Buy Cheap Black Hawk, CO Auto Insurance (2021)

Black Hawk, CO auto insurance rates average $339 a month. Minimum auto insurance requirements in Black Hawk, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Black Hawk, CO, compare Black Hawk auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Black Hawk, CO after a DUI are $4,815/year
  • The most expensive auto insurance company in Black Hawk is Farmers
  • The most expensive auto insurance company in Black Hawk after a DUI is Allstate

Finding affordable Black Hawk, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Black Hawk, CO auto insurance with confidence is right here. Auto insurance rates in Black Hawk are affected by local factors as well as personal ones like your driving record.

See how Black Hawk, CO car insurance rates compare to Aurora auto insurance rates, Lakewood auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Black Hawk.

Don’t buy Black Hawk, CO auto insurance until you’ve compared rates. Get free Black Hawk, Colorado auto insurance quotes when you enter your ZIP code above.

Black Hawk, CO Minimum Auto Insurance Requirements

The required auto insurance in Black Hawk, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Black Hawk, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Black Hawk, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Black Hawk, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Black Hawk, CO. Take a look at Black Hawk, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Black Hawk, Colorado

Insurance Company Poor Fair Good
Allstate $6,888 $5,316 $4,011
American Family $5,349 $3,803 $3,187
Farmers $6,772 $5,541 $5,267
GEICO $4,265 $3,543 $2,822
Liberty Mutual $4,200 $2,583 $2,049
Nationwide $4,245 $3,363 $2,929
Progressive $5,168 $4,430 $4,084
State Farm $5,082 $3,264 $2,630
USAA $4,426 $2,549 $2,051

Buy Cheap Black Hawk, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Black Hawk, Colorado auto insurance rates? Find out how car insurance rates in Black Hawk, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Black Hawk, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,077 $2,966 $2,996 $11,528 $12,139 $3,617 $3,629
American Family $2,806 $2,806 $2,529 $2,529 $6,824 $9,164 $2,806 $3,441
Farmers $3,373 $3,349 $3,043 $3,275 $13,091 $13,276 $3,714 $3,760
GEICO $2,208 $2,439 $2,383 $2,740 $7,065 $7,468 $2,010 $2,034
Liberty Mutual $1,876 $1,816 $1,600 $1,763 $6,074 $6,621 $1,897 $1,905
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,707 $2,518 $2,352 $2,338 $9,666 $10,850 $3,068 $2,986
State Farm $2,288 $2,288 $2,054 $2,054 $6,615 $8,356 $2,562 $3,050
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

Buy Cheap Black Hawk, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Black Hawk can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Black Hawk, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Black Hawk, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,528 $12,139
American Family $6,824 $9,164
Farmers $13,091 $13,276
GEICO $7,065 $7,468
Liberty Mutual $6,074 $6,621
Nationwide $5,929 $7,587
Progressive $9,666 $10,850
State Farm $6,615 $8,356
USAA $5,128 $5,847

Buy Cheap Black Hawk, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Black Hawk, Colorado by comparing Black Hawk senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Black Hawk, CO here.

Annual Auto Insurance Rates for Senior Drivers in Black Hawk, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,966 $2,996
American Family $2,529 $2,529
Farmers $3,043 $3,275
GEICO $2,383 $2,740
Liberty Mutual $1,600 $1,763
Nationwide $2,085 $2,204
Progressive $2,352 $2,338
State Farm $2,054 $2,054
USAA $1,918 $1,904

Find Cheap Auto Insurance Rates in Black Hawk, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Black Hawk, Colorado auto insurance. Compare Black Hawk, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Black Hawk, Colorado

Insurance Company Low Medium High
Allstate $5,107 $5,387 $5,721
American Family $3,906 $4,197 $4,237
Farmers $5,142 $5,777 $6,661
GEICO $3,133 $3,465 $4,032
Liberty Mutual $2,766 $2,932 $3,133
Nationwide $3,535 $3,511 $3,491
Progressive $4,256 $4,573 $4,853
State Farm $3,435 $3,660 $3,881
USAA $2,855 $3,009 $3,163

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Black Hawk, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Black Hawk. Compare auto insurance rates in Black Hawk, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Black Hawk, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,405 $5,405
American Family $4,024 $4,202
Farmers $5,860 $5,860
GEICO $3,471 $3,616
Liberty Mutual $2,944 $2,944
Nationwide $3,512 $3,512
Progressive $4,561 $4,561
State Farm $3,570 $3,746
USAA $2,925 $3,093

Find Cheap Black Hawk, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Black Hawk, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Black Hawk, CO, take a look at the average cost for various violations versus rates for a clean driving record in Black Hawk.

Annual Black Hawk, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,605 $5,304 $6,491 $5,221
American Family $3,044 $4,299 $5,656 $3,453
Farmers $4,954 $6,369 $6,274 $5,843
GEICO $2,474 $3,880 $4,594 $3,225
Liberty Mutual $2,590 $3,023 $3,120 $3,042
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,943 $5,541 $4,163 $4,596
State Farm $3,364 $3,953 $3,658 $3,658
USAA $2,191 $2,686 $4,693 $2,465

Find Cheap Black Hawk, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Black Hawk, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Black Hawk for less when you shop around and compare rates from multiple Black Hawk, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Black Hawk, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,491
American Family $5,656
Farmers $6,274
GEICO $4,594
Liberty Mutual $3,120
Nationwide $4,685
Progressive $4,163
State Farm $3,658
USAA $4,693

Winners by Category: Where to Buy Cheap Auto Insurance in Black Hawk, CO

Compare rates from the cheapest auto insurance companies in Black Hawk, CO for your needs. Take a look at how Black Hawk, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Black Hawk, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Black Hawk, Colorado Auto Insurance Companies

If you’re looking for the cheapest Black Hawk, CO auto insurance companies overall, you can compare them here. Find the best price for Black Hawk, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Black Hawk, Colorado

Insurance Company Average Annual Rates
Allstate $5,405
American Family $4,113
Farmers $5,860
GEICO $3,543
Liberty Mutual $2,944
Nationwide $3,512
Progressive $4,561
State Farm $3,658
USAA $3,009

Compare Auto Insurance Quotes in Black Hawk, CO

You can buy cheap Black Hawk, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Black Hawk, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption