Buy Cheap Bloomfield, IA Auto Insurance (2021)

Bloomfield, IA auto insurance rates average $252 a month. Minimum auto insurance requirements in Bloomfield, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Bloomfield, IA, compare Bloomfield auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Bloomfield, IA for teens drivers are $5,669/year
  • The most expensive auto insurance company in Bloomfield after a DUI is Travelers
  • Average auto insurance rates in Bloomfield, IA are $252/month

Finding affordable Bloomfield, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Bloomfield, IA auto insurance with confidence is right here. Auto insurance rates in Bloomfield are affected by local factors as well as personal ones like your driving record.

See how Bloomfield, IA car insurance rates compare to Waterloo auto insurance rates, Iowa City auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Bloomfield.

Don’t buy Bloomfield, IA auto insurance until you’ve compared rates. Get free Bloomfield, Iowa auto insurance quotes when you enter your ZIP code above.

Bloomfield, IA Minimum Auto Insurance Requirements

The required auto insurance in Bloomfield, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Bloomfield, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Bloomfield, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Bloomfield, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bloomfield, IA. Take a look at Bloomfield, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bloomfield, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,947 $2,900 $2,434
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,217 $2,506 $2,198
Progressive $2,995 $2,393 $2,156
State Farm $3,371 $2,085 $1,644
Travelers $6,452 $5,501 $5,240
USAA $2,456 $1,684 $1,458

Buy Cheap Bloomfield, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bloomfield, Iowa auto insurance rates? Find out how car insurance rates in Bloomfield, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bloomfield, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $2,002 $2,002 $1,788 $1,788 $5,297 $7,457 $2,002 $2,414
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,849 $1,904 $1,643 $1,762 $4,176 $5,431 $2,084 $2,273
Progressive $1,821 $1,771 $1,500 $1,550 $4,180 $4,731 $2,195 $2,368
State Farm $1,585 $1,585 $1,376 $1,376 $4,054 $5,171 $1,776 $2,010
Travelers $2,596 $2,652 $2,507 $2,519 $11,409 $18,272 $2,691 $3,203
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Bloomfield, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bloomfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bloomfield, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bloomfield, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,297 $7,457
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,176 $5,431
Progressive $4,180 $4,731
State Farm $4,054 $5,171
Travelers $11,409 $18,272
USAA $3,349 $3,563

Buy Cheap Bloomfield, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Bloomfield, Iowa by comparing Bloomfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bloomfield, IA here.

Annual Auto Insurance Rates for Senior Drivers in Bloomfield, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,788 $1,788
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,643 $1,762
Progressive $1,500 $1,550
State Farm $1,376 $1,376
Travelers $2,507 $2,519
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Bloomfield, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bloomfield, Iowa auto insurance. Compare Bloomfield, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bloomfield, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $3,115 $3,265 $2,900
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,769 $2,621 $2,531
Progressive $2,395 $2,522 $2,626
State Farm $2,267 $2,378 $2,455
Travelers $5,374 $5,820 $6,000
USAA $1,772 $1,872 $1,954

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Find Cheap Bloomfield, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bloomfield. Compare auto insurance rates in Bloomfield, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bloomfield, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $3,057 $3,130
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,640 $2,640
Progressive $2,514 $2,514
State Farm $2,310 $2,423
Travelers $5,731 $5,731
USAA $1,798 $1,934

Find Cheap Bloomfield, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Bloomfield, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bloomfield, IA, take a look at the average cost for various violations versus rates for a clean driving record in Bloomfield.

Annual Bloomfield, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,233 $3,268 $4,246 $2,627
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,900 $2,746 $3,759 $2,155
Progressive $2,030 $3,285 $2,198 $2,544
State Farm $2,206 $2,527 $2,366 $2,366
Travelers $4,188 $5,563 $7,449 $5,724
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Bloomfield, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bloomfield, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Bloomfield for less when you shop around and compare rates from multiple Bloomfield, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bloomfield, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,260
American Family $4,246
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,759
Progressive $2,198
State Farm $2,366
Travelers $7,449
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Bloomfield, IA

Compare rates from the cheapest auto insurance companies in Bloomfield, IA for your needs. Take a look at how Bloomfield, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bloomfield, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Bloomfield, Iowa Auto Insurance Companies

If you’re looking for the cheapest Bloomfield, IA auto insurance companies overall, you can compare them here. Find the best price for Bloomfield, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Bloomfield, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $3,093
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,640
Progressive $2,514
State Farm $2,366
Travelers $5,731
USAA $1,866

What affects Bloomfield, Iowa auto insurance rates?

Local factors affect auto insurance rates in Bloomfield, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Bloomfield auto insurance rates.

Commute Times in Bloomfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bloomfield, IA is 16.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Bloomfield, IA

You can buy cheap Bloomfield, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bloomfield, Iowa auto insurance quotes from top companies.

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