Buy Cheap Bloomfield Hills, MI Auto Insurance (2022)

Bloomfield Hills, MI auto insurance rates average $1,025 a month. Minimum auto insurance requirements in Bloomfield Hills, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Bloomfield Hills, MI, compare Bloomfield Hills auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bloomfield Hills is Allstate
  • Average auto insurance rates in Bloomfield Hills, MI for teens drivers are $23,175/year
  • Average auto insurance rates in Bloomfield Hills, MI are $1,025/month

Finding affordable Bloomfield Hills, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Bloomfield Hills, MI auto insurance with confidence is right here. Auto insurance rates in Bloomfield Hills are affected by local factors as well as personal ones like your driving record.

See how Bloomfield Hills, MI car insurance rates compare to Warren auto insurance rates, Livonia auto insurance rates, and Lansing auto insurance rates before you read more about the cost of auto insurance in Bloomfield Hills.

Don’t buy Bloomfield Hills, MI auto insurance until you’ve compared rates. Get free Bloomfield Hills, Michigan auto insurance quotes when you enter your ZIP code above.

Bloomfield Hills, MI Minimum Auto Insurance Requirements

The required auto insurance in Bloomfield Hills, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Bloomfield Hills, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Bloomfield Hills, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bloomfield Hills, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bloomfield Hills, MI. Take a look at Bloomfield Hills, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bloomfield Hills, Michigan

Insurance Company Poor Fair Good
Allstate $46,498 $25,747 $19,633
Farmers $13,471 $7,575 $7,029
GEICO $11,250 $8,243 $6,687
Liberty Mutual $34,882 $20,136 $11,105
Nationwide $9,412 $7,061 $5,974
Progressive $7,069 $5,944 $5,336
State Farm $20,696 $10,465 $7,102
Travelers $10,137 $9,832 $9,708
USAA $5,488 $3,130 $2,392

Buy Cheap Bloomfield Hills, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bloomfield Hills, Michigan auto insurance rates? Find out how car insurance rates in Bloomfield Hills, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bloomfield Hills, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $22,348 $22,348 $20,783 $20,783 $55,830 $55,830 $23,544 $23,544
Farmers $7,015 $7,015 $6,478 $6,478 $15,974 $15,974 $7,965 $7,965
GEICO $6,139 $6,139 $6,288 $6,288 $16,638 $16,638 $5,840 $5,840
Liberty Mutual $16,564 $16,564 $16,402 $16,402 $38,633 $38,633 $16,564 $16,564
Nationwide $5,272 $5,272 $4,685 $4,685 $14,174 $14,174 $5,798 $5,798
Progressive $3,572 $3,279 $3,154 $3,556 $13,330 $14,118 $4,155 $3,766
State Farm $7,648 $7,648 $7,106 $7,106 $27,258 $27,258 $9,006 $9,006
Travelers $6,621 $6,621 $5,674 $5,674 $20,079 $20,079 $7,196 $7,196
USAA $2,642 $2,508 $2,486 $2,348 $6,658 $6,358 $3,241 $3,118

Buy Cheap Bloomfield Hills, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bloomfield Hills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bloomfield Hills, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bloomfield Hills, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $55,830 $55,830
Farmers $15,974 $15,974
GEICO $16,638 $16,638
Liberty Mutual $38,633 $38,633
Nationwide $14,174 $14,174
Progressive $13,330 $14,118
State Farm $27,258 $27,258
Travelers $20,079 $20,079
USAA $6,658 $6,358

Buy Cheap Bloomfield Hills, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Bloomfield Hills, Michigan by comparing Bloomfield Hills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bloomfield Hills, MI here.

