Buy Cheap Bloomfield, NY Auto Insurance (2021)

Bloomfield, NY auto insurance rates average $253 a month. Minimum auto insurance requirements in Bloomfield, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Bloomfield, NY, compare Bloomfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bloomfield, NY for teens drivers are $5,219/year
  • The most expensive auto insurance company in Bloomfield after a DUI is Liberty Mutual
  • Average auto insurance rates in Bloomfield, NY after a DUI are $3,951/year

Finding affordable Bloomfield, New York auto insurance can be challenging, but everything you need to know to buy cheap Bloomfield, NY auto insurance with confidence is right here. Auto insurance rates in Bloomfield are affected by local factors as well as personal ones like your driving record.

See how Bloomfield, NY car insurance rates compare to Rochester auto insurance rates, Syracuse auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Bloomfield.

Don’t buy Bloomfield, NY auto insurance until you’ve compared rates. Get free Bloomfield, New York auto insurance quotes when you enter your ZIP code above.

Bloomfield, NY Minimum Auto Insurance Requirements

The required auto insurance in Bloomfield, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Bloomfield, New York is outlined here.

Minimum Required Auto Insurance Coverage in Bloomfield, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bloomfield, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bloomfield, NY. Take a look at Bloomfield, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bloomfield, New York

Insurance Company Poor Fair Good
Allstate $4,935 $2,882 $2,489
GEICO $2,021 $1,486 $1,333
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $4,251 $2,227 $1,639
State Farm $5,399 $3,384 $2,685
Travelers $4,254 $2,707 $2,363
USAA $4,102 $2,062 $1,823

Buy Cheap Bloomfield, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bloomfield, New York auto insurance rates? Find out how car insurance rates in Bloomfield, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bloomfield, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,373 $2,227 $2,220 $2,245 $6,639 $7,081 $2,345 $2,354
GEICO $1,206 $1,162 $1,173 $1,155 $2,459 $3,541 $1,092 $1,120
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,636 $1,544 $1,332 $1,346 $5,482 $6,126 $2,113 $2,065
State Farm $2,429 $2,429 $2,112 $2,112 $7,008 $9,026 $2,664 $2,802
Travelers $2,249 $2,293 $2,044 $2,208 $5,089 $6,078 $2,394 $2,511
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

Buy Cheap Bloomfield, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bloomfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bloomfield, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bloomfield, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,639 $7,081
GEICO $2,459 $3,541
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,482 $6,126
State Farm $7,008 $9,026
Travelers $5,089 $6,078
USAA $5,556 $6,624

Buy Cheap Bloomfield, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Bloomfield, New York by comparing Bloomfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bloomfield, NY here.

Annual Auto Insurance Rates for Senior Drivers in Bloomfield, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,220 $2,245
GEICO $1,173 $1,155
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,332 $1,346
State Farm $2,112 $2,112
Travelers $2,044 $2,208
USAA $1,273 $1,277

Find Cheap Auto Insurance Rates in Bloomfield, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bloomfield, New York auto insurance. Compare Bloomfield, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bloomfield, New York

Insurance Company Low Medium High
Allstate $3,222 $3,423 $3,662
GEICO $1,533 $1,609 $1,698
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,576 $2,694 $2,846
State Farm $3,648 $3,842 $3,977
Travelers $2,946 $3,078 $3,300
USAA $2,588 $2,650 $2,748

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Find Cheap Bloomfield, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bloomfield. Compare auto insurance rates in Bloomfield, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bloomfield, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,390 $3,481
GEICO $1,566 $1,660
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,706 $2,706
State Farm $3,685 $3,960
Travelers $3,108 $3,108
USAA $2,636 $2,689

Find Cheap Bloomfield, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Bloomfield, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bloomfield, NY, take a look at the average cost for various violations versus rates for a clean driving record in Bloomfield.

Annual Bloomfield, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,939 $2,939 $4,207 $3,658
GEICO $1,290 $1,404 $2,471 $1,290
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,634 $2,634 $2,904 $2,650
State Farm $3,646 $3,646 $4,000 $4,000
Travelers $2,687 $3,303 $3,348 $3,094
USAA $2,368 $2,406 $3,469 $2,406

Find Cheap Bloomfield, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bloomfield, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Bloomfield for less when you shop around and compare rates from multiple Bloomfield, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bloomfield, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,207
GEICO $2,471
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,904
State Farm $4,000
Travelers $3,348
USAA $3,469

Winners by Category: Where to Buy Cheap Auto Insurance in Bloomfield, NY

Compare rates from the cheapest auto insurance companies in Bloomfield, NY for your needs. Take a look at how Bloomfield, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bloomfield, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Bloomfield, New York Auto Insurance Companies

If you’re looking for the cheapest Bloomfield, NY auto insurance companies overall, you can compare them here. Find the best price for Bloomfield, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Bloomfield, New York

Insurance Company Average Annual Rates
Allstate $3,436
GEICO $1,613
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,706
State Farm $3,823
Travelers $3,108
USAA $2,662

What affects Bloomfield, New York auto insurance rates?

Local factors affect auto insurance rates in Bloomfield, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Bloomfield auto insurance rates.

Commute Times in Bloomfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bloomfield, NY is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Bloomfield, NY

You can buy cheap Bloomfield, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bloomfield, New York auto insurance quotes from top companies.

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