Buy Cheap Black Oak, AR Auto Insurance (2021)

Black Oak, AR auto insurance rates average $339 a month. Minimum auto insurance requirements in Black Oak, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Black Oak, AR, compare Black Oak auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Black Oak, AR are $339/month
  • The most expensive auto insurance company in Black Oak is Travelers
  • Average auto insurance rates in Black Oak, AR for teens drivers are $8,398/year

Finding affordable Black Oak, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Black Oak, AR auto insurance with confidence is right here. Auto insurance rates in Black Oak are affected by local factors as well as personal ones like your driving record.

See how Black Oak, AR car insurance rates compare to Conway auto insurance rates, Jonesboro auto insurance rates, and Hot Springs auto insurance rates before you read more about the cost of auto insurance in Black Oak.

Don’t buy Black Oak, AR auto insurance until you’ve compared rates. Get free Black Oak, Arkansas auto insurance quotes when you enter your ZIP code above.

Black Oak, AR Minimum Auto Insurance Requirements

The required auto insurance in Black Oak, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Black Oak, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Black Oak, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Black Oak, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Black Oak, AR. Take a look at Black Oak, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Black Oak, Arkansas

Insurance Company Poor Fair Good
Allstate $6,455 $4,951 $4,011
Farmers $4,799 $4,035 $3,844
GEICO $3,982 $3,279 $2,718
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,940 $5,080 $4,728
State Farm $3,792 $2,285 $1,780
Travelers $6,870 $5,743 $5,370
USAA $3,005 $2,059 $1,758

Buy Cheap Black Oak, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Black Oak, Arkansas auto insurance rates? Find out how car insurance rates in Black Oak, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Black Oak, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,904 $2,583 $2,763 $10,625 $12,733 $3,178 $3,438
Farmers $2,270 $2,259 $2,025 $2,135 $9,722 $10,081 $2,594 $2,721
GEICO $2,360 $2,325 $2,170 $2,109 $6,473 $6,458 $2,341 $2,375
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,778 $2,617 $2,286 $2,404 $11,812 $13,273 $3,298 $3,525
State Farm $1,619 $1,619 $1,461 $1,461 $4,819 $6,047 $1,827 $2,099
Travelers $2,194 $2,234 $2,178 $2,184 $13,055 $21,065 $2,352 $2,689
USAA $1,384 $1,393 $1,290 $1,291 $4,468 $4,663 $1,784 $1,917

Buy Cheap Black Oak, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Black Oak can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Black Oak, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Black Oak, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,625 $12,733
Farmers $9,722 $10,081
GEICO $6,473 $6,458
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $11,812 $13,273
State Farm $4,819 $6,047
Travelers $13,055 $21,065
USAA $4,468 $4,663

Buy Cheap Black Oak, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Black Oak, Arkansas by comparing Black Oak senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Black Oak, AR here.

Annual Auto Insurance Rates for Senior Drivers in Black Oak, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,583 $2,763
Farmers $2,025 $2,135
GEICO $2,170 $2,109
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,286 $2,404
State Farm $1,461 $1,461
Travelers $2,178 $2,184
USAA $1,290 $1,291

Find Cheap Auto Insurance Rates in Black Oak, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Black Oak, Arkansas auto insurance. Compare Black Oak, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Black Oak, Arkansas

Insurance Company Low Medium High
Allstate $4,983 $5,136 $5,298
Farmers $3,997 $4,178 $4,503
GEICO $3,174 $3,325 $3,480
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,722 $5,136 $5,889
State Farm $2,478 $2,616 $2,762
Travelers $5,667 $6,009 $6,306
USAA $2,171 $2,265 $2,386

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Find Cheap Black Oak, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Black Oak. Compare auto insurance rates in Black Oak, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Black Oak, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,139 $5,139
Farmers $4,226 $4,226
GEICO $3,298 $3,355
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $5,249 $5,249
State Farm $2,555 $2,682
Travelers $5,994 $5,994
USAA $2,209 $2,338

Find Cheap Black Oak, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Black Oak, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Black Oak, AR, take a look at the average cost for various violations versus rates for a clean driving record in Black Oak.

Annual Black Oak, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,236 $5,336 $5,922 $5,062
Farmers $3,573 $4,582 $4,479 $4,270
GEICO $2,274 $3,466 $5,118 $2,448
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,523 $6,292 $4,762 $5,419
State Farm $2,394 $2,844 $2,619 $2,619
Travelers $5,021 $5,187 $7,607 $6,160
USAA $1,742 $2,219 $3,200 $1,934

Find Cheap Black Oak, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Black Oak, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Black Oak for less when you shop around and compare rates from multiple Black Oak, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Black Oak, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,922
Farmers $4,479
GEICO $5,118
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,762
State Farm $2,619
Travelers $7,607
USAA $3,200

Winners by Category: Where to Buy Cheap Auto Insurance in Black Oak, AR

Compare rates from the cheapest auto insurance companies in Black Oak, AR for your needs. Take a look at how Black Oak, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Black Oak, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Black Oak, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Black Oak, AR auto insurance companies overall, you can compare them here. Find the best price for Black Oak, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Black Oak, Arkansas

Insurance Company Average Annual Rates
Allstate $5,139
Farmers $4,226
GEICO $3,326
Liberty Mutual $3,825
Nationwide $4,006
Progressive $5,249
State Farm $2,619
Travelers $5,994
USAA $2,274

What affects Black Oak, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Black Oak, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Black Oak auto insurance rates.

Commute Times in Black Oak

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Black Oak, AR is 21.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Black Oak, AR

You can buy cheap Black Oak, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Black Oak, Arkansas auto insurance quotes from top companies.

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