Annual Auto Insurance Rates for Senior Drivers in Bloomfield Hills, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,783 $20,783
Farmers $6,478 $6,478
GEICO $6,288 $6,288
Liberty Mutual $16,402 $16,402
Nationwide $4,685 $4,685
Progressive $3,154 $3,556
State Farm $7,106 $7,106
Travelers $5,674 $5,674
USAA $2,486 $2,348

Find Cheap Auto Insurance Rates in Bloomfield Hills, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bloomfield Hills, Michigan auto insurance. Compare Bloomfield Hills, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bloomfield Hills, Michigan

Insurance Company Low Medium High
Allstate $29,774 $30,702 $31,402
Farmers $9,063 $9,329 $9,683
GEICO $8,159 $8,643 $9,378
Liberty Mutual $21,533 $21,991 $22,598
Nationwide $7,825 $7,358 $7,264
Progressive $5,897 $6,125 $6,326
State Farm $12,149 $12,829 $13,286
Travelers $9,791 $9,903 $9,983
USAA $3,546 $3,681 $3,783

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Find Cheap Bloomfield Hills, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bloomfield Hills. Compare auto insurance rates in Bloomfield Hills, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bloomfield Hills, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $30,626 $30,626
Farmers $9,358 $9,358
GEICO $8,528 $8,926
Liberty Mutual $21,290 $22,791
Nationwide $7,482 $7,482
Progressive $6,116 $6,116
State Farm $12,420 $13,090
Travelers $9,835 $9,949
USAA $3,629 $3,711

Find Cheap Bloomfield Hills, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in Bloomfield Hills, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Bloomfield Hills, MI to see how much where you live in Bloomfield Hills affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Bloomfield Hills, Michigan

ZIP Code Average Annual Rates
48302 $8,853
48304 $8,512
48301 $8,579

Find Cheap Bloomfield Hills, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Bloomfield Hills, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bloomfield Hills, MI, take a look at the average cost for various violations versus rates for a clean driving record in Bloomfield Hills.

Annual Bloomfield Hills, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,616 $19,629 $67,552 $20,708
Farmers $7,780 $10,089 $9,896 $9,667
GEICO $3,008 $6,471 $19,799 $5,627
Liberty Mutual $15,105 $18,484 $35,018 $19,556
Nationwide $6,375 $8,595 $7,764 $7,195
Progressive $5,152 $6,838 $6,133 $6,342
State Farm $8,003 $9,656 $21,225 $12,135
Travelers $6,664 $9,550 $15,470 $7,885
USAA $2,947 $3,685 $4,834 $3,214

Find Cheap Bloomfield Hills, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bloomfield Hills, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Bloomfield Hills for less when you shop around and compare rates from multiple Bloomfield Hills, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bloomfield Hills, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $67,552
Farmers $9,896
GEICO $19,799
Liberty Mutual $35,018
Nationwide $7,764
Progressive $6,133
State Farm $21,225
Travelers $15,470
USAA $4,834

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Winners by Category: Where to Buy Cheap Auto Insurance in Bloomfield Hills, MI

Compare rates from the cheapest auto insurance companies in Bloomfield Hills, MI for your needs. Take a look at how Bloomfield Hills, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bloomfield Hills, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Bloomfield Hills, Michigan Auto Insurance Companies

If you’re looking for the cheapest Bloomfield Hills, MI auto insurance companies overall, you can compare them here. Find the best price for Bloomfield Hills, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Bloomfield Hills, Michigan

Insurance Company Average Annual Rates
Allstate $30,626
Farmers $9,358
GEICO $8,727
Liberty Mutual $22,041
Nationwide $7,482
Progressive $6,116
State Farm $12,755
Travelers $9,892
USAA $3,670

What affects Bloomfield Hills, Michigan auto insurance rates?

Local factors affect auto insurance rates in Bloomfield Hills, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Bloomfield Hills auto insurance rates.

Commute Times in Bloomfield Hills

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bloomfield Hills, MI is 21.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Bloomfield Hills, MI

You can buy cheap Bloomfield Hills, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bloomfield Hills, Michigan auto insurance quotes from top companies.

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