Buy Cheap Bloomington, TX Auto Insurance (2021)

Bloomington, TX auto insurance rates average $327 a month. Minimum auto insurance requirements in Bloomington, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Bloomington, TX, compare Bloomington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bloomington, TX after a DUI are $4,461/year
  • The most expensive auto insurance company in Bloomington is Allstate
  • Average auto insurance rates in Bloomington, TX for teens drivers are $7,037/year

Finding affordable Bloomington, Texas auto insurance can be challenging, but everything you need to know to buy cheap Bloomington, TX auto insurance with confidence is right here. Auto insurance rates in Bloomington are affected by local factors as well as personal ones like your driving record.

See how Bloomington, TX car insurance rates compare to Dallas auto insurance rates, Laredo auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Bloomington.

Don’t buy Bloomington, TX auto insurance until you’ve compared rates. Get free Bloomington, Texas auto insurance quotes when you enter your ZIP code above.

Bloomington, TX Minimum Auto Insurance Requirements

The required auto insurance in Bloomington, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Bloomington, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Bloomington, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bloomington, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bloomington, TX. Take a look at Bloomington, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bloomington, Texas

Insurance Company Poor Fair Good
Allstate $6,700 $4,905 $4,196
American Family $6,524 $4,186 $3,647
GEICO $4,552 $2,586 $1,732
Nationwide $5,435 $4,346 $3,768
Progressive $5,427 $4,724 $4,390
State Farm $3,741 $2,330 $1,857
USAA $3,538 $2,048 $1,649

Buy Cheap Bloomington, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bloomington, Texas auto insurance rates? Find out how car insurance rates in Bloomington, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bloomington, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,431 $3,466 $3,389 $3,389 $8,963 $10,831 $4,242 $4,427
American Family $2,797 $3,131 $2,657 $3,060 $7,762 $10,131 $4,086 $4,661
GEICO $2,199 $2,382 $2,149 $2,453 $4,799 $4,957 $2,371 $2,345
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,525 $2,394 $2,261 $2,298 $10,995 $12,261 $3,001 $3,041
State Farm $1,852 $1,852 $1,648 $1,648 $4,422 $5,632 $2,013 $2,073
USAA $1,544 $1,555 $1,476 $1,469 $4,299 $4,684 $2,057 $2,207

Buy Cheap Bloomington, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bloomington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bloomington, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bloomington, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,963 $10,831
American Family $7,762 $10,131
GEICO $4,799 $4,957
Nationwide $8,017 $10,292
Progressive $10,995 $12,261
State Farm $4,422 $5,632
USAA $4,299 $4,684

Buy Cheap Bloomington, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Bloomington, Texas by comparing Bloomington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bloomington, TX here.

Annual Auto Insurance Rates for Senior Drivers in Bloomington, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,389 $3,389
American Family $2,657 $3,060
GEICO $2,149 $2,453
Nationwide $2,508 $2,654
Progressive $2,261 $2,298
State Farm $1,648 $1,648
USAA $1,476 $1,469

Find Cheap Auto Insurance Rates in Bloomington, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bloomington, Texas auto insurance. Compare Bloomington, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bloomington, Texas

Insurance Company Low Medium High
Allstate $5,145 $5,222 $5,434
American Family $4,428 $4,582 $5,347
GEICO $2,780 $2,912 $3,178
Nationwide $4,810 $4,320 $4,418
Progressive $4,625 $4,827 $5,089
State Farm $2,502 $2,634 $2,792
USAA $2,326 $2,401 $2,507

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Find Cheap Bloomington, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bloomington. Compare auto insurance rates in Bloomington, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bloomington, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,142 $5,392
American Family $4,786 $4,786
GEICO $2,903 $3,010
Nationwide $4,516 $4,516
Progressive $4,847 $4,847
State Farm $2,643 $2,643
USAA $2,381 $2,442

Find Cheap Bloomington, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Bloomington, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bloomington, TX, take a look at the average cost for various violations versus rates for a clean driving record in Bloomington.

Annual Bloomington, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,110 $6,293 $6,556 $4,110
American Family $4,341 $5,583 $4,876 $4,341
GEICO $2,512 $3,323 $2,762 $3,229
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $4,221 $5,493 $4,923 $4,751
State Farm $2,349 $2,693 $3,180 $2,349
USAA $1,800 $2,654 $3,126 $2,065

Find Cheap Bloomington, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bloomington, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Bloomington for less when you shop around and compare rates from multiple Bloomington, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bloomington, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,556
American Family $4,876
GEICO $2,762
Nationwide $5,804
Progressive $4,923
State Farm $3,180
USAA $3,126

Winners by Category: Where to Buy Cheap Auto Insurance in Bloomington, TX

Compare rates from the cheapest auto insurance companies in Bloomington, TX for your needs. Take a look at how Bloomington, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bloomington, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Bloomington, Texas Auto Insurance Companies

If you’re looking for the cheapest Bloomington, TX auto insurance companies overall, you can compare them here. Find the best price for Bloomington, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Bloomington, Texas

Insurance Company Average Annual Rates
Allstate $5,267
American Family $4,786
GEICO $2,957
Nationwide $4,516
Progressive $4,847
State Farm $2,643
USAA $2,411

What affects Bloomington, Texas auto insurance rates?

Local factors affect auto insurance rates in Bloomington, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Bloomington auto insurance rates.

Commute Times in Bloomington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bloomington, TX is 18.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Bloomington, TX

You can buy cheap Bloomington, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bloomington, Texas auto insurance quotes from top companies.

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