Buy Cheap Big Bear Lake, CA Auto Insurance (2021)

Big Bear Lake, CA auto insurance rates average $303 a month. Minimum auto insurance requirements in Big Bear Lake, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Big Bear Lake, CA, compare Big Bear Lake auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Big Bear Lake, CA are $303/month
  • Average auto insurance rates in Big Bear Lake, CA after a DUI are $5,107/year
  • The most expensive auto insurance company in Big Bear Lake after a DUI is Allstate

Finding affordable Big Bear Lake, California auto insurance can be challenging, but everything you need to know to buy cheap Big Bear Lake, CA auto insurance with confidence is right here. Auto insurance rates in Big Bear Lake are affected by local factors as well as personal ones like your driving record.

See how Big Bear Lake, CA car insurance rates compare to Bakersfield auto insurance rates, Anaheim auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Big Bear Lake.

Don’t buy Big Bear Lake, CA auto insurance until you’ve compared rates. Get free Big Bear Lake, California auto insurance quotes when you enter your ZIP code above.

Big Bear Lake, CA Minimum Auto Insurance Requirements

The required auto insurance in Big Bear Lake, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Big Bear Lake, California is outlined here.

Minimum Required Auto Insurance Coverage in Big Bear Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Big Bear Lake, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Big Bear Lake, California auto insurance rates? Find out how car insurance rates in Big Bear Lake, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Big Bear Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,854 $2,860 $2,071 $2,099 $7,870 $9,907 $3,674 $4,058
Farmers $2,933 $2,933 $2,657 $2,657 $9,366 $15,289 $3,478 $3,876
GEICO $1,754 $1,755 $1,649 $1,649 $5,331 $5,424 $2,519 $2,576
Liberty Mutual $2,233 $2,112 $2,075 $2,009 $4,820 $5,143 $2,514 $2,544
Nationwide $3,001 $2,864 $2,631 $2,479 $7,638 $8,429 $3,578 $3,533
Progressive $1,711 $1,764 $1,465 $1,738 $4,610 $5,567 $2,482 $2,674
State Farm $3,320 $3,320 $2,967 $2,967 $6,129 $7,618 $3,674 $3,786
Travelers $2,499 $2,421 $2,208 $2,183 $5,147 $5,919 $3,258 $3,188
USAA $1,855 $1,754 $1,813 $1,818 $4,220 $4,245 $2,568 $2,424

Buy Cheap Big Bear Lake, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Big Bear Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Big Bear Lake, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Big Bear Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,870 $9,907
Farmers $9,366 $15,289
GEICO $5,331 $5,424
Liberty Mutual $4,820 $5,143
Nationwide $7,638 $8,429
Progressive $4,610 $5,567
State Farm $6,129 $7,618
Travelers $5,147 $5,919
USAA $4,220 $4,245

Buy Cheap Big Bear Lake, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Big Bear Lake, California by comparing Big Bear Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Big Bear Lake, CA here.

Annual Auto Insurance Rates for Senior Drivers in Big Bear Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,071 $2,099
Farmers $2,657 $2,657
GEICO $1,649 $1,649
Liberty Mutual $2,075 $2,009
Nationwide $2,631 $2,479
Progressive $1,465 $1,738
State Farm $2,967 $2,967
Travelers $2,208 $2,183
USAA $1,813 $1,818

Find Cheap Auto Insurance Rates in Big Bear Lake, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Big Bear Lake, California auto insurance. Compare Big Bear Lake, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Big Bear Lake, California

Insurance Company Low Medium High
Allstate $4,192 $4,462 $4,619
Farmers $5,007 $5,443 $5,746
GEICO $2,544 $2,864 $3,088
Liberty Mutual $2,729 $2,955 $3,110
Nationwide $3,829 $4,343 $4,635
Progressive $2,458 $2,832 $2,965
State Farm $3,775 $4,300 $4,592
Travelers $2,951 $3,438 $3,669
USAA $2,352 $2,636 $2,774

Find Cheap Big Bear Lake, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Big Bear Lake. Compare auto insurance rates in Big Bear Lake, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Big Bear Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,990 $4,859
Farmers $4,897 $5,900
GEICO $2,573 $3,092
Liberty Mutual $2,689 $3,173
Nationwide $3,769 $4,769
Progressive $2,500 $3,003
State Farm $4,068 $4,378
Travelers $3,014 $3,691
USAA $2,385 $2,790

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Big Bear Lake, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Big Bear Lake, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Big Bear Lake, CA, take a look at the average cost for various violations versus rates for a clean driving record in Big Bear Lake.

Annual Big Bear Lake, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,659 $4,495 $7,050 $3,493
Farmers $3,995 $5,437 $6,765 $5,397
GEICO $1,980 $3,058 $3,835 $2,456
Liberty Mutual $2,543 $3,408 $3,077 $2,696
Nationwide $2,981 $3,820 $6,455 $3,820
Progressive $1,796 $3,059 $3,566 $2,584
State Farm $3,014 $3,594 $6,785 $3,498
Travelers $2,238 $3,640 $4,243 $3,290
USAA $1,720 $2,559 $4,186 $1,884

Find Cheap Big Bear Lake, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Big Bear Lake, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Big Bear Lake for less when you shop around and compare rates from multiple Big Bear Lake, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Big Bear Lake, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,050
Farmers $6,765
GEICO $3,835
Liberty Mutual $3,077
Nationwide $6,455
Progressive $3,566
State Farm $6,785
Travelers $4,243
USAA $4,186

Winners by Category: Where to Buy Cheap Auto Insurance in Big Bear Lake, CA

Compare rates from the cheapest auto insurance companies in Big Bear Lake, CA for your needs. Take a look at how Big Bear Lake, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Big Bear Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Big Bear Lake, California Auto Insurance Companies

If you’re looking for the cheapest Big Bear Lake, CA auto insurance companies overall, you can compare them here. Find the best price for Big Bear Lake, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Big Bear Lake, California

Insurance Company Average Annual Rates
Allstate $4,424
Farmers $5,399
GEICO $2,832
Liberty Mutual $2,931
Nationwide $4,269
Progressive $2,751
State Farm $4,223
Travelers $3,353
USAA $2,587

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Big Bear Lake, California auto insurance rates?

Local factors affect auto insurance rates in Big Bear Lake, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Big Bear Lake auto insurance rates.

Commute Times in Big Bear Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Big Bear Lake, CA is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Big Bear Lake, CA

You can buy cheap Big Bear Lake, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Big Bear Lake, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption