Buy Cheap Big Lake, TX Auto Insurance (2021)

Big Lake, TX auto insurance rates average $305 a month. Minimum auto insurance requirements in Big Lake, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Big Lake, TX, compare Big Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Big Lake, TX are $305/month
  • The most expensive auto insurance company in Big Lake after a DUI is Allstate
  • The most expensive auto insurance company in Big Lake is Allstate

Finding affordable Big Lake, Texas auto insurance can be challenging, but everything you need to know to buy cheap Big Lake, TX auto insurance with confidence is right here. Auto insurance rates in Big Lake are affected by local factors as well as personal ones like your driving record.

See how Big Lake, TX car insurance rates compare to Laredo auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Big Lake.

Don’t buy Big Lake, TX auto insurance until you’ve compared rates. Get free Big Lake, Texas auto insurance quotes when you enter your ZIP code above.

Big Lake, TX Minimum Auto Insurance Requirements

The required auto insurance in Big Lake, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Big Lake, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Big Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Big Lake, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Big Lake, TX. Take a look at Big Lake, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Big Lake, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $6,062 $3,754 $3,302
GEICO $4,738 $2,688 $1,797
Nationwide $4,539 $3,619 $3,149
Progressive $5,287 $4,574 $4,240
State Farm $3,258 $2,027 $1,614
USAA $3,300 $1,873 $1,498

Buy Cheap Big Lake, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Big Lake, Texas auto insurance rates? Find out how car insurance rates in Big Lake, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Big Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,637 $2,922 $2,453 $2,797 $6,920 $9,166 $3,768 $4,321
GEICO $2,313 $2,475 $2,180 $2,444 $4,971 $5,178 $2,509 $2,526
Nationwide $2,406 $2,457 $2,123 $2,259 $6,574 $8,492 $2,801 $3,040
Progressive $2,516 $2,356 $2,240 $2,286 $10,585 $11,742 $2,941 $2,937
State Farm $1,659 $1,659 $1,464 $1,464 $3,759 $4,754 $1,789 $1,850
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Buy Cheap Big Lake, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Big Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Big Lake, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Big Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $6,920 $9,166
GEICO $4,971 $5,178
Nationwide $6,574 $8,492
Progressive $10,585 $11,742
State Farm $3,759 $4,754
USAA $3,831 $4,232

Buy Cheap Big Lake, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Big Lake, Texas by comparing Big Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Big Lake, TX here.

Annual Auto Insurance Rates for Senior Drivers in Big Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,453 $2,797
GEICO $2,180 $2,444
Nationwide $2,123 $2,259
Progressive $2,240 $2,286
State Farm $1,464 $1,464
USAA $1,368 $1,383

Find Cheap Auto Insurance Rates in Big Lake, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Big Lake, Texas auto insurance. Compare Big Lake, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Big Lake, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $4,113 $4,241 $4,765
GEICO $2,932 $3,041 $3,251
Nationwide $4,078 $3,605 $3,624
Progressive $4,415 $4,668 $5,019
State Farm $2,198 $2,294 $2,407
USAA $2,165 $2,217 $2,290

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Find Cheap Big Lake, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Big Lake. Compare auto insurance rates in Big Lake, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Big Lake, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,094 $5,330
American Family $4,373 $4,373
GEICO $3,012 $3,137
Nationwide $3,769 $3,769
Progressive $4,700 $4,700
State Farm $2,300 $2,300
USAA $2,195 $2,252

Find Cheap Big Lake, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Big Lake, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Big Lake, TX, take a look at the average cost for various violations versus rates for a clean driving record in Big Lake.

Annual Big Lake, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $3,989 $5,069 $4,444 $3,989
GEICO $2,611 $3,412 $2,904 $3,372
Nationwide $3,263 $3,263 $4,857 $3,693
Progressive $4,096 $5,317 $4,783 $4,606
State Farm $2,066 $2,340 $2,726 $2,066
USAA $1,675 $2,433 $2,864 $1,922

Find Cheap Big Lake, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Big Lake, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Big Lake for less when you shop around and compare rates from multiple Big Lake, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Big Lake, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,455
American Family $4,444
GEICO $2,904
Nationwide $4,857
Progressive $4,783
State Farm $2,726
USAA $2,864

Winners by Category: Where to Buy Cheap Auto Insurance in Big Lake, TX

Compare rates from the cheapest auto insurance companies in Big Lake, TX for your needs. Take a look at how Big Lake, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Big Lake, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Big Lake, Texas Auto Insurance Companies

If you’re looking for the cheapest Big Lake, TX auto insurance companies overall, you can compare them here. Find the best price for Big Lake, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Big Lake, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $4,373
GEICO $3,074
Nationwide $3,769
Progressive $4,700
State Farm $2,300
USAA $2,224

What affects Big Lake, Texas auto insurance rates?

Local factors affect auto insurance rates in Big Lake, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Big Lake auto insurance rates.

Commute Times in Big Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Big Lake, TX is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Big Lake, TX

You can buy cheap Big Lake, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Big Lake, Texas auto insurance quotes from top companies.

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