Buy Cheap Blue Ridge, AL Auto Insurance (2021)

Blue Ridge, AL auto insurance rates average $306 a month. Minimum auto insurance requirements in Blue Ridge, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Blue Ridge, AL, compare Blue Ridge auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Blue Ridge, AL are $306/month
  • The most expensive auto insurance company in Blue Ridge after a DUI is Liberty Mutual
  • Average auto insurance rates in Blue Ridge, AL for teens drivers are $7,504/year

Finding affordable Blue Ridge, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Blue Ridge, AL auto insurance with confidence is right here. Auto insurance rates in Blue Ridge are affected by local factors as well as personal ones like your driving record.

See how Blue Ridge, AL car insurance rates compare to Dothan auto insurance rates, Mobile auto insurance rates, and Birmingham auto insurance rates before you read more about the cost of auto insurance in Blue Ridge.

Don’t buy Blue Ridge, AL auto insurance until you’ve compared rates. Get free Blue Ridge, Alabama auto insurance quotes when you enter your ZIP code above.

Blue Ridge, AL Minimum Auto Insurance Requirements

The required auto insurance in Blue Ridge, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Blue Ridge, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Blue Ridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Blue Ridge, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Blue Ridge, AL. Take a look at Blue Ridge, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Blue Ridge, Alabama

Insurance Company Poor Fair Good
Allstate $3,858 $3,029 $2,477
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,255 $4,524 $4,232
State Farm $7,787 $3,938 $2,673
Travelers $3,741 $3,244 $3,305
USAA $2,826 $1,840 $1,643

Buy Cheap Blue Ridge, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Blue Ridge, Alabama auto insurance rates? Find out how car insurance rates in Blue Ridge, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Blue Ridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,710 $1,743 $6,526 $7,008 $2,120 $2,167
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,513 $2,343 $2,066 $2,213 $10,503 $11,694 $2,931 $3,100
State Farm $2,931 $2,931 $2,657 $2,657 $8,913 $11,182 $3,314 $3,806
Travelers $1,400 $1,421 $1,315 $1,310 $7,448 $11,703 $1,327 $1,517
USAA $1,316 $1,338 $1,229 $1,208 $3,877 $4,298 $1,709 $1,850

Buy Cheap Blue Ridge, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Blue Ridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Blue Ridge, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Blue Ridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,526 $7,008
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,503 $11,694
State Farm $8,913 $11,182
Travelers $7,448 $11,703
USAA $3,877 $4,298

Buy Cheap Blue Ridge, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Blue Ridge, Alabama by comparing Blue Ridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Blue Ridge, AL here.

Annual Auto Insurance Rates for Senior Drivers in Blue Ridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,743
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,066 $2,213
State Farm $2,657 $2,657
Travelers $1,315 $1,310
USAA $1,229 $1,208

Find Cheap Auto Insurance Rates in Blue Ridge, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Blue Ridge, Alabama auto insurance. Compare Blue Ridge, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Blue Ridge, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,240
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,151 $4,644 $5,215
State Farm $4,521 $4,794 $5,082
Travelers $3,254 $3,499 $3,538
USAA $2,026 $2,092 $2,192

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Find Cheap Blue Ridge, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Blue Ridge. Compare auto insurance rates in Blue Ridge, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Blue Ridge, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,670 $4,670
State Farm $4,680 $4,918
Travelers $3,430 $3,430
USAA $2,007 $2,199

Find Cheap Blue Ridge, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Blue Ridge, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Blue Ridge, AL, take a look at the average cost for various violations versus rates for a clean driving record in Blue Ridge.

Annual Blue Ridge, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,695 $2,998
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,205 $5,310 $4,553 $4,613
State Farm $4,329 $5,373 $4,747 $4,747
Travelers $2,858 $2,999 $4,383 $3,481
USAA $1,619 $2,028 $3,014 $1,751

Find Cheap Blue Ridge, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Blue Ridge, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Blue Ridge for less when you shop around and compare rates from multiple Blue Ridge, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Blue Ridge, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,695
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,553
State Farm $4,747
Travelers $4,383
USAA $3,014

Winners by Category: Where to Buy Cheap Auto Insurance in Blue Ridge, AL

Compare rates from the cheapest auto insurance companies in Blue Ridge, AL for your needs. Take a look at how Blue Ridge, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Blue Ridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Blue Ridge, Alabama Auto Insurance Companies

If you’re looking for the cheapest Blue Ridge, AL auto insurance companies overall, you can compare them here. Find the best price for Blue Ridge, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Blue Ridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,670
State Farm $4,799
Travelers $3,430
USAA $2,103

What affects Blue Ridge, Alabama auto insurance rates?

Local factors affect auto insurance rates in Blue Ridge, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Blue Ridge auto insurance rates.

Commute Times in Blue Ridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Blue Ridge, AL is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Blue Ridge, AL

You can buy cheap Blue Ridge, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Blue Ridge, Alabama auto insurance quotes from top companies.

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