Buy Cheap Black Forest, CO Auto Insurance (2021)

Black Forest, CO auto insurance rates average $339 a month. Minimum auto insurance requirements in Black Forest, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Black Forest, CO, compare Black Forest auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Black Forest after a DUI is Allstate
  • Average auto insurance rates in Black Forest, CO after a DUI are $4,814/year
  • The most expensive auto insurance company in Black Forest is Farmers

Finding affordable Black Forest, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Black Forest, CO auto insurance with confidence is right here. Auto insurance rates in Black Forest are affected by local factors as well as personal ones like your driving record.

See how Black Forest, CO car insurance rates compare to Pueblo auto insurance rates, Fort Collins auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Black Forest.

Don’t buy Black Forest, CO auto insurance until you’ve compared rates. Get free Black Forest, Colorado auto insurance quotes when you enter your ZIP code above.

Black Forest, CO Minimum Auto Insurance Requirements

The required auto insurance in Black Forest, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Black Forest, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Black Forest, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Black Forest, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Black Forest, CO. Take a look at Black Forest, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Black Forest, Colorado

Insurance Company Poor Fair Good
Allstate $7,126 $5,494 $4,141
American Family $5,023 $3,576 $3,000
Farmers $6,573 $5,327 $5,061
GEICO $4,060 $3,374 $2,688
Liberty Mutual $3,979 $2,448 $1,946
Nationwide $4,547 $3,599 $3,136
Progressive $5,305 $4,519 $4,144
State Farm $5,015 $3,230 $2,607
USAA $4,877 $2,787 $2,236

Buy Cheap Black Forest, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Black Forest, Colorado auto insurance rates? Find out how car insurance rates in Black Forest, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Black Forest, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,382 $3,159 $3,056 $3,086 $11,990 $12,600 $3,707 $3,713
American Family $2,640 $2,640 $2,380 $2,380 $6,409 $8,608 $2,640 $3,234
Farmers $3,313 $3,285 $3,003 $3,242 $12,503 $12,580 $3,636 $3,670
GEICO $2,155 $2,343 $2,263 $2,554 $6,653 $7,037 $1,974 $2,013
Liberty Mutual $1,820 $1,745 $1,556 $1,715 $5,659 $6,164 $1,834 $1,835
Nationwide $2,512 $2,555 $2,251 $2,376 $6,315 $8,073 $2,887 $3,116
Progressive $2,844 $2,660 $2,463 $2,457 $9,667 $10,818 $3,214 $3,126
State Farm $2,265 $2,265 $2,044 $2,044 $6,529 $8,265 $2,534 $2,994
USAA $2,201 $2,196 $2,103 $2,105 $5,544 $6,347 $2,830 $3,075

Buy Cheap Black Forest, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Black Forest can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Black Forest, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Black Forest, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,990 $12,600
American Family $6,409 $8,608
Farmers $12,503 $12,580
GEICO $6,653 $7,037
Liberty Mutual $5,659 $6,164
Nationwide $6,315 $8,073
Progressive $9,667 $10,818
State Farm $6,529 $8,265
USAA $5,544 $6,347

Buy Cheap Black Forest, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Black Forest, Colorado by comparing Black Forest senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Black Forest, CO here.

Annual Auto Insurance Rates for Senior Drivers in Black Forest, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,056 $3,086
American Family $2,380 $2,380
Farmers $3,003 $3,242
GEICO $2,263 $2,554
Liberty Mutual $1,556 $1,715
Nationwide $2,251 $2,376
Progressive $2,463 $2,457
State Farm $2,044 $2,044
USAA $2,103 $2,105

Find Cheap Auto Insurance Rates in Black Forest, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Black Forest, Colorado auto insurance. Compare Black Forest, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Black Forest, Colorado

Insurance Company Low Medium High
Allstate $5,248 $5,566 $5,946
American Family $3,663 $3,946 $3,991
Farmers $4,940 $5,570 $6,451
GEICO $3,040 $3,311 $3,771
Liberty Mutual $2,610 $2,779 $2,984
Nationwide $3,734 $3,762 $3,786
Progressive $4,308 $4,670 $4,990
State Farm $3,355 $3,618 $3,879
USAA $3,147 $3,300 $3,453

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Find Cheap Black Forest, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Black Forest. Compare auto insurance rates in Black Forest, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Black Forest, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,587 $5,587
American Family $3,783 $3,950
Farmers $5,654 $5,654
GEICO $3,299 $3,449
Liberty Mutual $2,791 $2,791
Nationwide $3,761 $3,761
Progressive $4,656 $4,656
State Farm $3,528 $3,707
USAA $3,207 $3,394

Find Cheap Black Forest, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Black Forest, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Black Forest, CO to see how much where you live in Black Forest affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Black Forest, Colorado

ZIP Code Average Annual Rates
80106 $3,823
80908 $3,702

Find Cheap Black Forest, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Black Forest, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Black Forest, CO, take a look at the average cost for various violations versus rates for a clean driving record in Black Forest.

Annual Black Forest, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,749 $5,482 $6,722 $5,394
American Family $2,861 $4,050 $5,311 $3,244
Farmers $4,775 $6,138 $6,056 $5,646
GEICO $2,390 $3,707 $4,261 $3,137
Liberty Mutual $2,452 $2,868 $2,962 $2,883
Nationwide $2,895 $3,952 $5,010 $3,185
Progressive $4,028 $5,634 $4,254 $4,708
State Farm $3,326 $3,909 $3,617 $3,617
USAA $2,410 $2,942 $5,132 $2,716

Find Cheap Black Forest, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Black Forest, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Black Forest for less when you shop around and compare rates from multiple Black Forest, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Black Forest, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,722
American Family $5,311
Farmers $6,056
GEICO $4,261
Liberty Mutual $2,962
Nationwide $5,010
Progressive $4,254
State Farm $3,617
USAA $5,132

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Winners by Category: Where to Buy Cheap Auto Insurance in Black Forest, CO

Compare rates from the cheapest auto insurance companies in Black Forest, CO for your needs. Take a look at how Black Forest, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Black Forest, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Black Forest, Colorado Auto Insurance Companies

If you’re looking for the cheapest Black Forest, CO auto insurance companies overall, you can compare them here. Find the best price for Black Forest, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Black Forest, Colorado

Insurance Company Average Annual Rates
Allstate $5,587
American Family $3,866
Farmers $5,654
GEICO $3,374
Liberty Mutual $2,791
Nationwide $3,761
Progressive $4,656
State Farm $3,617
USAA $3,300

What affects Black Forest, Colorado auto insurance rates?

Local factors affect auto insurance rates in Black Forest, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Black Forest auto insurance rates.

Commute Times in Black Forest

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Black Forest, CO is 32.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Black Forest, CO

You can buy cheap Black Forest, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Black Forest, Colorado auto insurance quotes from top companies.

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