Buy Cheap Big Pine Key, FL Auto Insurance (2021)

Big Pine Key, FL auto insurance rates average $377 a month. Minimum auto insurance requirements in Big Pine Key, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Big Pine Key, FL, compare Big Pine Key auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Big Pine Key, FL are $377/month
  • The most expensive auto insurance company in Big Pine Key after a DUI is Allstate
  • Average auto insurance rates in Big Pine Key, FL after a DUI are $5,408/year

Finding affordable Big Pine Key, Florida auto insurance can be challenging, but everything you need to know to buy cheap Big Pine Key, FL auto insurance with confidence is right here. Auto insurance rates in Big Pine Key are affected by local factors as well as personal ones like your driving record.

See how Big Pine Key, FL car insurance rates compare to Port St. Lucie auto insurance rates, Tampa auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in Big Pine Key.

Don’t buy Big Pine Key, FL auto insurance until you’ve compared rates. Get free Big Pine Key, Florida auto insurance quotes when you enter your ZIP code above.

Big Pine Key, FL Minimum Auto Insurance Requirements

The required auto insurance in Big Pine Key, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Big Pine Key, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Big Pine Key, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Big Pine Key, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Big Pine Key, FL. Take a look at Big Pine Key, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Big Pine Key, Florida

Insurance Company Poor Fair Good
Allstate $9,967 $6,378 $5,205
GEICO $5,586 $3,427 $2,602
Liberty Mutual $6,590 $4,830 $3,913
Nationwide $5,247 $3,857 $3,497
Progressive $6,654 $4,761 $3,995
State Farm $5,012 $3,285 $2,693
USAA $4,083 $2,009 $1,470

Buy Cheap Big Pine Key, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Big Pine Key, Florida auto insurance rates? Find out how car insurance rates in Big Pine Key, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Big Pine Key, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,284 $4,114 $3,735 $3,815 $15,698 $17,137 $4,303 $4,382
GEICO $3,037 $3,062 $2,838 $2,838 $5,433 $6,950 $3,359 $3,456
Liberty Mutual $3,534 $3,534 $3,237 $3,237 $7,485 $11,536 $3,534 $4,793
Nationwide $2,917 $2,901 $2,593 $2,698 $7,060 $8,811 $3,227 $3,395
Progressive $3,360 $3,194 $2,905 $3,112 $9,696 $10,727 $4,089 $4,010
State Farm $2,290 $2,290 $2,067 $2,067 $6,728 $8,581 $2,545 $2,737
USAA $1,460 $1,439 $1,352 $1,351 $4,941 $5,792 $1,835 $1,994

Buy Cheap Big Pine Key, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Big Pine Key can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Big Pine Key, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Big Pine Key, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,698 $17,137
GEICO $5,433 $6,950
Liberty Mutual $7,485 $11,536
Nationwide $7,060 $8,811
Progressive $9,696 $10,727
State Farm $6,728 $8,581
USAA $4,941 $5,792

Buy Cheap Big Pine Key, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Big Pine Key, Florida by comparing Big Pine Key senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Big Pine Key, FL here.

Annual Auto Insurance Rates for Senior Drivers in Big Pine Key, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,735 $3,815
GEICO $2,838 $2,838
Liberty Mutual $3,237 $3,237
Nationwide $2,593 $2,698
Progressive $2,905 $3,112
State Farm $2,067 $2,067
USAA $1,352 $1,351

Find Cheap Auto Insurance Rates in Big Pine Key, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Big Pine Key, Florida auto insurance. Compare Big Pine Key, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Big Pine Key, Florida

Insurance Company Low Medium High
Allstate $5,615 $7,545 $8,390
GEICO $3,115 $4,016 $4,483
Liberty Mutual $4,722 $5,187 $5,424
Nationwide $3,326 $4,364 $4,910
Progressive $4,430 $5,240 $5,740
State Farm $3,159 $3,747 $4,083
USAA $2,169 $2,613 $2,780

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Find Cheap Big Pine Key, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Big Pine Key. Compare auto insurance rates in Big Pine Key, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Big Pine Key, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,983 $7,384
GEICO $3,851 $3,892
Liberty Mutual $4,946 $5,277
Nationwide $4,200 $4,200
Progressive $5,137 $5,137
State Farm $3,537 $3,790
USAA $2,492 $2,549

Find Cheap Big Pine Key, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Big Pine Key, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Big Pine Key, FL, take a look at the average cost for various violations versus rates for a clean driving record in Big Pine Key.

Annual Big Pine Key, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,141 $7,408 $8,318 $6,867
GEICO $2,740 $3,463 $5,084 $4,199
Liberty Mutual $3,711 $4,793 $6,906 $5,034
Nationwide $3,606 $3,938 $5,265 $3,992
Progressive $4,039 $6,019 $5,036 $5,452
State Farm $3,349 $3,978 $3,663 $3,663
USAA $1,985 $2,435 $3,585 $2,078

Find Cheap Big Pine Key, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Big Pine Key, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Big Pine Key for less when you shop around and compare rates from multiple Big Pine Key, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Big Pine Key, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,318
GEICO $5,084
Liberty Mutual $6,906
Nationwide $5,265
Progressive $5,036
State Farm $3,663
USAA $3,585

Winners by Category: Where to Buy Cheap Auto Insurance in Big Pine Key, FL

Compare rates from the cheapest auto insurance companies in Big Pine Key, FL for your needs. Take a look at how Big Pine Key, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Big Pine Key, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Big Pine Key, Florida Auto Insurance Companies

If you’re looking for the cheapest Big Pine Key, FL auto insurance companies overall, you can compare them here. Find the best price for Big Pine Key, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Big Pine Key, Florida

Insurance Company Average Annual Rates
Allstate $7,184
GEICO $3,872
Liberty Mutual $5,111
Nationwide $4,200
Progressive $5,137
State Farm $3,663
USAA $2,521

What affects Big Pine Key, Florida auto insurance rates?

Local factors affect auto insurance rates in Big Pine Key, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Big Pine Key auto insurance rates.

Commute Times in Big Pine Key

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Big Pine Key, FL is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Big Pine Key, FL

You can buy cheap Big Pine Key, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Big Pine Key, Florida auto insurance quotes from top companies.

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