

The required auto insurance in Blue River, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Blue River, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Blue River, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Blue River, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Blue River, CO. Take a look at Blue River, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Blue River, Colorado

Insurance Company Poor Fair Good
Allstate $7,580 $5,837 $4,406
American Family $4,893 $3,473 $2,906
Farmers $5,533 $4,499 $4,276
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,109 $2,509 $1,996
Nationwide $4,201 $3,324 $2,896
Progressive $4,365 $3,755 $3,471
State Farm $4,837 $3,101 $2,495
USAA $5,334 $3,023 $2,417

Buy Cheap Blue River, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Blue River, Colorado auto insurance rates? Find out how car insurance rates in Blue River, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Blue River, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,623 $3,382 $3,244 $3,281 $12,666 $13,282 $4,006 $4,042
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,806 $2,780 $2,542 $2,726 $10,462 $10,560 $3,108 $3,171
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,865 $1,867 $1,563 $1,715 $5,783 $6,327 $1,900 $1,952
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,291 $2,130 $1,996 $1,984 $8,206 $9,192 $2,593 $2,520
State Farm $2,164 $2,164 $1,941 $1,941 $6,317 $7,968 $2,426 $2,900
USAA $2,394 $2,399 $2,269 $2,280 $6,022 $6,909 $3,087 $3,370

Buy Cheap Blue River, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Blue River can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Blue River, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Blue River, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,666 $13,282
American Family $6,230 $8,345
Farmers $10,462 $10,560
GEICO $5,105 $5,462
Liberty Mutual $5,783 $6,327
Nationwide $5,843 $7,486
Progressive $8,206 $9,192
State Farm $6,317 $7,968
USAA $6,022 $6,909

Buy Cheap Blue River, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Blue River, Colorado by comparing Blue River senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Blue River, CO here.

Annual Auto Insurance Rates for Senior Drivers in Blue River, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,281
American Family $2,316 $2,316
Farmers $2,542 $2,726
GEICO $1,682 $1,894
Liberty Mutual $1,563 $1,715
Nationwide $2,066 $2,188
Progressive $1,996 $1,984
State Farm $1,941 $1,941
USAA $2,269 $2,280

Find Cheap Auto Insurance Rates in Blue River, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Blue River, Colorado auto insurance. Compare Blue River, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Blue River, Colorado

Insurance Company Low Medium High
Allstate $5,662 $5,923 $6,238
American Family $3,605 $3,834 $3,832
Farmers $4,263 $4,712 $5,333
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,748 $2,865 $3,001
Nationwide $3,517 $3,472 $3,432
Progressive $3,624 $3,876 $4,093
State Farm $3,280 $3,480 $3,673
USAA $3,450 $3,591 $3,733

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Find Cheap Blue River, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Blue River. Compare auto insurance rates in Blue River, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Blue River, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,941 $5,941
American Family $3,678 $3,837
Farmers $4,769 $4,769
GEICO $2,516 $2,616
Liberty Mutual $2,872 $2,872
Nationwide $3,474 $3,474
Progressive $3,864 $3,864
State Farm $3,395 $3,560
USAA $3,489 $3,694

Find Cheap Blue River, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Blue River, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Blue River, CO, take a look at the average cost for various violations versus rates for a clean driving record in Blue River.

Annual Blue River, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,048 $5,816 $7,160 $5,739
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,024 $5,168 $5,101 $4,784
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,518 $2,940 $3,059 $2,969
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,347 $4,688 $3,531 $3,890
State Farm $3,194 $3,761 $3,478 $3,478
USAA $2,609 $3,184 $5,627 $2,944

Find Cheap Blue River, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Blue River, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Blue River for less when you shop around and compare rates from multiple Blue River, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Blue River, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,160
American Family $5,160
Farmers $5,101
GEICO $3,291
Liberty Mutual $3,059
Nationwide $4,637
Progressive $3,531
State Farm $3,478
USAA $5,627

Winners by Category: Where to Buy Cheap Auto Insurance in Blue River, CO

Compare rates from the cheapest auto insurance companies in Blue River, CO for your needs. Take a look at how Blue River, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Blue River, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Blue River, Colorado Auto Insurance Companies

If you’re looking for the cheapest Blue River, CO auto insurance companies overall, you can compare them here. Find the best price for Blue River, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Blue River, Colorado

Insurance Company Average Annual Rates
Allstate $5,941
American Family $3,757
Farmers $4,769
GEICO $2,566
Liberty Mutual $2,872
Nationwide $3,474
Progressive $3,864
State Farm $3,478
USAA $3,591

What affects Blue River, Colorado auto insurance rates?

Local factors affect auto insurance rates in Blue River, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Blue River auto insurance rates.

Commute Times in Blue River

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Blue River, CO is 19.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Blue River, CO

You can buy cheap Blue River, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Blue River, Colorado auto insurance quotes from top companies.

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